Dah Sing Credit Mastermind Instalment Loan

Dah Sing Credit Mastermind Instalment Loan

Monthly flat rate as low as 0.11%
Dah Sing Credit Mastermind Instalment Loan offers as low as 0.11% monthly flat rate. The maximum loan amount is HK$2,000,000 for you to pay off a substantial amount of credit card debts. Get a popular smartphone or up to HK8,000 cash rebate if you successfully apply for the loan and meet the specific requirement.*
4.83%
APR
HK$307,920
Total Amount Payable
HK$8,094.24
Total Interest Payable
MoneySmart Exclusive

【Welcome Offer Exclusive for MoneySmart Users】From now until 30 June 2023, customers who successfully apply for Credit Mastermind Instalment Loan via MoneySmart and drawdown the loan on or before 31 July 2023 can enjoy up to HK$2,200 Supermarket Voucher or Apple Gift Card!

Valid until 30 Jun 2023 - See more details below

Are you eligible?

    • Apply for the loan through MoneySmart website on or before 30 June 2023 and drawdown the loan on or before 31 July 2023

    • For loan amount between HK$30,000 - HK$199,999, customer is eligible for HK$400 Supermarket Voucher / Apple Gift Card
      For loan amount between HK$200,000 - HK$399,999, customer is eligible for HK$1,200 Supermarket Voucher / Apple Gift Card
      For loan amount of HK$400,000 or above, customer is eligible for HK$2,200 Supermarket Voucher / Apple Gift Card

    • *Terms and Conditions Apply

What you need to know

  1. Customers should choose "Credit Mastermind Instalment Loan" when fill in Dah Sing Bank Personal Loan Application Form, other loan types are not applicable for this promotion

  2. Customers must log on to MoneySmart Dashboard complete "My Financial Profile" and submit the Gift Claim Form on or before 31 August, 2023

  3. Please note: Before applying through MoneySmart, please first turn off ad block or other similar functions;Clear the cache and cookies;Don't use "incognito mode";Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

T&Cs
FAQ
Claim Form

Quick Facts

Best For

consolidate debts from credit cards and loans

Loan Approval Time

apply on website or app during office hours to enjoy instant approval

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

To be eligible for Dah Sing Credit Mastermind Instalment Loan, applicants are required to have at least HK$6,000 monthly income and in the same employment for at least 3 months. Applicants who are in specific occupations such as civil servants, professionals and full-time teachers can enjoy tenor of up to 73 months.

All Details

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Monthly Payment
HK$13,112