Citi Rewards MasterCard
Citi Rewards MasterCard
- HK$120,000
- Minimum Income Requirements
- 5X Points
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- $3 = 1 Mile
- Miles Conversion (local spend)
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a HK$2,000 SHKP Malls Gift Card/ [newly added] HK$1,800 Uber Voucher/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.
Are you eligible?
You are a new to bank card holder
Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 31st July 2023
Must perform accumulated transactions of HK$1,000 within 30 days of card issuance
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What you need to know
The “Qualifying Period” will be from 1st June 2023 to 30th June 2023
Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi Rewards Mastercard / Citi Rewards UnionPay / Citi Prestige / Citi PremierMiles)
Must submit the redemption form on or before 31 July, 2023
An eligible new customer whose application is approved within the promotional period (1-30 June 2023) will receive up to HK$2,000 rewards and/ or a $300 referral bonus
All Details
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Citi Rewards Card Detail
| Citi Rewards Card | Min. Annual Salary | Cash back on local spend (by contactless transactions) |
|---|---|---|
| Citi Rewards Card | HK$120,000 | 2% |
Citi Rewards Card Pros and Cons
Citi Rewards Card Pros
- Points will never expire
- Cardholders can redeem points earned for a wide range of rewards ranging from designated cash coupons, and movie tickets to air miles at Citi ThankYou℠ Rewards online.
- Cardholders can also instantly offset spending with Citi Pay with Points (250 Points = Instantly offset HK$1 spending)
- 5X Points on contactless transactions without restrictions on spending categories
Citi Rewards Card Cons
- Annual fee of HK$1,800 will be charged except for the first year
- 5X points only applicable to eligible contactless transactions
- HK$50 will be charged for redeeming every 75,000 points
Citi Rewards Cashback Rate
| Transaction Method | Cashback Rate | |
|---|---|---|
| Wallet transactions (Apple Pay, Google Pay and Samsung Pay) | 5X Points | |
| Local transactions | 0.4% | |
| Foreign transactions | 0.4% |
Citi Rewards Card Reviews: Citi Rewards Card VS Other Cashback Credit Cards
| Credit Cards | Local Spend | Overseas Spend |
|---|---|---|
| Citi Rewards Card | 2% | ／ |
| Standard Chartered Simply Cash Card | 1.5% | 2% |
| WeWa Unionpay Diamond Card | 4% | 0.4% |
| Hang Seng enjoy Card | 2% | ／ |
Citi Rewards vs Citi Cash Back
Citi Rewards Card vs Citi PremierMiles Card
With Citi Rewards, the points you earn will never expire. It can be used to redeem designated cash coupons, movie tickets, and air miles at Citi ThankYou Rewards online or it can be used to instantly offset spending anytime with Citi Pay with Points.
Citi Rewards Card VS Standard Chartered Simply Cash Card
Citi Rewards Card vs EarnMORE Card
Citi Rewards “Ineligible Transactions”
2. For Citibank Credit Card accounts denominated in CNY, invalid transactions incurred in Mainland China (excluding Hong Kong and Macau) not eligible for Points include, but are not limited to, properties, automobile, wholesales, air tickets, fuel, supermarkets, hospitals and schools, and other charges designated by Citibank from time to time.
FAQ
What are the benefits of applying for Citi Rewards Card through MoneySmart?
- You can earn a HK$500 voucher when you apply for Citi Rewards Card via MoneySmart, apply now! (Offer valid until 31 Oct 2021)
What is the annual fee for Citi Rewards? Can it be waived?
- The annual fee for Citi Rewards is HK$1,800 and it can be waived for the first year. From second year onwards, you can try to call the Citibank hotline at +852 2860 0333 and request it to be waived.
Can students apply for Citi Rewards Card？
- No, as the annual salary requirement is HK$120,000.
Are there fees relating to foreign currency transactions?
- Yes, 1.95% will be charged as foreign currency transaction admin fee.
How to redeem Citi Rewards points?
- You can redeem the points earned at Citi ThankYou℠ Rewards for a wide range of rewards ranging from designated cash coupons, and movie tickets to air miles at Citi ThankYou℠ Rewards online.
Does Citi Rewards offer lounge access?
- Yes, cardholders of Citi Rewards can enjoy Plaza Premium Lounge for 2 hours for HK$250. Also, cardholders of Citi Rewards UnionPay Card who spend HK$12,000 within two consecutive months can enjoy 3 times free airport lounge access in more than 130 designated LoungeKey airport lounges around the Greater China in Chinese Mainland, Hong Kong, Macao and Taiwan.