^HK$150,000

Min. Annual Salary

First 2 Years

Annual Fee Waiver

1%

Cash back on retail spend

All Details

• Key Features

  • Welcome offer up to HK$500 cash rebate

  • Unlimited 1% cash rebate on local and overseas rebate spending

  • 0.5% cash rebate on Octopus reload amount

Overseas Spending

• Unlimited 1% cash rebate on oversea retail spending

Annual Fee Waiver

• First 2-year annual fee waiver (HK$1,800/year)

• Cardholders can request for annual fee waiver by calling Dah Sing customer hotline 2828 8168 and pressing the following hotkeys: 2 > 6

Octopus Card AAVS

• 0.5% cash rebate in Octopus Add Value

Bill Payment

Cash Back

• Unlimited 1% cash rebate on retail spending

• 0.5% cash rebate on Octopus reload amount

Dining

Welcome Offers

• HK$500 Cash rebate

Best Credit Cards

• Autopay service available for CLP

• Unlimited 1% cash rebate in local / overseas spending

Annual Interest Rate and Fees

Annual Principal Fee	HK$1,800
Fee Waiver	First 2-year
Interest Free Period	Up to 60 days
Annual Interest Rate	34.46%
Late Payment Fees	amount equivalent to the minimum payment stated on the monthly statement
Minimum Monthly Repayment	(i) If the Monthly Statement Balance is HK$200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions; or (ii) if the Monthly Statement Balance is less than HK$200, the minimum payment will be the Monthly Statement Balance
Foreign Currency Transaction Fee	1.95%
Foreign Check Fee	N/A

Promotion

MoneySmart Exclusive

Minimum Income Requirements

Local Resident	HK$150,000

Card Association

Mastercard

Wireless Payment

Mastercard contactless

Plan Materials

Terms and Conditions	For the details and relevant terms and conditions of Dah Sing ONE+ Credit Card, please refer to the website of Dah Sing Bank. The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU. To borrow or not to borrow? Borrow only if you can repay!