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Compare DBS Bank Accounts in Hong Kong 2026

We found 1 DBS Savings Accounts for you!

DBS Treasures image
DBS Treasures
Up to 6%
Limited-Time Time Deposit Offer
HK$1,000,000
Minimum Initial Deposit
0.001%
Base Interest Rate

Read More about DBS Treasures

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Best High Interest Savings Account in HK

High Interest Savings AccountHighest Interest Rate Minimum Initial Deposit
High Interest Savings AccountCiti Plus AccountHighest Interest Rate 2.4% p.a.Minimum Initial DepositHK$0
High Interest Savings AccountWeLab Bank Core AccountHighest Interest Rate 0.1% p.a.Minimum Initial DepositHK$0
High Interest Savings AccountZA Bank Savings AccountHighest Interest Rate 0.31% p.a.Minimum Initial DepositHK$0
High Interest Savings AccountCitigold AccountHighest Interest Rate 3.5% p.a.Minimum Initial DepositHK$1,500,000

Types of Bank Account

Banks in Hong Kong offer a number of bank accounts such as savings account, current account, time deposits accounts for your varying banking needs.

Savings Account

Savings account provides interest - and lets you withdraw your funds at any time with no penalty.

Current Account

Current account does not provide account holders with interest, but lets you make payment with cheques.

Fixed / Time Deposit Account

A fixed or time deposit account gives you a higher rate of interest on the funds you agree to keep at the account for a fixed period of time.

Account opening - Documents & Requirements

If you're a non-resident, you are required to provide a passport and proof of address in your home country. You may also be required to provide additional documents, such as letters of employment.

How to open a bank account online?

Even if you are not a permanent resident in Hong Kong, you can still open a bank account in Hong Kong. If you are an EU, US or Australian passport holder, the entire process should not be complicated. It can take up to 2 weeks to complete the entire account opening process. However, you won’t be able to open a bank account remotely because you need to prove your identity as a result of increased amounts of money laundering and other illegal activities. You are required to make an appointment and attend a branch in person to open your account.

Learn more about savings account:

FAQ

Can foreigners open bank accounts in HK?

Yes. Foreigners can open bank accounts in HK.

What is the average interest rate of savings accounts in HK?

The average interest rate of savings accounts in HK is 0.001% only. However, you can apply for a high interest savings account such as Citibank Plus Savings Account to earn as high as 4.8% interest.

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