中文
HSBC UnionPay Dual Currency Credit Card
Special Promotion

HSBC UnionPay Dual Currency Credit Card

HSBC UnionPay Dual Currency Credit Card offers flexible payments in two currencies. Cardholders can use QR code payment with HSBC Reward + at selected merchants in Mainland China, Hong Kong, and Macau. What’s more, simply allocate all RewardCash to Mainland China and Macau spending categories to earn up to 2.4% RewardCash rebate.
HK$60,000
Min. Annual Salary
HK$2.27 = 1 Mile
Miles Conversion (overseas spend)
HK$4.17 = 1 Mile
Miles Conversion (local spend)

Apply through MoneySmart and redeem for any of these:

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HSBC Welcome Offer
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$600 RewardCash

Valid Until 28 February 2027

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$600 RewardCash

Valid Until 28 February 2027

HSBC Cash Instalment Plan Promotion
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$200 RewardCash

Valid Until 28 February 2027

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$200 RewardCash

Valid Until 28 February 2027

【Limited-time Welcome Offer up to $800 RewardCash!】
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make a respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $600 RewardCash; Successfully apply for the Spending Instalment Plan, and enjoy an additional $200 RewardCash!

Valid till 28 Feb 2027

Are you eligible?

  • "New Credit Card Customers" refers to customers without any approved personal primary credit card when HSBC process the application for an Eligible Credit Card.

What you need to know

  1. Eligible Credit Card refers to: HSBC Visa Gold Card, and HSBC UnionPay Dual Currency Credit Card.
  2. 【HSBC Credit Card Welcome Offer】Up to $600 RewardCash
    During the promotion period from 1 March 2026 to 28 February 2027, New Credit Card Customers who successfully apply and get approved for an Eligible Credit Card will receive $600 RewardCash by making Eligible Transactions totalling HK$5,800 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $200 RewardCash. T&Cs apply.
  3. 【Spending Instalment Plan Promotion】Extra $200 RewardCash
    New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Spending Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. T&Cs apply.
T&Cs

Card Details

Good For

Frequent business travelers between Hong Kong and Mainland China who desire rewards for local spending.  

Residents of Hong Kong seeking flexible payment with dual currency convenience for everyday shopping.  

Digital-savvy individuals preferring QR code payments at designated merchants across Greater China regions.

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