Dah Sing Credit Mastermind Instalment Loan

ARE YOU ELIGIBLE?

• MoneySmart Exclusive - HK$1,500 Apple Store Gift Card 🍎
  From 9 September until 30 September 2026 (both days inclusive),⁺New to Bank Customers successfully apply for a Dah Sing Credit Mastermind Instalment Loan via MoneySmart, submit all required documents  (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), loan amount HK$200,000 or above, can receive HK$1,500 Apple Store Gift Card, regardless of approval.
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  Only loan applications with a final outcome of either "Approved and Accepted" or "Declined" will be eligible for the reward. Example: If a customer submits a loan application and the application status is shown as "Cancelled", regardless of whether the cancellation is initiated by (i) the lending institution or (ii) the applicant (including, but not limited to, withdrawal or cancellation due to disagreement with the approved loan amount, interest rate, or repayment tenor), the application will not be regarded as "Approved and Accepted" or "Declined", and therefore will not be eligible for the reward.
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• 【MoneySmart Exclusive 🎁 Drawdown to get up to HK$16,000 Rewards!】
  From 9 September until 30 September 2026 (both days inclusive), ⁺New to Bank Customers who successfully apply Dah Sing Credit Mastermind Instalment Loan via MoneySmart and draw down the designated loan amount with a repayment period of 24 months or above, you can receive:
  ・Loan amount HK$50,000 – HK$199,999, can receive HK$1,000 Apple Store Gift Card; or
  ・Loan amount HK$200,000 – HK$499,999, can receive HK$3,000 Apple Store Gift Card; or
  ・Loan amount HK$500,000 – HK$999,999, can receive HK$9,000 Apple Store Gift Card; or
  ・Loan amount HK$1,000,000 – HK$1,989,999, can receive HK$10,000 Apple Store Gift Card; or
  ・Loan amount HK$1,990,000 or above, can receive HK$16,000 Apple Store Gift Card
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• Up to HK$17,000 Cash Rebate (Fulfilled by Dah Sing Bank)
  From 1 September until 30 September 2026 (both days inclusive),⁺New to Bank Customers who fulfilled specific criteria are entitled to the relevant cash rebate reward according to the amount of the loan approved.
  ・Approved loan amount from HK$30,000-HK$49,999 - HK$300 cash rebate; or
  ・Approved loan amount HK$50,000 - HK$199,999 - HK$500 cash rebate; or
  ・Approved loan amount HK$200,000 - HK$499,999 - HK$1,000 cash rebate; or
  ・Approved loan amount HK$500,000 - HK$999,999 - HK$2,000 cash rebate; or
  ・Approved loan amount HK$1,000,000 - HK$1,989,999 - HK$6,000 cash rebate; or
  ・Approved loan amount HK$1,990,000 or above - HK$17,000 cash rebate
  The above services/products and promotions are subject to relevant terms and conditions. For details, please refer to this link.
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• To borrow or not to borrow? Borrow only if you can repay!
  The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
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  +"New to Bank Customers" are customers who are not holding or using any of the Bank's products or services within 1 month prior to the date of the relevant Loan application submission (both dates inclusive). Each New to Bank Customer can only enjoy the New to Bank Customer Reward once during the Promotion Period.

WHAT YOU NEED TO KNOW

1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 October 2026