Cash Rebate of up to HK$5,000 for successfully approved applications
7.22%
APR*
HK$214,880
Total Amount Payable
HK$14,880
Total Interest Payable
All Details
Cash rebate of up to HK$5,000 for customers whose applications are approved.
Cash rebate of up to HK$4,000 for customers who apply online and are approved: - Customers who apply for a Tax Season Loan online and are approved during the Promotional Period and draw down the loan with over a specified repayment tenor and a loan amount of HK$200,000 or above (the “Eligible Customer”) are entitled to the cash rebate.
For repayment tenor of 36 - 60 months: ・Loan Amount of HK$100,000 - HK$199,999: Can enjoy HK$500 cash rebate ・Loan Amount of HK$200,000 - HK$299,999: Can enjoy HK$1,500 cash rebate ・Loan Amount of HK$300,000 - HK$799,999: Can enjoy HK$2,000 cash rebate ・Loan Amount of HK$800,000 - HK$999,999: Can enjoy HK$3,000 cash rebate ・Loan Amount of HK$1,000,000 or above: Can enjoy HK$4,000 cash rebate
Extra HK$1,000 cash rebate for new customers who apply and are approved: - New customers who apply and are approved for a Tax Season Loan during the Promotional Period and who draw down the loan with the repayment tenor of 12-60 months and a loan amount of HK$50,000 or above, and who do not have any current BEA consumer loans when they submit their application (the “Eligible Customer”), are entitled to the cash rebate as shown in the table below. - BEA reserves the final right to interpret the definition of “Eligible Customer”. The cash rebate will be directly credited to the repayment account of the Eligible Customer on or before 31st July, 2023 without prior notice. The status of the customer’s loan account must be valid and with no past due record/unsatisfactory credit history at the time when BEA credits the cash rebate.
APR as low as 2.04%*
0% arrangement fee
Repayment period of up to 60 months
Loan amount of up to 12 times your basic monthly salary (maximum HK$3,000,000)
To borrow or not to borrow? Borrow only if you can repay!
Principal Loan Amount
HK$200,000
Total Interest Payable
HK$14,880
Monthly Payment
HK$8,953
Total Amount Payable
HK$214,880
Handling Fee
HK$0
Annual Percentage Rate
7.22%
Monthly Interest Rate
0.31%
Loan Tenure
24 Months
Late Payment Fee
HK$400 per instalment
Early Settlement Fee
2% per annum of original loan amount which will be calculated with reference to the number of years in the remaining loan period (any part of a year shall be rounded up to a full year)
Age Requirement
18 years old or above
Residency Status
Hong Kong resident
Employment Status
The customer must have a minimum monthly basic salary of HK$5,000 and have been employed by his/her present employer for at least 3 months.
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