WeLab Bank No Document Personal Instalment Loan

ARE YOU ELIGIBLE?

• WeLab Bank new/existing customer

• Successfully draw down WeLab Bank Personal Instalment Loan using MoneySmart unique code "NLSMRT"

• Customers must submit the redemption form on or before 7 July 2026 via MoneySmart Dashboard

WHAT YOU NEED TO KNOW

1. 【MoneySmart Exclusive】Get extra 13,000 SmartPoints once submitted all required documents !
   From 1 June until 30 June 2026, successfully submit an application for a WeLab Bank Instalment Loan with the below designated loan amount (not applicable for reborrow/top-up of the Loan) and minimum tenor of 24 months using the above designated unique code, submit all the required documents*, regardless of approval, can get extra:
   1. Any loan size : 5,000 SmartPoints - to fully redeem variety of vouchers equivalent to HK$500
   2. HK$500,001 or above : extra 8,000 more SmartPoints - to fully redeem variety of vouchers equivalent to HK$800
   － Get total up to HK$1,300 Rewards!
   ⠀⠀
   *All the required documents including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income.

2. 【MoneySmart Exclusive】Up to HK$10,660 Special Offer
   From 1 June until 30 June 2026, successfully approved and draw down loan, for repayment tenor of 24 months or above, can get:
   ・Loan Amount of HK$200,001 to HK$300,000 , get a Sony WF-LS910N Linkbuds Fit (value:HK$1,699) / HK$1,000 Apple Store Gift Card / HK$1,000 Parknshop e-Voucher
   ・Loan Amount of HK$300,001 to HK$500,000, get a DeLonghi DDSX20 Tasciugo AriaDry Dehumidifier (value: HK$3,958)/ HK$2,000 Apple Store Gift Card / HK$2,000 PParknshop e-Voucher
   ・Loan Amount of HK$500,001 or above, get an OSIM Invisible Massage Chair (value:HK$10,660) / Dyson Purifier Big+Quiet Formaldehyde BP03 (value:HK$6,800)   / LG PuriCare™ AeroBooster (Pet Version) (value:HK$6,550)  / HK$6,000 Apple Store Gift Card / HK$6,000 Parknshop e-Voucher

3. [WeLab Bank Offer up to HK$18,888 Reward]
   From 1 June until 30 June 2026, successfully approve and draw down WeLab Bank Personal Instalment Loan upon specific drawdown requirements can be entitled to up to HK$18,888 rewards:

4. For repayment tenor of 24 months or above:
   - Loan Amount of HK$150,001 to HK$200,000, get a HK$1,000 cash rebate
   - Loan Amount of HK$200,001 to HK$300,000 , get a HK$3,000 cash rebate
   - Loan Amount of HK$300,001 to HK$500,000, get a HK$5,000 cash rebate
   - Loan Amount of HK$500,001 to HK$599,999, get a HK$7,000 cash rebate
   - Loan Amount of HK$600,000 to HK$799,999 , get a HK$9,000 cash rebate
   - Loan Amount of HK$800,000 to HK$1,199,999 , get a HK$14,000 cash rebate
   - Loan Amount of HK$1,200,000 or above , get a HK$18,888 cash rebate

5. Cash Rebate will be deposited to your core account before 31 October 2026.

6. WeLab Bank Personal Loan / Promotion T&C for WeLab Bank Personal Loan

7. The above content and offer are subject to terms and conditions. Customers must meet specified requirements, and actual circumstances may vary depending on individual situations. For details, please refer to the relevant terms and conditions on the WeLab Bank official website.

8. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

9. To borrow or not to borrow? Borrow only if you can repay!