Dah Sing Credit Mastermind Instalment Loan
MoneySmart Exclusive
Monthly flat rate as low as 0.11%
Monthly flat rate as low as 0.11%

Dah Sing Credit Mastermind Instalment Loan

Dah Sing Credit Mastermind Instalment Loan offers as low as 0.11% monthly flat rate. The maximum loan amount is HK$2,000,000 for you to pay off a substantial amount of credit card debts.
4.83%
APR
HK$205,280
Total Amount Payable
HK$5,396.16
Total Interest Payable

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

MoneySmart Exclusive - HK$1,000 Apple Store Gift Card 🍎 regardless of approval!
From 6 July until 31 July 2026, successfully apply for a Dah Sing Express Money Instalment Loan via MoneySmart, and submit all required documents (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), with loan amount HK$200,000 or above, you can receive HK$1,000 Apple Store Gift Card — regardless of approval.
⠀⠀
Successfully draw down the designated loan amount and get total rewards up to HK$26,000!

Valid till 31 Jul 2026

Reward Image

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive - HK$1,000 Apple Store Gift Card 🍎 regardless of approval!
    From 6 July until 31 July 2026, successfully apply for a Dah Sing Express Money Instalment Loan via MoneySmart, and submit all required documents (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), with loan amount HK$200,000 or above, you can receive HK$1,000 Apple Store Gift Card — regardless of approval.

  • 【MoneySmart Exclusive 🎁 Drawdown to get up to HK$8,000 Rewards!】
    From 6 July to 31 July 2026, applicants who successfully apply via MoneySmart and draw down the designated loan amount with a repayment period of 24 months or above, you can receive:
    ・Loan amount HK$50,000 – HK$199,999, can receive HK$1,000 Apple Store Gift Card
    ・Loan amount HK$200,000 – HK$499,999, can receive HK$2,000 Apple Store Gift Card
    ・Loan amount HK$500,000 – HK$999,999, can receive HK$6,000 Apple Store Gift Card
    ・Loan amount HK$1,000,000 or above, can receive HK$8,000 Apple Store Gift Card
    ⠀⠀

  • Up to HK$17,000 Cash Rebate (Fulfilled by Dah Sing Bank)
    From now until 31 July 2026 (both days inclusive), New to Bank Customers who fulfilled specific criteria are entitled to the relevant cash rebate reward according to the amount of the loan approved.
    ・Approved loan amount from HK$30,000-HK$49,999 - HK$300 cash rebate
    ・Approved loan amount from HK$50,000-HK$199,999 - HK$500 cash rebate
    ・Approved loan amount from HK$200,000-HK$499,999 - HK$1,000 cash rebate
    Approved loan amount HK$500,000 - HK$999,999 - HK$2,000 cash rebate
    Approved loan amount HK$1,000,000 - HK$1,989,999 - HK$6,000 cash rebate
    Approved loan amount HK$1,990,000 or above - HK$17,000 cash rebate
    The above services/products and promotions are subject to relevant terms and conditions. For details, please refer to this link.

  • To borrow or not to borrow? Borrow only if you can repay!
    The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.

WHAT YOU NEED TO KNOW

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 August 2026

Loan Details

  • APR as low as 4.83%
  • Loan amount up to HK$2,000,000 or 23X monthly income (whichever is lower)
  • Repayment Tenor up to 72Months
  • Loan approval and disbursement service in as quick as 24 hours
  • Interest savings up to 86%

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