Standard Chartered Simply Cash Visa Card

HK$250 Voucher!

HK$96,000
Min. Annual Salary
1.5%
Cash back on local spend
N.A.
Miles Conversion (local spend)
Standard Chartered Simply Cash Visa Card

Standard Chartered Simply Cash Visa Card

HK$250 Voucher!

Promotion
Promotions
Welcome offer up to HK$1,100 CashBack
  • New Cardholders can enjoy 25% CashBack on any eligible transactions within the first 2 months upon the card issuance (capped at HKD1,000 CashBack)
  • New Cardholders who newly sign up for Online Banking and login within the first 2 months from the date of card issuance can get extra HKD100 CashBack
  • 0% Interest Rate for retail purchase and cash advance during the first 4 months of card issuance
Key features
Key features
Best for: CashBack seekers
  • Welcome offer up to HK$1,100 CashBack
  • 1.5% CashBack on local currency spending
  • 2% CashBack on foreign currencies spending
  • Unlimited CashBack with no minimum spending requirement
  • Perpetual annual fee waiver for principal cardholders with Priority Banking/ Premium/ Bonus Payroll Account
  • Enjoy all promotions of Visa Signature
Leisure
Best Credit Cards
  • Unlimited cash rebate with no minimum spending
  • 1.5% Cash Rebate on local currency spending
  • 2% Cash Rebate on foreign currencies spending
  • 1.5% rebate on online shopping and automatic add value service of Octopus Card
Cash back
Cash Back
  • Unlimited cash rebate with no minimum spending
  • 1.5% Cash Rebate on local currency spending
  • 2% Cash Rebate on foreign currencies spending
  • 1.5% rebate on online shopping and automatic add value service of Octopus Card
Dining
Dining
  • 1.5% Cash Rebate on local currency spending
  • Enjoy exclusive dining, shopping and lifestyle offers all year round
  • 8% off Ice-cream cakes at Häagen-Dazs
  • 10% off on à la carte menu at BLT Steak
Online shopping
Online Shopping
  • 1.5% Cash Rebate on local currency spending
  • 2% Cash Rebate on foreign currencies spending
  • 15% off regular-priced new items with promotion code 'SCDXMD' at mydress.com
  • 15% off upon a single net spending of HK$400 with promotion code 'SCB2019' at Zalora
Student
Student
  • Annual income of HKD96,000 or above
Leisure
Welcome Offers
  • New Cardholders can enjoy 25% CashBack on any eligible transactions within the first 2 months upon the card issuance (capped at HKD1,000 CashBack)
  • New Cardholders who newly sign up for Online Banking and login within the first 2 months from the date of card issuance can get extra HKD100 CashBack
  • 0% Interest Rate for retail purchase and cash advance during the first 4 months of card issuance
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

HK$2,000

Supplementary Annual Fee

N/A

Fee Waiver

Yes

Interest Free Period

Up to 56 days

Annual Interest Rate

33.41%

Late Payment Fees

Maximum HK$350

Minimum Monthly Repayment

All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HK$220, whichever is higher

Foreign Currency Transaction Fee

1.95%

Foreign Check Fee

HK$100

Cash Advance Transaction Fee

3.5% of cash amount or min HK$100

Overlimit Fee

HK$180
Eligibility

Local Resident Minimum Income

HK$96,000
Other

Card Association

Visa

Wireless Payment

Visa PayWave