Standard Chartered Simply Cash Visa Card
Apply through MoneySmart and redeem for any of these:
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ăUnlimited CashBack all year-round - Get welcome offer of up to HK$2,398 Rewards!đă
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered - Simply Cash Visa Card now via MoneySmart, will get one of the following gifts:
ăťPlus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
ăťMedicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
ăťPHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
ăťHK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
Valid till 30 Jun 2026
ARE YOU ELIGIBLE?
You need to apply through MoneySmart and credit card is approved.
Must be a new-to-bank cardholder- Applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the âBankâ) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Donât use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmartâs designated link, please complete the application from asap; Do not open another web page.
WHAT YOU NEED TO KNOW
The exclusive reward will be fulfilled by MoneySmart, please check with MoneySmart directly
Customers must submit the redemption form on or before 15 July 2026 in order to be eligible for exclusive reward. New customers who have successfully applied and obtained card approval, you must log into you MoneySmart account and submit claim form along with any valid card approval materials issued by Standard Chartered Bank for further verification.
ăSCB Welcome OfferăFrom now until 30 Jul 2026, New Cardholders can enjoy HK$600 CashBack upon accumulating Eligible Transactions of HK$8,000 or above within the first 2 months from the date of card issuance. Whatâs more, enjoy up to extra HK$1,000 CashBack upon successful opening of an Integrated Deposits Account, funding in HK$5,000 new funds and maintaining it till the designated date. Terms and conditions apply.
Card Details
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Simply Cash Credit Card Key Features
| Key Features | Standard Chartered Simply Cash Card | |
|---|---|---|
| Key Features Minimum Annual Salary | Standard Chartered Simply Cash CardHK$96,000 | |
| Key Features Annual Fee | Standard Chartered Simply Cash CardHK$2000 | |
| Key Features Cash Rebate | Standard Chartered Simply Cash Card1.5% |
Simply Cash Credit Card Review: Key Features
1. Unlimited CashBack without minimum spending requirement 2. 1.5% CashBack on local currency transactions including Octopus AAVS and PayMe top-up 3. Enjoy up to HK$6001,000 CashBack as welcome offers (promotion valid until 1 Dec 2025) 4. Enjoy a wide range of Visa Signature promotions
Standard Chartered Simply Cash Welcome Offers
| Item | Standard Chartered Simply Cash Welcome Offers Details | |
|---|---|---|
| Item Welcome Offers | Standard Chartered Simply Cash Welcome Offers Details Up to HK$600 Cashback | |
| Item Eligibility | Standard Chartered Simply Cash Welcome Offers Details Enjoy HK$600 Cashback for new cardholders who have accumulated eligible transactions of HK$8000 or above within the first 2 months of issuance |
Standard Chartered Simply Card Cashback Rebate Rate
| Payment Type | Simply Card Rebate Rate | |
|---|---|---|
| Payment Type Local Spending | Simply Card Rebate Rate 1.5% | |
| Payment Type Foreign Transactions | Simply Card Rebate Rate 2% | |
| Payment Type Online Spending | Simply Card Rebate Rate 1.5% | |
| Payment Type PayMe | Simply Card Rebate Rate 1.5% | |
| Payment Type Octopus AAVS | Simply Card Rebate Rate 1.5% | |
| Payment Type Overseas Online Spending | Simply Card Rebate Rate 1.5% |
Standard Chartered Simply Card Reviews: Standard Chartered Simply Card VS Other CashBack Cards
| Credit Cards | Local Spending | Overseas Spending |
|---|---|---|
| Credit CardsStandard Chartered Simply Card | Local Spending 1.5% | Overseas Spending 2% |
| Credit CardsStandard Chartered Smart Card | Local Spending 5% (selected merchants) | Overseas Spending Up to 2% |
| Credit CardsCiti Cash Back | Local Spending 1%2% (local hotels & dining) / 1% (other) | Overseas Spending 2% |
| Credit CardsEarnMORE | Local Spending Up to 2% | Overseas Spending Up to 2% |
How to redeem Standard Chartered Simply Cash Card Cashback?
However, it is important to note that there is a minimum threshold of HK$50 per account for redemption.
How long does the approval process take?
Standard Chartered Simply Cash Card vs Standard Chartered Smart Card
However, cardholders of Standard Chartered Smart Card cannot enjoy cashback when shopping at non-selected merchants. This is where Standard Chartered Simply Cash Card comes in, with a 1.5% cashback on all local spending, making it a more versatile choice for everyday retail use.
Standard Chartered Simply Cash Card vs Standard Chartered Cathay Mastercard
In terms of rewards redemption, Cathay Mastercardâs earned Asia Miles are automatically credited to your Asia Miles account with no conversion fees. On the other hand, cashback earned with the Simply Cash Card must be redeemed manually via the Standard Chartered 360° Rewards Redemption Platform, and is subject to a minimum redemption amount of HK$50 per account.
Standard Chartered Simply Cash Card vs EarnMORE Unionpay Card
FAQ
Does Standard Chartered Simply Cash Card charge a foreign transaction fee?
- Yes, a 1.95% foreign transaction fee applies to all overseas spending.
Can I get the annual fee for the Simply Cash Card waived?
- The annual fee is waived for the first year. From the second year onwards, the annual fee can be waived if you hold an eligible Priority Banking or Premium Banking account and meet the minimum balance requirement, or if you have a payroll account with Standard Chartered.
Can I pay my Simply Cash Card bill by monthly instalments? Are there any handling fees?
- Yes, you can convert your credit card bill to instalment payments for amounts over HK$500. The monthly handling fee ranges from 0.19% to 1.35%, depending on your account status.
If I am already a Standard Chartered account holder, am I eligible for the welcome offer?
- No, the welcome offer is only available for new credit card customers.