Get the Best Tax Loans Rates 2019

Updated February 2019

Thinking about getting a tax loans in Hong Kong? MoneySmart.hk lets you compare and choose the best tax loans in Hong Kong with confidence.

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Loan Details

HK$
HK$
Citi Tax Season Loan
Monthly
Payment
HK$4,212

2.01%

APR*

$50,540

Total Amount Payable

$540

Total Interest Payable

HK$4,212

Monthly Payment
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New Customer Offer HK$1,200 Cash Coupon/ Top-of-the-range Tablet/ Top-of-the-range Smart Watch + Extra Up to HK$2,000 Voucher!
Key Features
APR as low as 2.01%
0% arrangement fee
Repayment term up to 60 months
Loan amount is up to 12 times your monthly basic salary or HK$2,000,000, whichever is lower
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$540
Total Amount PayableHK$50,540
Annual Percentage Rate2.01%
Monthly PaymentHK$4,212
Repayment Period12 months
DBS Tax Season Loan
Monthly
Payment
HK$4,182

2.53%

APR*

$50,180

Total Amount Payable

$180

Total Interest Payable

HK$4,182

Monthly Payment
  • Apply successfully and enjoy up to HK$2,200 rewards
Key Features
Monthly flat interest rate as low as 0.03%
Apply successfully and enjoy up to HK$2,200 rewards
Loan amount up to HK$2,000,000 or 12x of your monthly salary (whichever is lower)
Enjoy up to 24 months
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$180
Total Amount PayableHK$50,180
Annual Percentage Rate2.53%
Monthly PaymentHK$4,182
Repayment Period12 months
AEON Tax Loan Scheme
Monthly
Payment
HK$4,237

3.12%

APR*

$50,840

Total Amount Payable

$840

Total Interest Payable

HK$4,237

Monthly Payment
Key Features
Monthly flat rate as low as 0.14% 
Loan amount up to 8 times monthly salary
Flexible repayment period (6/12/18/24-month installment plans)
No handling fee
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$840
Total Amount PayableHK$50,840
Annual Percentage Rate3.12%
Monthly PaymentHK$4,237
Repayment Period12 months
iSmart Tax Loan
Monthly
Payment
HK$4,251

3.80%

APR*

$51,018

Total Amount Payable

$1,018

Total Interest Payable

HK$4,251

Monthly Payment
Key Features
Loan amount up to 3 times of the tax bill or 6 times of the monthly salary, or HK$2 million (whichever is lower)
Repayment tenor of 6, 12 or 18 months are available for your selection
Handling fee waiver for the whole repayment period
Preferential tax loan rate as low as 1.78%
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,018
Total Amount PayableHK$51,018
Annual Percentage Rate3.80%
Monthly PaymentHK$4,251
Repayment Period12 months
HSBC Personal Tax Loan
Monthly
Payment
HK$4,252

3.82%

APR*

$51,020

Total Amount Payable

$1,020

Total Interest Payable

HK$4,252

Monthly Payment
Key Features
Monthly flat rate as low as 0.08% (APR as low as 1.77%*)
Apply online to enjoy HK$100 cash rebate
Submit supporting document(s) required by the Bank for the loan application to enjoy HK$100 cash rebate
Loan amount of up to HK$3,000,000 or 12 times of the monthly salary
Choice of repayment period from 6 months to 24 months
Tax Demand Note is not required
1-minute approval and no income proof is required if you have maintained an auto payroll account with HSBC for one month or above
Cash withdrawal from over 1,000 HSBC's ATM and branches
*This APR includes cash rebate
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,020
Total Amount PayableHK$51,020
Annual Percentage Rate3.82%
Monthly PaymentHK$4,252
Repayment Period12 months
HSBC Personal Tax Loan
Monthly
Payment
HK$4,257

4.05%

APR*

$51,080

Total Amount Payable

$1,080

Total Interest Payable

HK$4,257

Monthly Payment
Key Features
Monthly Flat Rate as low as 0.08% (APR as low as 1.77%)
Apply online to enjoy HK$100 cash rebate
Tax Demand Note is not required
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,080
Total Amount PayableHK$51,080
Annual Percentage Rate4.05%
Monthly PaymentHK$4,257
Repayment Period12 months
BOCOMM Dream Cash Tax Loan
Monthly
Payment
HK$4,300

6.05%

APR*

$51,603

Total Amount Payable

$1,103

Total Interest Payable

HK$4,300

Monthly Payment
  • Successful online application will be entitled to HK$200 cash rebate
Key Features
APR as low as 2.67%
Loan amount is up to 10 times your monthly basic salary or HK$2,000,000, whichever is lower
Repayment term up to 6, 12, 18 and 24 months
Enjoy HK$200 cash rebate
Hustle free, loan amount will be deposited to your designated bank account
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,103
Handling FeeHK$500
Total Amount PayableHK$51,603
Annual Percentage Rate6.05%
Monthly PaymentHK$4,300
Repayment Period12 months
BEA Tax Season Loan
Monthly
Payment
HK$4,332

7.48%

APR*

$51,980

Total Amount Payable

$1,980

Total Interest Payable

HK$4,332

Monthly Payment
  • New Customer Offer up to HK$5,000 Cash Rebate
Key Features
APR as low as 2.23%
0% arrangement fee
Loan amount of up to 12 times your monthly basic salary (maximum HK$1,200,000)
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,980
Total Amount PayableHK$51,980
Annual Percentage Rate7.48%
Monthly PaymentHK$4,332
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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Compare Tax Loans in Hong Kong 2019

FeatureProductAPR / Repayment Term
Exclusive offer: HK$1,200 coupon/a smart product+up to HK$1,000 voucherCiti Tax Season Loan2.01% / Up to 60 months
No administration fee, no handling fee, no penalty fee for early settlement, no any hidden feeReal 0% Interest Personal Tax Loan0% / Up to 12 months
Apply successfully and enjoy up to HK$7,300 rewardsDBS Tax Season Loan2.53% / Up to 24 months
Exclusive online offers HKD200 cash couponTax Season’s Standard Chartered Personal Instalment Loan (New Priorty Banking clients)2.18% / Up to 24 months
Enjoy up to HK$400 cash rebate with login to electronic applicationiSmart Tax Loan3.80% / Up to 18 months
New Customer Offer up to HK$200 Cash RebateHSBC Personal Tax Loan3.82% / Up to 24 months
Exclusive online offers HKD200 cash couponTax Season’s Standard Chartered Personal Instalment Loan (General clients)4.48% / Up to 24 months
New Customer Offer up to HK$4,800 Cash RebateBEA Tax Season Loan7.48% / Up to 12 months