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Citi PremierMiles Card
MoneySmart Exclusive
Free travel insurance and airport lounges access
Free travel insurance and airport lounges access

Citi PremierMiles Card

Citi PremierMiles Card is a must-have for frequent travelers. Points can be redeemed for air miles for 11 Frequent Flyer Programs to redeem mileage of over 100 airlines, including Asia Miles, Avios, KrisFlyer. Points will never expire. Enjoy access to airport lounges for 12 times throughout the year, free travel insurance and shopping protection, etc.
HK$120,000
Minimum Income Requirements
12 times for every calendar year
Complimentary Access to Airport Lounges
HK$3 = 1 mile
Miles Conversion (overseas spend)

Apply through MoneySmart and redeem for any of these:

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HK$2,000 ParknShop e-Vouchers

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Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)

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Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)

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8 × Plaza Premium Lounge APAC 3-hour Access Pass (Value: HK$5,200)

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8 × Plaza Premium Lounge APAC 3-hour Access Pass (Value: HK$5,200)

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HK$2,000 Trip.com e-Vouchers

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HK$2,000 Trip.com e-Vouchers

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Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398, random color)

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Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398, random color)

MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.

Valid till 08 Jun 2026

ARE YOU ELIGIBLE?

  • This welcome offer is only applicable to Cit New Customers (who do not hold any principal card of Citi Credit Card within the past 12 months)
    Unless otherwise specified, the Welcome Offers are only applicable to customers who i) currently do not hold any principal card of Citi Credit Card, and ii) have not cancelled and have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customers")

  • Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 31 July 2026

  • Must perform accumulated transactions of HK$4,000 within 30 days of card issuance

  • Student Cards are not eligible for Moneysmart exclusive offer.

  • Please note: Before the application through the MoneySmart, please first Turn off the ad block； Clear the cookies； Don't use "incognito mode"； Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

WHAT YOU NEED TO KNOW

  1. The “Qualifying Period” will be from 1 June 2026 to 8 June 2026

  2. Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )

  3. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 July, 2026

  4. Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code
    ・Applicable to Trip.com new users only
    ・Promotion is subject to terms and conditions

  5. Plaza Premium Lounge APAC 3 hrs Access Pass - Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

T&CsFAQClaim Form

Card Details

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Citi PremierMiles Card

Credit CardMinimum Annual Salary Annual Fee
Credit CardCiti PremierMiles CardMinimum Annual Salary HK$120,000Annual FeeHK$1,800

Citibank PremierMiles Card Reviews: Citi Premier Miles Credit Card Pros and Cons

Citi Premier Miles Credit Card Pros

1. Earn up to 108,000 Points as welcome offers

2. Points will never expire

3. 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer) to redeem mileage of over 100 airlines

4. Hotel Points Redemption: IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express and Hotel Indigo)

5. No service charge for mileage conversion

6. Enjoy up to 12 times free access over 50 designated Plaza Premium Lounges around the world every calendar year

7. Enjoy free travel insurance

Citibank PremierMiles Card Cons

1. The miles conversion for local spend of Citi PremierMiles Card (HK$8=1) is not as attractive as that of DBS Black World Mastercard (HK$6=1). 2. Unlike Standard Chartered Cathay Mastercard, holders of Citi Premier Miles Credit cannot enjoy automatic conversion. Cardholders have to redeem miles manually.
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Should I get a Citi PremierMiles Card?

Citi PremierMiles Card is a lower-tier credit card with good travel perks. It is best for frequent travellers with an average income and would like to get free travel insurance and access to airport lounges and the flexibility of converting points to 12 different mileage programs.

Citi PremierMiles Card Mileage Conversion Rate Comparison

Credit CardMileage Conversion RateMinimum Annual Salary
Credit CardCiti PremierMiles CardMileage Conversion RateHK$8= 1Mile (Local Spend) Minimum Annual Salary HK$120,000
Credit CardStandard Chartered Cathay MastercardMileage Conversion RateHK$5 = 1 Mile (Local Spend) ; HK$3=1Mile(Eligible spending on Cathay Airways and HK Express)Minimum Annual Salary HK$96,000
Credit CardDBS Black World MastercardMileage Conversion RateHK$6= 1 Mile (Local Spend) Minimum Annual Salary HK$240,000

Citi PremierMiles Card vs American Express Explorer Credit Card

The minimum annual salary requirement for American Express Explorer Credit Card is HK$300,000, which is much higher than the annual minimum income requirement for Citi PremierMiles Card.
Moreover, American Express Explorer Credit Card offers a more attractive mile conversion rate of HK$5 = 1 Mile for eligible local transactions and HK$3= 1 miles on airlines and selected online travel and everyday spend merchants e.g. Deliveroo, Netflix, etc. while Citi PremierMiles Card only offers HK$8= 1 Mile.

Citi PremierMiles Card vs Citi Rewards

The annual income requirement for Citi PremierMiles Card and Citi Rewards is just HK$120,000. Both are considered lower-tier credit cards. Citi PremierMiles Card is designed for travel lovers while Citi Rewards are designed for shoppers who enjoy a wide variety of rewards.
Citi Rewards Card offers 5X rewards points on contactless transactions. Cardholders can redeem points earned for cash coupons, movie tickets and air miles at Citi ThankYou℠ Rewards online or instantly offset spending with Citi Pay with Points while Citi PremierMiles Card offers comprehensive mileage and hotels redemption programs and travel perks such as 12 times free access 50+ designated Plaza Premium Lounges and free travel insurance.

Citi PremierMiles Card vs Standard Chartered Cathay Mastercard

With Standard Chartered Cathay Mastercard, cardholders can get the maximum value by dining at Asia Miles partner restaurants on Mondays to enjoy HK$1= 1 mile but it is limited to redeem Asia Miles only. If you are looking for more diversified flyer programs, Citi PremierMiles Card has more to offer. You can redeem mileage of over 100 airlines of 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer).

Citi Premier Miles vs Citi Prestige

The annual salary requirement of Citi Prestige Card is HK$600,000, which is 5X higher than that of Citi PremierMiles Card. Citi Prestige Card is best for high-income earners who enjoy prestigious travel perks such as free night at any hotel for booking a minimum of 4 consecutive and free travel insurance coverage up to HK$750,000. However, it comes with a nonwaivable annual fee of HK$3,800. Citi Premier Miles is a lower-tier travel credit card that comes with good travel perks such as 12 times free access 50+ designated Plaza Premium Lounges.

FAQ

How do I get my Citi annual fee waiver?

Cardholders can call Citibank customer service hotline: +852 2860 0333 to request for an annual fee waiver.

How do I convert Citi miles to Asia Miles?

You can redeem the points that you have earned for Air Miles at Citi ThankYou℠ Rewards online.

How do I convert Citi miles to Avios?

You can redeem the points that you have earned for Avios at Citi ThankYou℠ Rewards online. You will not be charged any service charge for mileage conversion.