WeLab Bank

ARE YOU ELIGIBLE?

• The offer is available to new customers who have not held any WeLab Bank account in the 12 months prior to the start of the account opening period, and who successfully open an account using the designated promo code (WLBSMT) during the promotional period.

• ‼️ New customers must open both WeLab Bank core account and investment account simultaneously to be eligible for the WeLab Global Wallet debit card rewards.

• New customers who accumulate at least HK$10,000 in qualifying mainland China and overseas spending transactions during the spending period (12 June to 30 September 2026, both dates inclusive) will earn a 6% cash rebate on net qualifying spend, capped at HK$1,000.

   

  Rewards are issued by WeLab Bank.Terms and conditions apply.

• * "Eligible Fund Transaction" means any one-time subscription order which (i) is placed during 1 August to 15 September with investment amount of no less than HKD 40,000 or equivalent and (ii) results in successful subscription for any Investment Fund via the Featured Funds Services or GoWealth Digital Wealth Advisory.

   

  For the avoidance of doubt, monthly investment orders effected via Featured Funds Services and GoWealth Digital Wealth Advisory shall NOT be considered as an Eligible Fund Transaction.

• * Fund Maintenance Period" From 16 September 2026 until 31 October 2026 (both dates inclusive)

• The 6% spending rebate on the WeLab Global Wallet debit card will be credited to the customer's account by WeLab Bank, capped at HK$1,000.

WHAT YOU NEED TO KNOW

1. The promo code "WLBSMT" can only be used once

2. The cash reward will be converted from SmartPoint and then deposited into the eligible applicant's bank account via FPS.

3. Eligible customers must successfully open an account and deposit funds through the designated invitation code from MoneySmart during the promotional period (which takes 1-2 days) to qualify as a successful account opening. Otherwise, they will not be able to receive the welcome gift for that promotional period. Remember to open your account early to avoid missing out on the rewards!

4. New customers must submit MoneySmart rewards redemption form before 15 September 2026 23:59

5. Fund transaction reward conditions and gift options
   (Those who receive the MoneySmart reward will not be eligible to receive the official WeLab Bank reward)

    

   From 1–31 August 2026, opening an account with promo code "WLBSMT", then subscribe to a "Eligible Fund Transaction" # of the specified amount by 15 September 2026 and hold until 31 October 2026 (both dates inclusive).

    

   HK$ 1,000,000 (or equivalent) or above：
   - HK$5,800 Cash (converted from 58,000 SmartPoints and deposited via FPS)
   - HK$5,800 Apple Store Gift Card
   - HK$6,000 ParknShop e-Gift Voucher
   - HK$6,000 HKTVmall e-Gift Voucher
   - PHILIPS Hot and Cold RO Water Dispenser with Auto Ice-Maker ADD6922 (Value: HK$6,488)

    

   
   
   HK$ 500,000 to HK$ 999,999 (or equivalent)：
   - SONY WH-1000XM6 Wireless Noise Cancelling Headphones (Value: HK$3,699)
   - HK$2,800 Cash (converted from 28,000 SmartPoints and deposited via FPS)
   - HK$2,800 Apple Store Gift Card
   - HK$3,000 ParknShop e-Gift Voucher
   - HK$3,000 HKTVmall e-Gift Voucher

    

   
   
   HK$ 200,000 to HK$ 499,999 (or equivalent)：
   - HK$1,300 Cash (converted from 13,000 SmartPoints and deposited via FPS)
   - HK$1,300 Apple Store Gift Card
   - HK$1,500 ParknShop e-Gift Voucher
   - HK$1,500 HKTVmall e-Gift Voucher

    

   
   
   HK$ 80,000 to HK$ 199,999 (or equivalent)：
   - HK$400 Cash (converted from 4,000 SmartPoints and deposited via FPS)
   - HK$400 Apple Store Gift Card
   - HK$600 HKTVmall e-Gift Voucher OR ParknShop e-Gift Voucher

6. The Buy&Ship voucher (see MoneySmart's redemption email) is for new Buy&Ship users only, used at registration, once per user. More details please refer toTerms and Conditions.

7. 【Exchange foreign currency during the promotion for extra rewards】
   HK$50,000 to HK$199,999.99 (or equivalent) : HK$200 cash
   HK$200,000 to HK$499,999.99 (or equivalent): HK$300 cash
   HK$500,000 to HK$999,999.99 (or equivalent): HK$400 cash
   HK$1,000,000 to HK$2,999,999.99 (or equivalent): HK$600 cash / AECOOLY OK01 CAMPERKIT Cooling Pack Module 5-Piece (value HK$980)
   HK$3,000,000 (or equivalent) or above: HK$800 cash / PHILIPS Soda Maker (ADD4902BK) (Black Colour) (value HK$1,288)

8. Spend with your WeLab Global Wallet Debit Card to earn up to 6% cash back on eligible mainland China and overseas spending (capped at HK$1,000 cash back, issued by WeLab Bank).

9. - Before applying via the designated MoneySmart link, you must:
   Disable any ad blocker (or similar functions)
   Clear your browser cache and cookies
   Do not use “Incognito Mode”