HSBC Pulse UnionPay Dual Currency Diamond Credit Card
【🚨 Limited-Time Flash Offer: Earn Up to HK$2,000 RewardCash — Your #1 Card for Mainland China & Macau! 🇨🇳】
From 13 July to 31 July 2026, New Credit Card Customers who apply for the HSBC Pulse UnionPay Diamond Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$8,000 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $2,000 RewardCash!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $800 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash
🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
💡 Tip: Earn up to 4.4% RewardCash on QR and mobile payments in Mainland China and Macau — plus save 1.95% on RMB and MOP transactions. Apply now and unlock the flash offer!
Valid till 31 Jul 2026
Are you eligible?
New Credit Card Customers" refers to customers without any approved personal primary credit card when HSBC processes the application for an Eligible Credit Card.
Note: This offer is only applicable to New Credit Card Customers. Existing Credit Card Customers and Student Cardholders are not eligible.
What you need to know
【HSBC Credit Card Welcome Offer】Up to $800 RewardCash
During the promotion period from 1 March 2026 to 28 February 2027, New Credit Card Customers who successfully apply and get approved for an HSBC Pulse UnionPay Diamond Credit Card will receive $800 RewardCash by making Eligible Transactions totalling HK$8,000 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $200 RewardCash.【⚡️Limited-Time Flash Extra Welcome Offer】Up to $1,000 RewardCash
During the promotion period from 13 July to 31 July 2026, New Credit Card Customers who successfully apply via MoneySmart with promo code "MARTFLASH" and get approved for an HSBC Pulse UnionPay Diamond Credit Card will receive up to $1,000 RewardCash by making Eligible Transactions of a designated amount within the first 60 calendar days after card issuance, including at least one mobile phone or QR code payment. *T&Cs apply.【Spending Instalment Plan Promotion】Extra $200 RewardCash
New Credit Card Customers who activate the Eligible Credit Card and successfully apply for a Spending Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance can enjoy an extra $200 RewardCash. T&Cs apply.
Card Details
Good For
Frequent travelers between Hong Kong and Macau who need extra rewards on mobile payments.
Mainland China visitors wanting to avoid foreign currency transaction fees while maximizing RewardCash rebates.
Business professionals seeking UnionPay Diamond perks and airport lounge access for their overseas trips.
Things to Note
The annual fee is waived only for the first two years; expect a HKD 1,800 charge afterward.
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