Best Investment Accounts in Hong Kong 2026

We found 19 Investments for you!

🔥Highest offer in town
US$0
Commission Fee US Stocks
HK$0
Commission Fee HK Stocks
HK$10,000
Account Opening Min. Funding
MoneySmart Exclusive

6 days limited-time offer! HK$2,200 Cash as Welcome Offer 💰】
1️⃣ (June 3 - 8 only ‼️ ) Open an account via MoneySmart's designated link and deposit HK$80,000–$199,999 within 45 days, then maintain the balance for another 45 days from Day 46. Choose one:
🔥 HK$2,200 cash* / HK$2,400 PARKnSHOP or HKTVmall e-voucher
2️⃣ (June 3 - 8 only) Open an account via MoneySmart's designated link and deposit HK$10,000+ within 45 days, then maintain for another 45 days from Day 46. Choose one:
HK$700 cash* / HK$900 PARKnSHOP or HKTVmall e-voucher
⭐️ Webull Official Reward# : Deposit HK$200,000+: receive NVDA stocks worth 2% of your deposit, from Webull.

 

‼️ 1️⃣ and 2️⃣ rewards cannot be combined.
‼️ # Deposits of HK$200,000 or above will automatically receive Webull's NVDA stock reward, and will not be eligible for MoneySmart's HK$10,000 or HK$80,000 deposit rewards.
‼️ See【Reward Details】below for full promotion details and gift list.

 

⭐️⭐️ MoneySmart June Referral Programme
Refer friends/family to open a Webull account and meet retention requirements. Both referrer and referee each receive 1,000 SmartPoints (worth HK$100). No cap — the more you refer, the more you earn! Please refer to the Terms & Conditions for full details.

Valid till 08 Jun 2026

Campaign banner for Webull Securities Account

APPLY NOW for Webull Securities Account
on Webull Securities's secure site
HK$0
Minimum investment amount
0-0.65%
Annual Management Fee
0%
Subscription fee of Equity fund
MoneySmart Exclusive

From 1 – 15 June, open an account via MoneySmart's link with code【MS26】, deposit & pick your portfolio within 14 days, and hold for 60 days* to claim your reward!

 

HK$1,000,000 deposit (maintain 365 days): HK$4,000 cash* 💰/ Apple MacBook Neo (Value: HK$4,799)
HK$200,000 deposit: HK$2,000 cash*/ Dyson Supersonic™ Travel Hair Dryer HD19 (Value: 2,490)
HK$10,000 deposit: HK$400 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x 2 (Value: HK$1,300)

 

* 60-day retention for 'Income Plus' customers;
120-day retention for "Cash+Fixed” and “Cash Flexi” customers.
HK$1,000,000 deposits require 365-day retention regardless of fund selection.

 

‼️ For full details including HK$500,000 and HK$200,000 deposit rewards, click【Reward Details】.

Valid till 15 Jun 2026

Campaign banner for Syfe

APPLY NOW for Syfe
Use Code MS26
U.S. stocks 5x24 hours trading services in HK
US$0.99
Min. Commission Fee US Stocks
HK$0
Commission Fee HK Stocks
HK$10,000
Account Opening Min. Funding
MoneySmart Exclusive

Futu June Welcome RewardsJune 1–15! Download the Futu App, enter codeMSFUTU】,complete the account opening and retention requirements to earn up to HK$7,034!

 

1️⃣ 【Deposit HK$80,000 and hold for 60 days】⭐️ Philips RO Hot & Cold Pure Water Dispenser ADD6912/90 (value: HK$3,788)*/ Cash HK$2,000 (via Futu cash voucher)
2️⃣【Deposit HK$10,000 or Student Exclusive Offer – Hold for 60 days】Cash HK$1,000 (via Futu cash voucher)/ Shokz OpenDots ONE Open-Ear True Wireless Earbuds (vlaue: HK$1,599)/ LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (value:HK$2,100)

 

‼️‼️【MoneySmart June Referral Rewards Program
Successfully open a Futu Securities account with friends & family and meet the holding requirement. In addition to the welcome rewards, MoneySmart will give both the referrer and referee 1,000 SmartPoints each (worth HK$100)! No cap on rewards — the more you refer, the more you earn!

 

‼️Tap on【Reward Details】below to find out more about the campaign and rewards!

Valid till 15 Jun 2026

Campaign banner for Futu Securities Account

APPLY NOW for Futu Securities Account
Use promo code 「MSFUTU」
One-Year 0 Commission for A Shares Market
US$0.99/order
Min. Commission Fee US Stocks
HK$0
Commission Fee HK Stocks
HK$10,000
Account Opening Min. Funding
MoneySmart Exclusive

[Open an account in June and get HK$500 reward instantly]
From 1 to 3 June, open an account using the 【MONEYSMART】 or MoneySmart referral link, deposit ≥ HK$10,000 (no minimum holding period required), and choose one of the following rewards:

 

🎁 HK$500 Apple Store e-gift card/ PARKnSHOP supermarket e-voucher/ HK$500 HKTVmall e-voucher

Valid till 04 Jun 2026

Campaign banner for Tiger Brokers

APPLY NOW for Tiger Brokers
Use Code 「MONEYSMART」
Hong Kong’s Largest Listed Licensed VA Exchange
Up to 0.29%
Transaction fees
HK$0
Custody Fee
HK$10,000
Account Opening Min. Funding
MoneySmart Exclusive

HashKey June HK$700 Welcome Offer】🎉💰🎁
From June 1–30, open an account via MoneySmart's designated link or promo code 【MS2026】, complete the following 1️⃣ & 2️⃣ steps, to get a total of HK$700 cash:

 

1️⃣ Deposit HK$10,000 and hold for at least 7 days: Choose 🔥 HK$200 Cash* or a PARKnSHOP e-Gift Voucher
2️⃣ Complete 3 digital asset transactions of at least HK$100 each within 30 days,  receive an additional: 🔥 HK$500 Cash* or a PARKnSHOP e-Gift Voucher

 

‼️ For full promotion and reward details, please refer to the 【Reward Details】 section below.

Valid till 30 Jun 2026

APPLY NOW for HashKey Exchange
Use Promo Code [MS2026]
US$0
Min. Commission - US Stocks (V2)
HK$0
Min. Commission - HK Stocks (V1)
HK$10,000
Account Opening Min. Funding
MoneySmart Exclusive

June Welcome Offer – Up to HK$8,600

 

1–15 Jun. Open an account via MoneySmart's designated link and complete deposit and holding conditions:

 

1️⃣ Deposit HK$10,000+, accumulate net deposit ≥HK$80,000 and maintain monthly average daily net assets ≥HK$80,000 before 1 Sep 2026. Choose from:
HK$1,900 cash* / Dyson Cool™ Fan CF1 (HK$2,490) / Bose QuietComfort Ultra 2nd Gen Earbuds (HK$2,299)

 

2️⃣ Deposit HK$10,000+ and maintain monthly average daily net assets ≥HK$10,000 before 1 Sep 2026. Choose from:
HK$500 cash* / HK$600 PARKnSHOP or HKTVmall e-voucher / SONY WF-C710N Earphones (HK$799)

 

⭐️ Additional Official Bonus: Up to HK$6,600 (issued by Huatai) for completing deposit and account transfer requirements.

 

‼️ Rewards 1️⃣ and 2️⃣ cannot be combined.
‼️ See【Reward Details】below for full details.

Valid till 15 Jun 2026

APPLY NOW for Huatai Zhangle Global
on Huatai Zhangle Global 's secure site
0.0035USD/Share
US Stock Minimum Commission Fee
HK$0
Hong Kong Stock Commission Fee
HK$10,000
Min. Account Funding
MoneySmart Exclusive

Forthright Securities June Offer – Up to HK$4,200 in Rewards
1 Jun 00:00 – 30 Jun 23:59, 2026. Open an account via MoneySmart's link, complete the required holding conditions, and receive popular stocks plus extra cash rewards:

 

1️⃣ Deposit HK$10,000 or above, hold for 60 days: Receive HK$1,000 Micron Technology (NASDAQ: MU) stock voucher or HK$600 cash voucher (withdrawable)
2️⃣ Deposit HK$50,000 or above, hold for 60 days: Receive HK$2,600 Micron Technology (NASDAQ: MU) stock voucher or HK$1,600 cash voucher (withdrawable)

 

Complete 1️⃣ OR 2️⃣ and MoneySmart will add: 🔥 HK$300 cash* or HK$400 PARKnSHOP / HKTVmall e-voucher

 

‼️ Extra Official Bonus: No holding required — deposit HK$10,000 or above to receive: HK$1,000 Forthright IPO All-Free Card (90 days) + HK$200 trading cash voucher
‼️ See【Reward Details】below for full promotion and reward information.

Valid till 30 Jun 2026

APPLY NOW for Forthright Securities Account
on Forthright Securities's secure site
0.2 - 0.8%
Management Fee
0%
Subscription Fee
HK$1
Min. Investment
MoneySmart Exclusive

StashAway x MoneySmart June Exclusive Offer
🎉 Use promo code【MS26-HK】to open an account between 1–30 Jun, complete your deposit and select a portfolio, then hold for 60 days to receive the following rewards:

 

Deposit HK$80,000+: HK$900 Cash* / HK$1,000 ParknShop e-Voucher / LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (value: HK$2,100)
Deposit HK$10,000+: HK$400 Cash* / HK$500 ParknShop e-Voucher

 



‼️ Tap【Reward Details】below for more information.

Valid till 30 Jun 2026

Campaign banner for StashAway

APPLY NOW for StashAway
Use promo code MS26-HK
US$0.99
Min. Commission Fee US Stocks
HK$0
Commission Fee HK Stocks
HK$10,000
Account Opening Min. Funding
【Account Opening Reward】 From June 1–30, open a Valuable Capital account via the MoneySmart link, and complete a minimum deposit of HK$10,000 to receive up to HK$3,600 in trading cash vouchers and IPO subscription vouchers.

Limited-time offer: Maintain ≥HK$80,000 average daily balance for the first 30 days and choose one of two rewards — a HK$1,000 HK/US stock trading cash voucher, or Now TV Football Fiesta 2026  Event Pass (without Set-Top box version) (value HK$980)

Terms and conditions apply.

Valid till 30 Jun 2026

APPLY NOW for Valuable Capital Brokerage Account
on Valuable Capital's secure site
HK$0
WeLab MoneyPlus Platform Monthly Fee
HK$0
Subscription fee
HK$0
Fund Switching Fee

0.05%
Custody Fee
0.2%
Dividend Collection Fee
0
Platform Fees

HK$0
Trading Fee
HK$0
Custody Fee
HK$10,000
Account Opening Min. Funding

US$0
Commission Fee US Stocks
HK$0
Minimum platform fee-HK Stock
HK$8
Minimum Commission - HK Stock

0%
Dividend Collection Fee - US Stocks
US$0
Minimum Commission - US Stocks
US$0
Min. Account Funding

US$0.0035
Min. Commission Fee US Stocks
0.015%
Min. Commission Fee HK Stocks
HK$10,000
Account Opening Min. Funding

0.10-0.60%
All-in Platform Fee
HK$500
Minimum Investment Amount
HK$10,000
Minimum First Funding Amount

US$0
US Stocks & ETFs commission
HK$0
HK Stocks & ETFs commission
2-in-1 App
Brokerage & Robo advisor

0.50%
Min. Commission Fee US Stocks
HK$100
Min. Commission Fee HK Stocks
HK$0
Min. Funding

US$18
Min. Commission Fee US Stocks
HK$100
Min. Commission Fee HK Stocks
HK$0
Min. Funding

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Online Brokerages in Hong Kong 2026

Choosing the right online trading platform in Hong Kong depends on what you trade, how often, and the features you prioritise. Here's a guide to the top options available, based on trading fees, product range, tools, and platform usability.

Futu Securities Account

FUTU offers zero commission on US, HK, and China A-shares with no platform or inactivity fees. Its standout feature is an easy-to-use mobile and desktop interface that supports real-time data, news, and advanced charting tools. The account opening process is fully online and typically completed in one working day. Users can trade stocks, ETFs, options, and funds across multiple markets. New users may also enjoy periodic welcome rewards.

Webull Securities Account

Webull offers zero commission on US stocks, ETFs, and options (with no per-contract fees for equity options), along with no platform fees or inactivity fees. Its standout feature is a highly intuitive and powerful mobile and desktop interface that supports extended-hours trading, real-time quotes, in-depth news, and advanced charting tools with over 50 technical indicators and pattern recognition. The account opening process is fully online, fully digital, and typically approved in as little as one business day. Users can trade stocks (including fractional shares and OTC), ETFs, options, and more across global markets via ADRs. New users may also enjoy periodic welcome rewards, such as deposit match bonuses or free fractional shares.

LONGBRIDGE Securities Account

Longbridge delivers zero-commission trading on HK, US, and China A-shares. The platform features smart order routing, real-time data, and an intuitive interface. No platform or inactivity fees apply, and the app is designed with mobile-first investors in mind. Account verification typically completes within one working day.

Tiger Brokers

Tiger Brokers offers a wide product range including US/HK/China A-shares, options, futures, and funds. Commission-free trading is available on US stocks, and there are no annual maintenance fees. The trading platform supports both beginner and advanced users with professional-grade tools and real-time data. Applications are fully online and usually processed within one to two days.

Interactive Brokers (IBKR)

IBKR stands out for serious and institutional-level investors. It offers global market access (135+ markets), competitive margin rates, and a robust trading interface. Commission-free trading on US stocks is available under its IBKR Lite plan. However, the platform may feel complex for casual investors. Account setup requires a few days and identity verification, and there is no minimum deposit requirement for HK residents.

A Beginner’s Guide to the Hong Kong Stock Market

To start investing in the stock market, you need to first open an investment account. You can do so either in brokerages or banks. Before you open an investment account, there are things you should consider. First, you need to understand the costs associated with investing e.g. commission fees, platform fees, etc. However, it should not discourage you from investing. You just need to compare the costs and choose a low-cost platform among all the available options. Secondly, you need to understand more about the stock market in Hong Kong.

In Hong Kong, you can invest in stocks on a monthly basis with as little as HK$1,000. These stock monthly investment options allow investors to begin investing even with a small amount of money and it allows investors to smooth out volatility in markets. You should also take time to learn about how to trade and develop your knowledge in this area. It is important to understand more about the Hong Kong blue-chip stocks, ETR and REITS, etc.

What is an Investments?

An Investments is a brokerage firm that offers trading service over the internet instead of the traditional way, as online brokers have a lower running cost compared to brick-and-mortar brokers, they often provide better fees and charges. Customers may use their online trading platforms for investments.

Before finding the right online brokers for stocks, you should always make sure that the online trading platform is licensed and registered by the Securities and Futures Commission. If the online broker is located overseas, like Saxo Markets or TD Ameritrade, you should check if they are licensed in jurisdictions.

Hang Seng Index

The Hang Seng Index, which consists of 50 constituent stocks (also known as the blue-chip stocks), is an indicator of the overall performance of the Hong Kong stock market.

Hong Kong Stocks Trading Fees

It is important to understand all the fees associated with investing. Below is a summary of the trading fees:

Brokerage commission

HK Stock Market: HK$0 - HK$40/ transaction

US Stock Market: US$0 - US6.95/ transaction

Platform fee

HK$0- HK$0.5/ transaction

SFC transaction levy

0.0027% of the transaction amount

HKEX trading fee

0.005% of the transaction amount

Stock stamp duty

0.1% of the transaction amount

Central Clearing Shares Payment

0.002% of the transaction amount (min: HK$ 2)

A Beginner’s Guide- Trading US Stocks in Hong Kong

You can start trading US stocks by opening an investment account with banks or international brokers in Hong Kong. In the Hong Kong stock market, the minimum trading unit is “one lot”, which may equal to 100 shares, 500 shares, etc., depending on the stock price. However, in the US stocks market, you can buy ‘one share’. Once your account is open, you can choose from a list of popular US shares such as Amazon, Facebook, Apple and Google. If you are not a resident of the US, you won’t be charged on dividends from the US shares you buy.

Different Portfolio Strategies By Age

When you are young, with an aim to accumulate capital, it is appropriate to take chances and look for high returns in higher-risk assets like shares as you are less vulnerable to high risks. However, as you age, your portfolio should change, before you plan to retire, it is wise to be more protective of the capital you have built over the course of years.

How to Buy Stocks: Open a Stock Account

Most brokers accept online applications, follow these simple steps to open your stock account:

Step 1

Fill in online application form

Simply fill in the online application form with supporting documents e.g. proof of identity and proof of residential address, and submit for review.

Step 2

Fund the account

Complete the risk disclosure statement and fund your account, every broker has a different minimum balance requirement so be sure to keep it in mind.

Step 3

Start trading!

Once the transfer is completed, you are ready to start buying stocks, bonds, funds and other investments.

Online Brokers VS Bank

Investing comes at a cost, including brokerage fees, commissions, platform fees, etc. If you want to keep your expenses down, it is important to choose the right platform. You may be tempted to open an investment account in banks because you trust them. But the high-street bank is not always the best place to buy an investment product. Trading with brokers is almost always cheaper and you can open an account online without hassle.

Investments FAQ

Which brokers are commission-free?

SoFi, Webull, and uSmart securities are all commission-free for HK and US stocks and Valuable Capital charges $0 commission fee for HK Stocks. Open an account via MoneySmart today to enjoy exclusive offers!

Is it a good idea to open a brokerage account?

You can buy and sell stocks, funds, bonds, securities and more investments with a brokerage account. Brokerage accounts are perfect for your long-term financial goals, in order to keep investment-related costs from eating up your trading profits, it is a good idea to open a brokerage account.

What is the cheapest brokerage account?

uSMART Securities offers life-time commission fee waiver for US Stock trading and commission fees waiver for HK Stock for the first 90 days. But promotion may change without notice so don’t forget to check on MoneySmart for the latest information.

What is the best Investments for beginner investors?

There’s no single “best” platform—it depends on your trading style and goals. For beginners, platforms like FUTU, Webull, Longbridge offer intuitive design, zero commission, and fast onboarding. More advanced investors may prefer Interactive Brokers or Saxo Markets for global access, research tools, and professional-grade features.

Which trading platforms are regulated by the SFC in Hong Kong?

Most major platforms listed in this guide are regulated by the Securities and Futures Commission (SFC), including FUTU, Tiger Brokers, WebullLongbridge, and Interactive Brokers. Always check the SFC public register to verify a broker’s licensing status before opening an account.

Are there commission-free trading platforms in Hong Kong?

Yes. Many platforms now offer zero-commission trading on US and HK stocks—this includes FUTU, Tiger Brokers, Webull, and Longbridge. However, some platforms may charge for other services such as FX conversion, options trading, or custody, so it’s important to review the full fee schedule.

Can I use one trading platform to invest in both US and HK stocks?

Yes. Most multi-market platforms in Hong Kong allow you to trade both US and HK stocks under a single account. Examples include FUTU, Tiger Brokers, Longbridge, and Interactive Brokers. Some platforms also support China A-shares, ETFs, options, and more.

What is the minimum deposit to open an online trading account in Hong Kong?

Minimum deposits vary by platform. FUTU, Tiger Brokers, and Longbridge do not require a minimum deposit. Saxo Markets requires at least US$2,000, while StashAway starts from HK$1,000 for automated portfolios. Always check individual platform requirements.

Are online trading apps safe to use in Hong Kong?

Yes—if the broker is licensed by the SFC, uses encryption, and provides account protection features like two-factor authentication. Regulated apps such as moomoo, uSMART, and Tiger Trade meet Hong Kong’s cybersecurity and data protection standards. Avoid unlicensed apps with unclear ownership or offshore regulation.

What exclusive offers can I enjoy if I open a stocks account via MoneySmart?

MoneySmart partners with various brokers in Hong Kong to offer exclusive offers to clients for account opening. Check out our latest brokerage account opening offers with Futu, Webull (currently highest offer in town) and Longbridge, etc. now!

Disclaimer

The content herein is provided for educational and informational purposes only and should no1 t be construed as investment advice, a recommendation or solicitation to buy or sell any securities. Investing involves risks, including but not limited to the loss of principal, changes in interest rates, tax complexities, market systemic risks, and industry-cycle risks. Dividends are not guaranteed, and past distributions or performance do not guarantee future results. The author is not a registered or licensed institution under the Securities and Futures Commission (Hong Kong), and does not provide personalized investment advice of any kind. Before making any investment decision you should consult an independent professional adviser or a qualified licensed entity, and carefully assess whether any product is suitable in light of your own financial situation and investment objectives.