1-month HKD Fixed Deposit Interest Rate is up to 4.27%
2.67% p.a.
Max. Rate
HK$0
Min. Initial Deposit
All Details
Rewards for Citi Plus! Earn more than HK$2,600! ・Reward 1: Earn cash rebate up to HK$1,500 when deposit designated new fund ・Reward 2: Deposit eligible new funds of designated amount and make eligible foreign currency transaction to enjoy up to 6% p.a. for USD time deposit ・Reward 3: Transfer each designated amount of foreign currency for time deposit for a month, you can enjoy preferential interest rates up to 3.5% p.a. ・Reward 4: Apply Citi Plus account and selected credit card to earn up to HK$1,600 cash rebate ・Reward 5: 12% Rebate with your Spending Rewards Playlist: Deliveroo, Foodpanda, Hutchgo Travel Platform, KKBOX, KKday ・Reward 6: Referral rewards up to HK$1,000!Rewards for Citi Plus! Earn more than HK$2,600!
Until Jan 31, 2024, spend with your Citi Plus Debit or Credit card to get up to a 12% rebate with Deliveroo, foodpanda, KKBOX, KKday and Green Common!
Until Jan 31, 2024, get up to HK$500 cash rebate for opening HK & US stock accounts online
Until Dec 31, 2024, enjoy a 6-month premium wavier on the brand-new Zurich Lifestyle Insurance Plan for the first policy year
Until Dec 31, 2024, enjoy a 30% premium discount on purchasing the Zurich FlyAway Travel Insurance Plan – Single Trip Travel Plan OR a 20% premium discount on purchasing the Zurich FlyAway Travel Insurance Plan – Annual Trip Travel Plan
Your account comes with 1.17% p.a. base interest rate. What’s more, earn up to extra 1.5% p.a. interest on savings by completing simple missions
No minimum balance requirements
Open your account with ease using the Citi Mobile App
Enjoy 3X Points for online shopping and fitness memberships!
Start investing with as little as HK$1
Enjoy up to 1% cash back on all your spending with your Citi Plus Debit Mastercard
* Can directly use the foreign currencies in your account when you spend overseas or make cash withdrawals at overseas ATMs with your debit card at $0 handling fee charged by Citi
A physical Citi Plus Debit Mastercard will be issued to you upon successful account opening in approximately 5 working days. You can use it for cash withdrawals at ATMs or make purchases.
* Learn at your own pace with a series of simple, easy-to-follow financial pointers
From 1 Jan 2024 until 31 Jan 2024, both days inclusive, deposit Eligible New Funds in foreign currencies, or in HKD and convert them into Eligible New Funds in foreign currencies via Citi Mobile® App (USD is excluded), also buy US$10,000 or above in a single transaction via Citi Mobile® App with the deposited Eligible New Funds in foreign currencies ("Eligible FX Transactions"), customers can enjoy up to 2.9% p.a. Bonus Interest Rate by placing it in a 1-month Eligible USD Tie Deposit. Customers can get up to 6.0% p.a. Interest Rate in total. To enjoy the Bonus Interest Rate for Eligible USD Time Deposit, customers shall carry out the Eligible FX Transaction in the designated amount of USD: For Eligible FX Transaction of US$10,000-US$29,999.99, customers can enjoy 0.9% Bonus Interest Rate For Eligible FX Transaction of US$30,000 or above, customers can enjoy 2.9% Bonus Interest Rate
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