1.17% p.a.

Min. Rate

2.67% p.a.

Max. Rate

^HK$0

Min. Initial Deposit

All Details

• Key Features

  • Rewards for Citi Plus! Earn more than HK$2,600!
    
    ・Reward 1: Earn cash rebate up to HK$500 when deposit designated new fund
    
    ・Reward 2: Transfer each designated amount of foreign currency for time deposit, you can enjoy preferential interest rates up to 3.5% p.a.
    
    ・Reward 3: Apply Citi Plus account and selected credit card to earn HK$1,600 cash rebate
    
    ・Reward 4: 12% Rebate with your Spending Rewards Playlist: Deliveroo, Foodpanda, Hutchgo Travel Platform, KKBOX, KKday
    
    ・Reward 5: Get up to HK$500 cash rebate for opening HK & US stock accounts online
    
    ・Reward 6: Referral rewards up to HK$1,000!

  • Until Sep 30, 2023, spend with your Citi Plus Debit or Credit card to get up to a 12% rebate with Deliveroo, foodpanda, KKBOX, KKday and Green Common!

  • Until Sep 30, 2023, get up to HK$500 cash rebate for opening HK & US stock accounts online

  • Until Sep 30, 2023, enjoy a 6-month premium wavier on the brand-new Zurich Lifestyle Insurance Plan for the first policy year

  • Until Sep 30, 2023, enjoy ONE complimentary Zurich FlyAway Travel Insurance Plan – 7 – day Single Trip Travel Plan (Ordinary Plan) for seven days valued at HK$190 for depositing new funds of HK$50,000 into a Citi Interest Booster account and retaining on or before reward redemption.

  • Your account comes with 1.17% p.a. base interest rate. What’s more, earn up to extra 1.5% p.a. interest on savings by completing simple missions

  • No minimum balance requirements

  • Open your account with ease using the Citi Mobile App

  • Enjoy 3X Points for online shopping and fitness memberships!

  • Start investing with as little as HK$1

  • Enjoy up to 1% cash back on all your spending with your Citi Plus Debit Mastercard

  • * Can directly use the foreign currencies in your account when you spend overseas or make cash withdrawals at overseas ATMs with your debit card at $0 handling fee charged by Citi

  • A physical Citi Plus Debit Mastercard will be issued to you upon successful account opening in approximately 5 working days. You can use it for cash withdrawals at ATMs or make purchases.

  • * Learn at your own pace with a series of simple, easy-to-follow financial pointers

Eligibility

Minimum Initial Deposit	N/A

Interest Rate

Base	1.17% p.a.

Bonus Interest Rate

Step-Up Interest	Up to 2.67% p.a.

Required Documents

Hong Kong Permanent ID
Address Proof