HSBC UnionPay Dual Currency Credit Card
MoneySmart Exclusive

HSBC UnionPay Dual Currency Credit Card

HSBC UnionPay Dual Currency Credit Card offers flexible payments in two currencies. Cardholders can use QR code payment with HSBC Reward + at selected merchants in Mainland China, Hong Kong, and Macau. What’s more, simply allocate all RewardCash to Mainland China and Macau spending categories to earn up to 2.4% RewardCash rebate.
HK$60,000
Min. Annual Salary
HK$2.27 = 1 Mile
Miles Conversion (overseas spend)
HK$4.17 = 1 Mile
Miles Conversion (local spend)

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

ARE YOU ELIGIBLE?

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

  • "New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.

  • Customers must complete and submit the redemption form with card approval proof after logging in to MoneySmart on or before 15 July, 2026 to be eligible for extra rewards.

WHAT YOU NEED TO KNOW

  1. 【MoneySmart Exclusive Offer】
    From 1 June to 30 June 2026, successfully apply for any designated HSBC Credit Card via MoneySmart, and submit the redemption form on or before 15 July 2026, you can earn :
    ⚡️Agoda 7% Hotel Promo Code (Up to HK$780 Off); AND
    ・ Doshisha Gorilla Calf Massager (Value: HK$398, random color) or
    ・ Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color) or
    ・ Branden Safe Plus Wallet Bag (Value: HK$305, random color)

  2. "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.
    "Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.

  3. MoneySmart Exclusive Offer is provided by MoneySmart, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute

  4. 【Bank Welcome Offer up to $900 RewardCash!】
    During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC easy Credit Card, and make a respective accumulated amount of Eligible Transactions totalling HK$5,800 within the first 60 calendar days after card issuance, can enjoy $600 RewardCash; 
    Successfully apply for the Spending Instalment Plan, and enjoy an additional $200 RewardCash!

Card Details

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