Citi Rewards UnionPay Card
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive

PHILIPS baristina Espresso Machine BAR300/00 (Value: HK$5,698, redeem at a discounted price of HK$1,400 with designated Citi credit card, random color)

PHILIPS baristina Espresso Machine BAR300/00 (Value: HK$5,698, redeem at a discounted price of HK$1,400 with designated Citi credit card, random color)
MoneySmart Exclusive

HK$2,000 Apple Store Gift Card

HK$2,000 Apple Store Gift Card
MoneySmart Exclusive

Dyson Supersonic Nural™ hair dryer HD16 (Value: HK$3,990, random color)

Dyson Supersonic Nural™ hair dryer HD16 (Value: HK$3,990, random color)
MoneySmart Exclusive
Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color)
Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color)
MoneySmart Exclusive

HK$2,200 ParknShop e-Vouchers

HK$2,200 ParknShop e-Vouchers
MoneySmart Exclusive

Insta360 Luna Ultra (Creator Bundle) (Value: HK$6,999, redeem at a discounted price of HK$4,300 with designated Citi credit card)

Insta360 Luna Ultra (Creator Bundle) (Value: HK$6,999, redeem at a discounted price of HK$4,300 with designated Citi credit card)
MoneySmart Exclusive

PHILIPS RO Water Dispenser ADD6920WH/90 (value: HK$4,288)

PHILIPS RO Water Dispenser ADD6920WH/90 (value: HK$4,288)
MoneySmart Exclusive

4 × Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Value: HK$4,600)

4 × Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Value: HK$4,600)
MoneySmart Exclusive

Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)

Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)
MoneySmart Exclusive

8 × Plaza Premium Lounge APAC 3-hour Access Pass (Value: HK$5,200)

8 × Plaza Premium Lounge APAC 3-hour Access Pass (Value: HK$5,200)
MoneySmart Exclusive

Insta360 Ace Pro 2 Dual Battery (Standard Bundle) (Value: HK$3,279, redeem at a discounted price of HK$800 with designated Citi credit card)

Insta360 Ace Pro 2 Dual Battery (Standard Bundle) (Value: HK$3,279, redeem at a discounted price of HK$800 with designated Citi credit card)
MoneySmart Exclusive

PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488, redeem at a discounted price of HK$2,000 with designated Citi credit card)

PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488, redeem at a discounted price of HK$2,000 with designated Citi credit card)
⏰Flash Offer Extended【🔥Popular Gadgets Worth Up to HK$6,999 or HK$2,200 Cash rewards + Trip.com Promo Codes! 🎉】
From 17 July (12 noon) to 22 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
・ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
・ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
・ PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
・ Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
・ Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
・🆕 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
・HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Alternatively, you can choose to redeem any one of the following upgrade gifts at a special price with your designated Citi credit card:
🚀 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🚀 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🚀 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🚀 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.
Valid till 22 Jul 2026
ARE YOU ELIGIBLE?
This welcome offer is only applicable to Cit New Customers (who do not hold any principal card of Citi Credit Card within the past 12 months)
Unless otherwise specified, the Welcome Offers are only applicable to customers who i) currently do not hold any principal card of Citi Credit Card, and ii) have not cancelled and have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customers")Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 31 August 2026
Must perform accumulated transactions of HK$4,000 within 30 days of card issuance
Student Cards are not eligible for Moneysmart exclusive offer.
Please note: Before the application through the MoneySmart, please first Turn off the ad block; Clear the cookies; Don't use "incognito mode"; Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)
WHAT YOU NEED TO KNOW
The “Qualifying Period” will be from 17 July 2026 (12 noon) to 22 July 2026
Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 1 August 2026
Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code
・Applicable to Trip.com new users only
・Promotion is subject to terms and conditionsPlaza Premium Lounge APAC 3 hrs Access Pass - Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!
Card Details
Good For
Travelers frequently visiting Mainland China, benefiting from RMB transaction settlement without foreign currency fees.
Shoppers and moviegoers earning up to 3X points on eligible shopping and entertainment spending.
Reward seekers enjoying permanently valid points redeemable for cash vouchers or statement credits.
Things to Note
The annual fee is HK$1,800 after the first year; evaluate rewards to offset costs.
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
