Citi Rewards Card offers 5X rewards points on contactless transactions. The annual income requirement for Mastercard is just HK$120,000. It is a lower-tier credit card that comes with good rewards.
HK$120,000
Min. Annual Salary
2%
Cash back on local spend (by contactless transactions)
$3 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive
Extra HK$500 voucher apply via MoneySmart!
Valid until 30 Jun 2021 - See more details below
Are you eligible?
You are a new to bank card holder
Your apply for your credit card through MoneySmart and the application is approved
What you need to know
Complete & submit the MoneySmart Claim Form by promotion period.
MoneySmart won't be able to track your application if you enable ad blockers
T&Cs
Claim Form
Quick Facts
Get the maximum value by
5x Points on contactless transactions(Apple Pay/Google Pay/Samsung Pay/PayPass) without spending categories limitation (from shopping, entertaining to dinning)
Good for
who is used to contactless transactions
Categories to maximise this card
welcome offers, E-wallet
All Details
5x Points on contactless transactions(Apple Pay/Google Pay/Samsung Pay/PayPass/) without spending categories limitation (from shopping, entertaining to dinning)
Welcome offer up to HK$800 cash rebate
Points that never expire, redeem designated cash coupons, movie tickets & air miles at Citi ThankYou℠ Rewards online or instantly offset spending anytime with Citi Pay with Points
250 Points = Instantly offset HK$1 spending
E-wallet transaction is eligible as welcome offer spending (PayMe, WhChat Pay, AliPay, etc.)
Low annual income requirement, first year annual fee waiver
Earn up to HK$1,500 Spending Rebate by using Citi PayAll wisely to settle payments with credit cards
HK$15 (or equivalent foreign currency) = 1 air mile
Earned rewards points never expire
Enjoy year round offers/ privileges across the town
5x Points on contactless transactions(Apple Pay/Google Pay/Samsung Pay/PayPass) without spending categories limitation (from shopping, entertaining to dinning)
Get HK$60 instant discount at DON DON DONKI with spending of HK$500 or above
Points that never expire, redeem designated cash coupons (McDonald's, Pizza Hut, Starbucks & IKEA), movie tickets (MCL Cinema) & air miles at Citi ThankYou℠ Rewards online or instantly offset spending anytime with Citi Pay with Points
250 Points = Instantly offset HK$1 spending
0.4% cash rebate on local spending
Redeem your ThankYou℠ Rewards Points for Apple products, including iPhone and phone accessories
Pay by UnionPay app earn extra 5X points, total 6X points.
5x Points on contactless transactions(Apple Pay/Google Pay/Samsung Pay/PayPass) without spending categories limitation (from shopping, entertaining to dinning)
Digital wallet transactions are eligible for welcome offer spending requirements
Rewards points never expire
5x Points on contactless transactions(Apple Pay/Google Pay/Samsung Pay/PayPass) without spending categories limitation (from shopping, entertaining to dinning)
First-year annual fee waiver (HK$1,800)
New customer with spending of HK$2,500 or above within 2 months after card issuance can get $200 cash rebate or 30,000 points
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