Citi Rewards UnionPay Card
MoneySmart Exclusive
3% shopping rewards with no minimum spend
3% shopping rewards with no minimum spend

Citi Rewards UnionPay Card

Citi Rewards Card offers 3% Points Rebate on Shopping and Entertainment transactions, and 1% Points Rebate on local mobile payments.
HK$120,000
Minimum Income Requirements
3% Points
Rebate on shopping & entertainment transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

 Trip.com 8% 🏹 Hotel Booking Promo Code + HK$100 Flights ✈ Promo Code (upon claim submission)T&Cs applied.

Valid till 08 Jun 2026

ARE YOU ELIGIBLE?

  • This welcome offer is only applicable to Cit New Customers (who do not hold any principal card of Citi Credit Card within the past 12 months)
    Unless otherwise specified, the Welcome Offers are only applicable to customers who i) currently do not hold any principal card of Citi Credit Card, and ii) have not cancelled and have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customers")

  • Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 31 July 2026

  • Must perform accumulated transactions of HK$4,000 within 30 days of card issuance

  • Student Cards are not eligible for Moneysmart exclusive offer.

  • Please note: Before the application through the MoneySmart, please first Turn off the ad block Clear the cookies Don't use "incognito mode" Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

WHAT YOU NEED TO KNOW

  1. The “Qualifying Period” will be from 1 June 2026 to 8 June 2026

  2. Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )

  3. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 July, 2026

  4. Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code
    ・Applicable to Trip.com new users only
    ・Promotion is subject to terms and conditions

  5. Plaza Premium Lounge APAC 3 hrs Access Pass - Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

Card Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.