Citigold Account
Citigold Account
- up to 3.5%
- Preferential Time Deposit Rates
- HK$1,500,000
- Minimum Initial Deposit
- HK$48,800
- Highest Cash Rebate
All Details
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Compare Citi Accounts：Citigold vs Citi Plus
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Benefits of Citibank Global Wallet
Citibank Global Wallet customers allow you to exchange foreign currency at the target price in advance, and there is no handling fee, which makes spending in foreign currency easier. Citibank Global Wallet is available to all Citibank MasterCard® Debit Card or Citibank Cirrus ATM Card customers.
Save the cost of spending in foreign currency
Customers can shop online or travel abroad in foreign currency at any time, without worrying about exchange rate or being charged foreign currency transaction fees when spending with credit cards.
Automatic foreign currency top up service
Citibank Global Wallet features an automatic foreign currency top up service. Even if your Global Wallet does not have sufficient balance in foreign currency, the bank will immediately exchange the required foreign currency in your Hong Kong dollar account at the current exchange rate, and automatically top up your foreign currency account.
12 currencies available for trading
12 currencies available for transactions including Hong Kong dollar, Australian dollar, Canadian dollar, Swiss franc, Euro, British pound, Japanese yen, New Zealand dollar, Chinese yuan, Singapore dollar, Thai baht and US dollar, covering major countries where Hong Kong people always go for traveling or shopping.
Benefits of Citigold Account
Attractive annual interest rate for fixed term deposit
Open a Citigold account to enjoy an attractive annual interest rate for fixed term deposit. In addition, customers can also make use of Citibank's "FundWatch" service to instantly grasp the latest fund prices by email in order not to miss any investment opportunity.
$0 commission to buy Hong Kong stocks
Open a Citigold account and apply for stock services, and you can buy Hong Kong stocks without commission. In addition, Citigold customers can obtain professional stock analysis information and reports from Thomson Reuters through the Citibank one-stop platform to help you select high-quality stocks more effectively.
Attractive annual interest rate for fixed time deposit in RMB
Open a Citigold account and deposit in Hong Kong dollars or foreign currencies to enjoy attractive annual interest rates for fixed time deposits in RMB. In addition, customers can use Citibank online banking or Citi Mobile® foreign exchange trading platform to seize investment opportunities in the foreign currency market.
Citigold account opening requirements
Account Opening Balance Requirement: HK$1.5 million
Account Fee: HK$300/month
Account Fee Waiver Requirement: Average daily balance of at least HK$1.5 million
Is Citigold an offshore account?
Offshore accounts refer to overseas bank accounts depositors open in countries/regions other than their own residence. You can transfer funds in offshore accounts freely. Even if the government implements currency exchange controls in your place of residence, your account won’t be affected. The main reason for opening an offshore account is to be freed from currency exchange control to avoid freezing of assets.
Citibank Gold accounts or above are all offshore accounts, while Citi Priority and other average Citibank accounts are not eligible to apply.
Citigold Account VS Citi Priority Account
Only the Citigold account is an offshore account. The opening balance threshold of a Citigold account is relatively high, requiring HK$1.5 million.
Citi Priority account opening and balance requirement is HK$500,000. In addition, Citigold account holders are entitled to exclusive wealth management services, while Citi Priority account holders are not.
Citigold account benefits
Refer a Friend Program Offer
Refer one friend
Successfully refer a relative or friend to open a Citigold account and enjoy HK$2,388 cash rebate!
Refer 2 freinds
Successfully refer 2 relatives and friends or more and enjoy HK$3,388 cash rebate!
Frequently Asked Questions
Is Citigold an offshore account?
- If you want to apply for a Citibank offshore account, you must be at least a Citibank Gold or above customer. Citi Priority customers are not eligible to apply. The account opening requirements are relatively high, requiring HK$1.5 million, while Citi Priority account opening and balance requirements are relatively low, requiring only HK$500,000.
What is the interest rate for a fixed term deposit for Citibank ?
- You can check the latest rate for fixed term deposit at MoneySmart.