Compare Best Air Miles Credit Cards in Hong Kong

We found 29 credit cards for you!

Up to HK$2 = 1 mile
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$4 = 1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
40,000 miles
Bank Limited Time Welcome Offer
MoneySmart Exclusive

【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

Valid till 15 Jul 2026

APPLY NOW for Standard Chartered Cathay Mastercard
on Standard Chartered's secure site
HKD4 = 1 mile
Miles Conversion
0%
Foreign Transaction Fee
Up to 28,500 miles
Welcome Offer
MoneySmart Exclusive

[⚡️Within 60 days after card approval: unlimited miles + spend HKD10,000 and get 15,000 miles]
New customers can use the invitation code "MOXTRAVEL"and spend within 60 days after card approval can earn unlimited miles or 2% CashBack on all spending! Spend HKD10,000 and receive an additional 15,000 miles! If, within 7 days of account opening, you place HKD100,000 in a demand deposit and keep that balance for 60 days or more, you can get an extra 11,000 miles! Earn up to a total of 28,500 miles!
*Subject to the Mox Card welcome reward promotion terms and conditions

📣“Best-in-town” Credit Card with instant miles reward – 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)

Valid till 30 Jun 2026

As low as HK$2 = 1 Mile
Local and oversea spending
HK$240,000
Minimum Annual Income
Up to $1,450 RewardCash
Welcome Offer
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC EveryMile Credit Card

Free travel insurance and airport lounges access
HK$120,000
Minimum Income Requirements
12 times for every calendar year
Complimentary Access to Airport Lounges
HK$3 = 1 mile
Miles Conversion (overseas spend)
MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 08 Jun 2026

APPLY NOW for Citi PremierMiles Card
on Citibank's secure site
Family Travel Cover | 0% Cross Border Fee
HK$6 = 1 Mile
Miles Conversion (Overseas Spending)
40%
Discount at designated restaurants
HK$9 = 1 Mile
Miles Conversion (Local Spending)
MoneySmart Exclusive

【May Limited Offer: The Platinum Card limited time offer and choose 1 of the rewards!】
Welcome offer A:  Earn a new notebook🍎
From now until 8 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can entitle to HK$5,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
 
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 30 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
 
Terms & Conditions Apply.

Valid till 08 Jun 2026

APPLY NOW for The Platinum Card
on American Express's secure site
Redeem various mileage points without any fee
Up to 32,000 miles
Welcome Offer
HK$2/ mile
Upon meeting overseas spending goal*
HK$6/mile
Local spending
MoneySmart Exclusive

【⚡️Unleash Your Wanderlust: 5,000 SmartPoints for Rewards of Your Choice!】
From now until 30 June 2026, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
⠀⠀
With 5,000 SmartPoints can fully redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards, up to 32,000 miles or DAYCROWN - 28" Front-Opening suitcase (fulfilled by DBS)!

Valid till 30 Jun 2026

No expiry date for Membership Rewards points
HK$300,000
Min. Annual Salary
HK$3 = 1 Mile
Miles Conversion (Eligible Local Transaction)*
Up to 12 times per Calendar Year^
Complimentary Plaza Premium Lounge Access

【✈️ Fly for Less: Earn HK$200 Statement Credit on Your First Spend!】
From now until 10 June 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and make their first transaction within 3 months can enjoy HK$200 Statement Credit (*automatically credited once the transaction is confirmed); earn up to 72,000 miles which is equivalent to redeem a round-trip flights to Japan ✈️ for TWO; and HK$50 statement credit for a single HK$600 Octopus top-up!
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0.875/ mile + HK$200 Statement Credit!

🤩 Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 72,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!  

Valid till 10 Jun 2026

HK$120,000
Min. Annual Salary
HK$2.5=1 Mile
Miles Conversion (online spend)
Up to $500 RewardCash
Welcome offer
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC Red Credit Card

HK$240,000
Min. Annual Salary
Up to3.6%
RewardCash Rebate
HK$2.78 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC Visa Signature Card

Up to 50% savings at designated restaurants
HK$300,000
Min. Annual Salary
$6 = 1 Mile
Miles Conversion (overseas spend)
$6 = 1 Mile
Miles Conversion (local spend)

【📣 Welcome Offer: Valued up to HK$1,800 upon card approval!】
Apply via MoneySmart by 30 June 2026 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!

⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800! 

Valid till 30 Jun 2026

3% shopping rewards with no minimum spend
HK$120,000
Minimum Income Requirements
3% Points
Rebate on shopping & entertainment transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 08 Jun 2026

HK$120,000
Min. Annual Salary
Up to 4.4%
RewardCash Rebate
HK$4.17 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC Pulse UnionPay Dual Currency Diamond Credit Card

HK$120,000
Min. Annual Salary
Up to 2.4%
Cash back on local spend
HK$4.17 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC easy Credit Card

HK$360,000
Min. Annual Salary
5%
Rebate on 4 designated categories of spendings
1%
Rebate on other retail spending
MoneySmart Exclusive

From now until 30 June 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid till 30 Jun 2026

HK$60,000
Min. Annual Salary
2.4%
Cash back on local spend
HK$4.17 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC Visa Gold Card

HK$150,000
Min. Annual Salary
1%
Cash back on Online Overseas spend
5%
Cash Back for Designated Online Transaction
MoneySmart Exclusive

From now until 30 June 2026, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid till 30 Jun 2026

APPLY NOW for DBS LIVE FRESH
on DBS's secure site
HK$60,000
Min. Annual Salary
HK$2.27 = 1 Mile
Miles Conversion (overseas spend)
HK$4.17 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC UnionPay Dual Currency Credit Card

6X
RewardCash for spending in Rewards of Your Choice category
Up to 2.4%
RewardCash Rebate
$300
RewardCash
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC Visa Gold Card for Students

3% shopping rewards with no minimum spend
HK$120,000
Minimum Income Requirements
3% Points
Rebate on Shopping & Entertainment Transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 1 June to 8 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 08 Jun 2026

APPLY NOW for Citi Rewards MasterCard
on Citibank's secure site
HK$2=1 mile
Miles Conversion(Eligible spending on overseas category)
HK$4 = 1 mile
Miles Conversion (Eligible spending on dining and hotels category)
120,000 miles
Bank Limited Time Welcome Offer
MoneySmart Exclusive

【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

Valid till 15 Jul 2026

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Air Miles Credit Cards Hong Kong 2026

Air Miles Credit Cards Mileage Conversion Best for
Air Miles Credit CardsStandard Chartered Cathay Mastercard Mileage ConversionAs low as HK$2/mile Best forFrequent CX/HK Express flyers and heavy spenders on overseas and dining
Air Miles Credit CardsCiti PremierMiles Card Mileage ConversionAs low as HK$3/mile Best forFrequent overseas spenders who want free travel insurances
Air Miles Credit CardsDBS Black World Mastercard Mileage ConversionAs low as HK$4/mile Best forOverseas spending and Avios earning
Air Miles Credit CardsAmerican Express The Platinum Card Mileage ConversionAs low as HK$6/mile Best forFrequent overseas spenders who want free hotel memberships and travel insurance
Air Miles Credit CardsAE Explorer Credit Card Mileage ConversionAs low as HK$1.68/mile Best forOverseas spending
Air Miles Credit CardsHSBC EveryMile Credit Card Mileage ConversionAs low as HK$2/mIle Best forFrequent overseas spenders who want free airport lounge access
Air Miles Credit CardsMox Credit Card (Miles) Mileage ConversionAs low as HK$4/mile with no rebate cap Best forFrequent overseas spenders and Asia Miles collectors seeking a daily spending card

What Are Air Miles?

Airline miles are loyalty programs offered by airlines, allowing passengers to earn points for redeeming air tickets, seat upgrades, and more. Among various ways to accumulate miles, credit card spending is a popular method. Not all airlines share a universal mileage program. In Hong Kong, the three main programs are Asia Miles, British Airways (Avios), and All Nippon Airways (ANA). Asia Miles and Avios, both part of the Oneworld alliance, enable point redemption across the same partner airlines, while ANA operates under a distinct system.

Popular Rewards Program for Air Miles Credit Cards

Besides your spending habits, the type of air miles should be other criteria you consider while comparing air miles credit cards. Among all of the air miles programs, you need to pick one that best fits your travel and flying habits. If you take a certain airline very often, such as Cathay Pacific, you may want to pick an air miles program such as Asia Miles. Here are the most popular air miles programs in Hong Kong:

Asia Miles

Asia Miles allows you to redeem flight tickets from a diverse range of airlines, including Cathay Pacific and Qatar. You can redeem travel, entertainment, lifestyle, and other rewards with your air miles credit cards.

Avios

Avios in British Airways Executive Club is cheaper than Asia Miles when redeeming short flights. Plus, they offer a household accounts program, allowing you to earn Avios with your family members.

All Nippon Airways (ANA) Mileage Club

ANA’s mileage program lets you redeem flight tickets under Star Alliance. The strengths of All Nippon Airways (ANA) program are that they require fewer miles for flights to Japan and offer you a household account.

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What is the Best Credit Card for Air Miles?

Asia Miles

Avios

ANA Mileage Club

Dah Sing ANA World Mastercard: HK$8 = 1 mile on local and overseas transactions

Most Popular Miles Credit Cards Providers in Hong Kong

American Express Asia Miles

Most Popular American Express Miles Credit Cards

  • American Express Explorer Credit Card: As low as HK$1.68 = 1 mile for overseas and designated merchant spending
  • American Express Platinum Credit Card: HK$6 = 1 mile for local spending
  • The Platinum Card: HK$4.5 = 1 mile for foreign currency spending

American Express Mileage Redemption & Perks

  • An administration fee of HK$400 applies for each air mile conversion, except for the American Express Explorer card
  • Conversion rate: 18,000 points = 1,000 miles

Standard Chartered Asia Miles

Most Popular Standard Chartered Miles Credit Cards

  • Standard Chartered Cathay Mastercard: HK$4 = 1 Asia Mile for eligible dining, online and overseas spending
  • Enjoy exclusive HK$4 = 2 Asia Miles at Cathay partner restaurants

Standard Chartered Mileage Redemption & Perks

  • Miles will be automatically credited to your Asia Miles account
  • 10% redemption discount for Hotel Stays, Car Rentals and Travel Experience Awards
  • 10% off Mileage Renewal fee,
  • Mileage Transfer fee and purchase of Asia Miles Gift Miles

Citibank Asia Miles

Most Popular Citibank Miles Credit Cards

  • Citi PremierMiles Card: As low as HK$3 = 1 mile for overseas spending
  • Citi Rewards Card: As low as HK$1.85 = 1 mile for shopping and entertainment spending

Citibank Mileage Redemption & Perks

  • Citibank credit card points can be redeemed to miles from 11 frequent flyer programs including Asia Miles and Avios
  • Conversion rate:
    • Citi Rewards Card: 15 points = 1 mile
    • Citi PremierMiles Card: 12 points = 1 mile
  • The minimum conversion amount is 18,000 points (equivalent to 1,200 Asia Miles) each time and each transfer must be made in multiples of 18,000

Credit Card Welcome Offers - MoneySmart Exclusive

Credit CardCard highlightsPromotionValid until
Standard Chartered Smart Card
  • HK$0.00 Foreign currency transaction fee
  • 5% Cash back at Designated Merchants
  • Up to HK$3,600 MoneySmart Exclusive Offer
Apply by 30 June 2026 as a new Standard Chartered Smart Card applicant via MoneySmart to receive one of the following gifts:

Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
HK$800 Apple Store Gift Card / HKTVmall e-Vouchers / ParknShop e-Vouchers (Value: HK$800)
4 Jun 2026 till 30 Jun 2026
sim Credit Card
  • Up to 8% Cashback on Online Retail Transactions and Local Transportation Transactions
  • First Year Free Fee Waiver
  • N/A Minimum Income Requirements

From 1 June until 7 June 2026, apply for the sim Credit Card or sim World Mastercard via MoneySmart and spend HK$100 in eligible retail transactions within 30 days after card issuance; or select the Up to HK$100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan as the Welcome offer, activate the card and be approved for the Cash Instalment Plan. By meeting these requirements, you can receive HK$1,000 cash or up to HK$2,600 in rewards.

 

In addition, enjoy the Trip.com promotions: Trip.com 8% hotel bookings promo code and Trip.com HK$100 flights promo code (claim submission required).

 

You will be entitled to choose one of five gifts (one option only):
4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
BRUNO BOE115 Compact Multi Grill Pot (Value: HK$1,098)
HK$1,000 Cash via FPS (converted by 10,000 SmartPoints and deposited into FPS account)
( Fulfilled by MoneySmart ) Complete the digital ID verification on the sim Credit Card App within 3 hours after application to receive an additional HK$50 cash rebate

1 Jun 2026 till 8 Jun 2026
Citi Cash Back Card
  • First Year Annual Fee Waiver Annual Fee
  • Unlimited 2% Rebate on Overseas Spending & Local Dining
  • Unlimited 1% Rebate on Local Spending
Limited-time Citi card offer via MoneySmart: Trip.com promo codes with HK$2,000 vouchers or gifts valued up to HK$5,200

From 1 June to 8 June 2026, new customers applying for a designated Citi credit card via MoneySmart and spending HK$4,000 within 30 days after card issuance (approved by 31 July 2026) can receive one of the following rewards:
8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
4× Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers

+ Trip.com 8% hotel booking promo code and HK$100 flights promo code (claims submission required).
1 Jun 2026 till 8 Jun 2026
HSBC EveryMile Credit Card
  • As low as HK$2 = 1 Mile Local and oversea spending
  • HK$240,000 Minimum Annual Income
  • Up to $1,450 RewardCash Welcome Offer
Apply via MoneySmart for a designated HSBC credit card and submit the redemption form by 15 July 2026 to receive a Trip.com 8% Hotel Booking Promo Code plus HK$100 Flights Promo Code.

You can earn one of the following gifts at zero cost:
Doshisha Gorilla Calf Massager (Value: HK$398, random color)
Stanley Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz (Value: HK$380, random color)
Branden Safe Plus Wallet Bag (Value: HK$305, random color)

Additionally, the bank welcome offer is also available.
1 Jun 2026 till 30 Jun 2026

Content on this page is generated or assisted by AI. While we strive for accuracy, AI can make mistakes. We recommend independently verifying critical information before taking action.

How to Redeem Air Miles?

Relying solely on everyday spending to accumulate Asia Miles can take a long time to reach your redemption goal. However, with the right mileage-earning strategies, you can speed up the process significantly. Here are some effective tips to help you earn Asia Miles faster:

Credit Card Air Miles Welcome Offer

New cardholders who meet a specific spending requirement within a short timeframe can always earn significant air miles. For example, the Standard Chartered Cathay Pacific Mastercard offers up to 60,000 or 61,250 miles, making it perfect for substantial purchases like wedding banquets or major travel expenses, providing an efficient way to accumulate miles quickly.

Partner Merchants

Cardholders can effortlessly earn Asia Miles in daily life by dining at over 300 partner restaurants or booking stays at hotels such as Hilton, Langham, or Rakuten through sites like Agoda or Expedia. Shopping via Asia Miles iShop doubles your miles, featuring popular merchants like ASOS, Harrods, Amazon, and Microsoft, spanning categories like electronics, travel gear, and toys for versatile earning opportunities.

Paying Water, Electricity, and Gas Bills

Using credit card auto-debit to pay utility bills earns miles, though electricity and gas providers restrict this to select cards. The East Asia Flyer World Mastercard stands out with a top rate of HK$5 = 1 mile, offering great value. Unfortunately, water bills don’t qualify for auto-debit payments, limiting options for earning miles on this essential expense.

Earn Bonus Miles When You Book Flights

Using designated credit cards to purchase flight tickets can earn you additional Asia Miles. For example, when you use the Standard Chartered Cathay Mastercard to book Cathay Pacific or HK Express flights, including in-flight purchases, and spend a total of HK$8,000, you can earn up to 4,000 miles (including base miles), which is equivalent to a rate of HK$2 = 1 mile.

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Things to Know Before Converting Air Miles

Air Mile Converting Fee

A handling fee of HK$100-300 is usually charged for each mileage conversion. Some airline or frequent-flyer co-branded credit cards such as BEA Flyer World Mastercard and Citi PremierMiles Card offer a handling fee waiver.

Processing Time

Please allow enough time for mileage credits to be credited to the Member’s account. It may take between 4-6 weeks for the credits to be reflected in your account balance.

Taxes

The ticket prices under miles redemption programs exclude taxes and other fees such as the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination, which will be deducted from your credit card. Please note that different amount of air miles will be charged depending upon the seasons by air miles programs (e.g. Avios and ANA).

Air miles calculator and redemption chart: Asia Miles / Avios / KrisFlyer

Destination / Cabin Class Asia Miles Avios KrisFlyer
Taipei (Economy Class, Round-trip) 7,000 9,750 Not available
Taipei (Business Class, Round-trip) 16,000 20,800 Not available
Tokyo/Osaka (Economy Class, Round-trip) 13,000 14,300 Not available
Tokyo/Osaka (Business Class, Round-trip) 23,000 32,500 Not available
Bangkok / Ho Chi Minh City (Economy, Round-trip) 9,000 12,000 Not available
Bangkok / Ho Chi Minh City (Business, Round-trip) 20,000 30,000 Not available
London (Economy Class, Round-trip) 27,000 35,000 (off-peak) ;40,000 (standard) 95,000
London (Business Class, Round-trip) 50,000 100,000 (off-peak) ;110,000 (standard) 237,000

*The figures above are estimates and provided for reference only. Actual mileage requirements may vary and are subject to change without notice. Please check with the respective program for the latest redemption rates and route availability. KrisFlyer generally does not offer regional short-haul redemptions from Hong Kong, as these are outside Singapore Airlines’ direct network.

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How to earn and redeem Asia Miles

  1. You need to first sign up as Asia Miles members. You can do so through their website or apps. Marco Polo Club members are automatically enrolled as Asia Miles members, with the same membership number.
  2. Then you can start earning your Asia Miles from your everyday spending.
  3. You can join programs (Join Amex Turbo Programme to earn double points for every HK$1 spending) / spend on specific category/ spend on the designated day (enjoy HK$1 = 1 Asia Mile on Mondays with Asia Miles partner restaurants) to earn miles faster.
  4. Finally, you can start redeeming your Asia Miles. But it’s worth finding out the minimum amount of Asia Miles cardholders are required to redeem each time and the conversion fee.

Frequently Asked Questions

What are the best asia miles credit cards?

Standard Chartered Cathay Mastercard (HK$2 = 1 mile on Cathay and HK Express spending) and Citi PremierMiles Card (As low as HK$3 = 1 mile on overseas spending) are popular Asia Miles credit cards choices.

Are airline miles credit cards worth it?

Yes—if you're a frequent flyer who regularly uses credit cards. You'll earn miles through your normal spending, which you can later redeem for free flights. However, if you're a lower spender, credit cards offering cash back or points might be more valuable than airline miles cards.

What is the most accessible airline credit card to get approved for?

The Standard Chartered Asia Miles Credit Card has the lowest application requirements, with just HK$96,000 annual income needed. It features automatic mileage conversion without fees and offers an attractive rate of 1 Asia Mile for every HK$4 spent on dining, online shopping, and overseas purchases. However, keep in mind this card is exclusively for earning Asia Miles.

How do I redeem air miles for flights?

You will need to transfer the points you earned to air miles via internet banking first, in order to do so, you must be a member of one of the participating frequent flyer programs. After that you will be able to search and redeem for rewards fights with different destinations, date or classes, for partner airlines that can't be redeemed online, you may call the service hotline or submit a request form to make a redemption.

How many miles do you need for a free flight?

The number of miles needed for a free return ticket varies by destination and travel season. Different mileage programs have different requirements, so check the redemption charts to see how many miles you need. Using Asia Miles as an example for popular destinations: Hong Kong to Taiwan return flights need at least 14,000 miles, Tokyo return trips require 13,000 miles, and Paris return trips cost around 27,000 miles.

How long do my air miles stay valid?

Airline or air miles co-branded credit cards will automatically transfer the earned miles into your air miles account. For other credit cards, you need to transfer reward points into air miles yourself via e-banking or by calling the customer service hotline. Some credit cards may set an expiry date for reward points from 1-5 years (usually 2-3 years). But there are a few credit cards that have no expiry date on the points, such as DBS Black World Mastercard and American Express credit cards, giving you more time on earning points for flight tickets.

Air miles have their own expiry date as well. For Asia Miles, redeemed miles in the account will no longer expire from 1 January 2020, as long as you earn or use the miles at least once every 18 months. Avios has a similar rule which expires after 36 months in an account with no activity.

Is there anything I need to know while converting flight tickets with air miles?

The prices of flight tickets under miles redemption programs don’t include taxes and other fees, including the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination. The relevant extra costs will be deducted from your credit card. Note that some air miles programs (e.g. Avios and ANA) will set flight ticket prices based on seasons and charge you different amounts of air miles.

AI Summary: Key Points When Choosing Air Miles Credit Cards

  • Air Miles are airline loyalty rewards that can be earned through flying, credit card spending, hotel bookings, and more. They can be redeemed for free flights, seat upgrades, merchandise, and lifestyle rewards.
  • The three most popular mileage programs in Hong Kong are Asia Miles (Cathay Pacific), Avios (British Airways), and ANA Mileage Club (All Nippon Airways). Each has its own strengths and is suited for different routes and travel patterns.
  • Before choosing a credit card, you should understand your travel habits and preferred airline. For example, frequent Cathay Pacific flyers will benefit most from cards that earn Asia Miles.
  • Many credit cards in the market support different mileage programs, such as the Standard Chartered Cathay Mastercard, Citi PremierMiles Card, and American Express Explorer/Platinum Cards. Some offer overseas spending rates as high as HK$2 = 1 mile.
  • Top tips for earning miles faster include leveraging welcome offers, everyday spending, partner merchant promotions, utility bill payments, and buying airline tickets with eligible cards to earn bonus miles.