Compare Best Air Miles Credit Cards in Hong Kong
Compare best air miles credit cards in Hong Kong to earn frequent flyer miles, enjoy airport lounges access and all kinds of travel and flight rewards.
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We found 30 credit cards for you!
⚡【4-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 28 July to 31 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.
Valid till 31 Jul 2026
【July Limited Flash Offer: The Platinum Card limited time offer!】
⚡Upgraded Welcome Offer : Earn a new notebook🍎
From now until 29 July 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart, settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can enjoy HK$5,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
Terms & Conditions Apply.
Valid till 29 Jul 2026
【July Limited-Time Offer】Earn HK$1,200 Cash Vouchers / Up to HK$3,700 Rewards with No Spending Required!
From now until 30 July 2026, customers who download the DBS Card+ app via MoneySmart's exclusive link and successfully apply for the designated DBS Credit Cards: DBS Black World Mastercard/ DBS Eminent Visa Signature Card/ DBS Eminent Visa Platinum Card via MoneySmart, can enjoy one of the following exclusive rewards🎁 (fulfilled by MoneySmart):
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700, random color)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100, random color)
・Rasonic Hot & Ambient Water Dispenser (RWD-HC3400/W) (Value: HK$1,980, random color)
・Bowers & Wilkins Pi6 In-Ear True Wireless Earbuds (Value: HK$1,980, random color)
・HK$1,200 ParknShop e-Vouchers/ Trip.com e-Gift Card
・HK$1,100 Apple Store Gift Card
+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.⠀⠀
Valid till 30 Jul 2026
[⚡️Within 60 days after card approval: unlimited HKD5 / mile + spend HKD10,000 and get 17,000 miles]
New customers can use the invitation code "MOXTRAVEL"and spend within 60 days after card approval can earn miles at rates as low as HKD5 per mile or earn unlimited 2% CashBack on all spending! Spend HKD10,000 and receive an additional 17,000 miles (inclusive of basic spending reward in the first 60 days)! If, within 7 days of account opening, you place HKD100,000 in a demand deposit and keep that balance for 60 days or more, you can get an extra 11,000 miles! Earn up to a total of 28,000 miles!
*Subject to the Mox Card welcome reward promotion terms and conditions.
📣“Best-in-town” Credit Card with instant miles reward – 0% FX Fees*
Introducing Mox Credit's Miles Rewards Scheme — No caps. No restrictions. Earn as Asia Miles as you spend
Valid till 31 Jul 2026
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 July 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
⠀⠀
⚡️By 23 July, successfully apply for Standard Chartered Cathay Mastercard, and have the card issued by 13 August can automatically get a chance to win 2,000 miles to 364,000 miles, which is enough to redeem two Business Class round-trip tickets from Hong Kong to Europe*!
Valid till 31 Jul 2026
【🚨 Limited-Time Flash Offer: Earn Up to HK$2,925 RewardCash — Fly for Less! ✈️】
From 13 to 31 July 2026, New Credit Card Customers who apply for the HSBC EveryMile Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of a designated amount within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer and rebate, totalling up to $2,925 RewardCash (or 58,500 miles). That's HK$0.43 = 1 mile, enough to redeem ✈️ a return ticket to Europe!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $1,250 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash
🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
💡 Tip: Earn as low as HK$2 = 1 mile on eligible everyday & travel spending and overseas transactions.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $700 RewardCash (or 14,000 miles). Apply now and unlock the flash offer!
Valid till 31 Jul 2026
【✈️ Fly for Less: Earn Up to 26,000 Miles + HK$250 Rebate!】
From now until 31 July 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and fulfil the spending requirement within the first 3 months can earn up to 26,000 miles—enough to redeem a round-trip flight to Japan ✈️ Plus an additional HK$200 statement credit upon completing their first transaction within 3 months after card issuance and HK$50 statement credit for a single HK$600 Octopus top-up.
🌟 Spend HK$8,000 to earn 8,000 miles — that’s just HK$1 per mile!
Spend a total of HK$30,000 to earn 468,000 Membership Rewards points, equivalent to 26,000 miles.
Terms and conditions apply.
Promotion valid until 31 July 2026
🤩 Ready to Fly Further for Less? Supercharged earning rates:
Year-Round Exclusive Offer with no minimum spending requirement! Earn HK$3=1 mile on eligible local transactions! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas spend!
Valid till 31 Dec 2026
【🚨 Limited-Time Flash Offer: Earn Up to HK$800 RewardCash — Zero Annual Fee, Maximum Rewards! ❤️】
From 13 April to 31 July 2026, New Credit Card Customers who apply for the HSBC Red Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $300 RewardCash on top of the base welcome offer — totalling up to $800 RewardCash!
1️⃣ Spend within the first 60 calendar days after card issuance: Earn $300 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $300 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash
🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
💡 Tip: Permanently fee-free with no spending requirement: Earn up to 8% back at Sushiro, Tam Jai, GU, Decathlon and more selected merchants.
*Existing Credit Card Customers and Student Cardholders are not eligible for this offer.
Valid till 31 Jul 2026
【🚨 Limited-Time Flash Offer: Earn Up to HK$2,000 RewardCash — Dine More, Earn More! 🍽️】
From 13 July to 31 July 2026, New Credit Card Customers who apply for the HSBC Visa Signature Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$8,000 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $2,000 RewardCash!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $800 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash
🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
💡 Tip: Allocate extra RewardCash to "Dine" under RedRewards — enjoy up to 3.6% back on dining year-round.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $700 RewardCash. Apply now and unlock the flash offer!
Valid till 31 Jul 2026
⚡【4-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 28 July to 31 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.
Valid till 31 Jul 2026
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 July 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
⠀⠀
⚡️By 23 July, successfully apply for Standard Chartered Cathay Mastercard, and have the card issued by 13 August can automatically get a chance to win 2,000 miles to 364,000 miles, which is enough to redeem two Business Class round-trip tickets from Hong Kong to Europe*!
Valid till 31 Jul 2026
【🚨 Limited-Time Flash Offer: Earn Up to HK$2,000 RewardCash — Your #1 Card for Mainland China & Macau! 🇨🇳】
From 13 July to 31 July 2026, New Credit Card Customers who apply for the HSBC Pulse UnionPay Diamond Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$8,000 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $2,000 RewardCash!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $800 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash
🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
💡 Tip: Earn up to 4.4% RewardCash on QR and mobile payments in Mainland China and Macau — plus save 1.95% on RMB and MOP transactions. Apply now and unlock the flash offer!
Valid till 31 Jul 2026
【🚨 Limited-Time Flash Offer: Earn Up to HK$1,900 RewardCash — Shop Smart at PARKnSHOP, Watsons & Fortress! 🛒】
From 13 July to 31 July 2026, New Credit Card Customers who apply for the HSBC easy Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$5,800 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $1,900 RewardCash!
1️⃣ Spend HK$5,800 within the first 60 calendar days after card issuance: Earn $700 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash
🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
💡 Tip: Earn up to 4.8% back on spending at PARKnSHOP, Watsons and Fortress — stack with Moneyback VIP membership for even more daily rewards.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $800 RewardCash. Apply now and unlock the flash offer!
Valid till 31 Jul 2026
【July Limited-Time Offer】Earn HK$1,200 Cash Vouchers / Up to HK$3,700 Rewards with No Spending Required!
From now until 30 July 2026, customers who download the DBS Card+ app via MoneySmart's exclusive link and successfully apply for the designated DBS Credit Cards: DBS Black World Mastercard/ DBS Eminent Visa Signature Card/ DBS Eminent Visa Platinum Card via MoneySmart, can enjoy one of the following exclusive rewards🎁 (fulfilled by MoneySmart):
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700, random color)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100, random color)
・Rasonic Hot & Ambient Water Dispenser (RWD-HC3400/W) (Value: HK$1,980, random color)
・Bowers & Wilkins Pi6 In-Ear True Wireless Earbuds (Value: HK$1,980, random color)
・HK$1,200 ParknShop e-Vouchers/ Trip.com e-Gift Card
・HK$1,100 Apple Store Gift Card
+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.⠀⠀
Valid till 30 Jul 2026
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make a respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $600 RewardCash; Successfully apply for the Spending Instalment Plan, and enjoy an additional $200 RewardCash!
Valid till 28 Feb 2027
From now until 31 July 2026, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!
Valid till 31 Jul 2026
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 July 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
⠀⠀
⚡️By 23 July, successfully apply for Standard Chartered Cathay Mastercard, and have the card issued by 13 August can automatically get a chance to win 2,000 miles to 364,000 miles, which is enough to redeem two Business Class round-trip tickets from Hong Kong to Europe*!
Valid till 31 Jul 2026
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make a respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $600 RewardCash; Successfully apply for the Spending Instalment Plan, and enjoy an additional $200 RewardCash!
Valid till 28 Feb 2027
During the Promotion Period, New Credit Card Customers who successfully apply for HSBC Visa Gold Card for Students, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $300 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
Valid till 28 Feb 2027

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Best Air Miles Credit Cards Hong Kong 2026
| Air Miles Credit Cards | Mileage Conversion | Best for |
|---|---|---|
| Air Miles Credit CardsStandard Chartered Cathay Mastercard | Mileage ConversionAs low as HK$2/mile | Best forFrequent CX/HK Express flyers and heavy spenders on overseas and dining |
| Air Miles Credit CardsCiti PremierMiles Card | Mileage ConversionAs low as HK$3/mile | Best forFrequent overseas spenders who want free travel insurances |
| Air Miles Credit CardsDBS Black World Mastercard | Mileage ConversionAs low as HK$4/mile | Best forOverseas spending and Avios earning |
| Air Miles Credit CardsAmerican Express The Platinum Card | Mileage ConversionAs low as HK$6/mile | Best forFrequent overseas spenders who want free hotel memberships and travel insurance |
| Air Miles Credit CardsAE Explorer Credit Card | Mileage ConversionAs low as HK$1.68/mile | Best forOverseas spending |
| Air Miles Credit CardsHSBC EveryMile Credit Card | Mileage ConversionAs low as HK$2/mIle | Best forFrequent overseas spenders who want free airport lounge access |
| Air Miles Credit CardsMox Credit Card (Miles) | Mileage ConversionAs low as HK$4/mile with no rebate cap | Best forFrequent overseas spenders and Asia Miles collectors seeking a daily spending card |
What Are Air Miles?
Popular Rewards Program for Air Miles Credit Cards
Besides your spending habits, the type of air miles should be other criteria you consider while comparing air miles credit cards. Among all of the air miles programs, you need to pick one that best fits your travel and flying habits. If you take a certain airline very often, such as Cathay Pacific, you may want to pick an air miles program such as Asia Miles. Here are the most popular air miles programs in Hong Kong:
Asia Miles
Asia Miles allows you to redeem flight tickets from a diverse range of airlines, including Cathay Pacific and Qatar. You can redeem travel, entertainment, lifestyle, and other rewards with your air miles credit cards.
Avios
Avios in British Airways Executive Club is cheaper than Asia Miles when redeeming short flights. Plus, they offer a household accounts program, allowing you to earn Avios with your family members.
All Nippon Airways (ANA) Mileage Club
ANA’s mileage program lets you redeem flight tickets under Star Alliance. The strengths of All Nippon Airways (ANA) program are that they require fewer miles for flights to Japan and offer you a household account.

What is the Best Credit Card for Air Miles?
Asia Miles
- AE Explorer Credit Card: As low as HK$1.68/mile on overseas spending
- Standard Chartered Cathay Mastercard: HK$4 = 1 Asia Mile on dining, hotels and overseas spending
- Mox (Asia Miles): HK$4 = 1 Asia Miles with no rebate cap
- HSBC EveryMile Credit Card: As low as HK$2/mile at designated merchants with no rebate cap
Avios
- DBS Black World Mastercard: HK$4 = 1 Avios on overseas spending
- Citi PremierMiles Card: As low as HK$3 = 1 Mile on overseas and online foreign currency spending
ANA Mileage Club
Most Popular Miles Credit Cards Providers in Hong Kong
American Express Asia Miles
Most Popular American Express Miles Credit Cards
- American Express Explorer Credit Card: As low as HK$1.68 = 1 mile for overseas and designated merchant spending
- American Express Platinum Credit Card: HK$6 = 1 mile for local spending
- The Platinum Card: HK$4.5 = 1 mile for foreign currency spending
American Express Mileage Redemption & Perks
- An administration fee of HK$400 applies for each air mile conversion, except for the American Express Explorer card
- Conversion rate: 18,000 points = 1,000 miles
Standard Chartered Asia Miles
Most Popular Standard Chartered Miles Credit Cards
- Standard Chartered Cathay Mastercard: HK$4 = 1 Asia Mile for eligible dining, online and overseas spending
- Enjoy exclusive HK$4 = 2 Asia Miles at Cathay partner restaurants
Standard Chartered Mileage Redemption & Perks
- Miles will be automatically credited to your Asia Miles account
- 10% redemption discount for Hotel Stays, Car Rentals and Travel Experience Awards
- 10% off Mileage Renewal fee,
- Mileage Transfer fee and purchase of Asia Miles Gift Miles
Citibank Asia Miles
Most Popular Citibank Miles Credit Cards
- Citi PremierMiles Card: As low as HK$3 = 1 mile for overseas spending
- Citi Rewards Card: As low as HK$1.85 = 1 mile for shopping and entertainment spending
Citibank Mileage Redemption & Perks
- Citibank credit card points can be redeemed to miles from 11 frequent flyer programs including Asia Miles and Avios
- Conversion rate:
- Citi Rewards Card: 15 points = 1 mile
- Citi PremierMiles Card: 12 points = 1 mile
- The minimum conversion amount is 18,000 points (equivalent to 1,200 Asia Miles) each time and each transfer must be made in multiples of 18,000
Credit Card Welcome Offers - MoneySmart Exclusive
| Credit Card | Card highlights | Promotion | Valid until |
|---|---|---|---|
| Citi Cash Back Card |
| New Citi cardholders who apply via MoneySmart and spend HK$4,000 within 30 days of card issuance (approval by 31 August 2026) may choose from the following rewards: • 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) • 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) • PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) • Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) • Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) • HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers • Trip.com 8% off hotel bookings plus HK$100 flights promo code (promo codes provided upon claim submission) | 28 Jul 2026 till 31 Jul 2026 |
| sim Credit Card |
| Apply for the sim Credit Card or sim World Mastercard via MoneySmart, and after spending HK$100 in eligible retail transactions within 30 days of card issuance, you can receive HK$1,200 cash or up to HK$3,700 in rewards. This package includes an 8% Trip.com hotel bookings promo code and an HK$100 flights promo code (claim submission). You may choose one gift from seven options:
• Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
(Fulfilled by MoneySmart)
Complete the digital ID verification within 3 hours after application to receive an additional HK$50 cash rebate.
Validity: until 31 July 2026. | 27 Jul 2026 till 31 Jul 2026 |
| Standard Chartered Smart Card |
| New cardholders who apply for the Standard Chartered Smart Card through MoneySmart and are approved will receive one of the following gifts through 31 July 2026:
• Dyson HushJet™ Mini Cool Fan (Value: HK$890) | 13 Jul 2026 till 31 Jul 2026 |
| HSBC EveryMile Credit Card |
| Earn Up to $2,925 RewardCash or 58,500 Miles + Lucky Draw Entry | 13 Jul 2026 till 31 Jul 2026 |
Content on this page is generated or assisted by AI. While we strive for accuracy, AI can make mistakes. We recommend independently verifying critical information before taking action.
How to Redeem Air Miles?
Relying solely on everyday spending to accumulate Asia Miles can take a long time to reach your redemption goal. However, with the right mileage-earning strategies, you can speed up the process significantly. Here are some effective tips to help you earn Asia Miles faster:
Credit Card Air Miles Welcome Offer
Partner Merchants
Cardholders can effortlessly earn Asia Miles in daily life by dining at over 300 partner restaurants or booking stays at hotels such as Hilton, Langham, or Rakuten through sites like Agoda or Expedia. Shopping via Asia Miles iShop doubles your miles, featuring popular merchants like ASOS, Harrods, Amazon, and Microsoft, spanning categories like electronics, travel gear, and toys for versatile earning opportunities.
Paying Water, Electricity, and Gas Bills
Using credit card auto-debit to pay utility bills earns miles, though electricity and gas providers restrict this to select cards. The East Asia Flyer World Mastercard stands out with a top rate of HK$5 = 1 mile, offering great value. Unfortunately, water bills don’t qualify for auto-debit payments, limiting options for earning miles on this essential expense.
Earn Bonus Miles When You Book Flights
Using designated credit cards to purchase flight tickets can earn you additional Asia Miles. For example, when you use the Standard Chartered Cathay Mastercard to book Cathay Pacific or HK Express flights, including in-flight purchases, and spend a total of HK$8,000, you can earn up to 4,000 miles (including base miles), which is equivalent to a rate of HK$2 = 1 mile.

Things to Know Before Converting Air Miles
Air Mile Converting Fee
A handling fee of HK$100-300 is usually charged for each mileage conversion. Some airline or frequent-flyer co-branded credit cards such as BEA Flyer World Mastercard and Citi PremierMiles Card offer a handling fee waiver.
Processing Time
Please allow enough time for mileage credits to be credited to the Member’s account. It may take between 4-6 weeks for the credits to be reflected in your account balance.
Taxes
The ticket prices under miles redemption programs exclude taxes and other fees such as the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination, which will be deducted from your credit card. Please note that different amount of air miles will be charged depending upon the seasons by air miles programs (e.g. Avios and ANA).
Air miles calculator and redemption chart: Asia Miles / Avios / KrisFlyer
| Destination / Cabin Class | Asia Miles | Avios | KrisFlyer |
|---|---|---|---|
| Taipei (Economy Class, Round-trip) | 7,000 | 9,750 | Not available |
| Taipei (Business Class, Round-trip) | 16,000 | 20,800 | Not available |
| Tokyo/Osaka (Economy Class, Round-trip) | 13,000 | 14,300 | Not available |
| Tokyo/Osaka (Business Class, Round-trip) | 23,000 | 32,500 | Not available |
| Bangkok / Ho Chi Minh City (Economy, Round-trip) | 9,000 | 12,000 | Not available |
| Bangkok / Ho Chi Minh City (Business, Round-trip) | 20,000 | 30,000 | Not available |
| London (Economy Class, Round-trip) | 27,000 | 35,000 (off-peak) ;40,000 (standard) | 95,000 |
| London (Business Class, Round-trip) | 50,000 | 100,000 (off-peak) ;110,000 (standard) | 237,000 |
*The figures above are estimates and provided for reference only. Actual mileage requirements may vary and are subject to change without notice. Please check with the respective program for the latest redemption rates and route availability. KrisFlyer generally does not offer regional short-haul redemptions from Hong Kong, as these are outside Singapore Airlines’ direct network.

How to earn and redeem Asia Miles
- You need to first sign up as Asia Miles members. You can do so through their website or apps. Marco Polo Club members are automatically enrolled as Asia Miles members, with the same membership number.
- Then you can start earning your Asia Miles from your everyday spending.
- You can join programs (Join Amex Turbo Programme to earn double points for every HK$1 spending) / spend on specific category/ spend on the designated day (enjoy HK$1 = 1 Asia Mile on Mondays with Asia Miles partner restaurants) to earn miles faster.
- Finally, you can start redeeming your Asia Miles. But it’s worth finding out the minimum amount of Asia Miles cardholders are required to redeem each time and the conversion fee.
Frequently Asked Questions
What are the best asia miles credit cards?
- Standard Chartered Cathay Mastercard (HK$2 = 1 mile on Cathay and HK Express spending) and Citi PremierMiles Card (As low as HK$3 = 1 mile on overseas spending) are popular Asia Miles credit cards choices.
Are airline miles credit cards worth it?
- Yes—if you're a frequent flyer who regularly uses credit cards. You'll earn miles through your normal spending, which you can later redeem for free flights. However, if you're a lower spender, credit cards offering cash back or points might be more valuable than airline miles cards.
What is the most accessible airline credit card to get approved for?
- The Standard Chartered Asia Miles Credit Card has the lowest application requirements, with just HK$96,000 annual income needed. It features automatic mileage conversion without fees and offers an attractive rate of 1 Asia Mile for every HK$4 spent on dining, online shopping, and overseas purchases. However, keep in mind this card is exclusively for earning Asia Miles.
How do I redeem air miles for flights?
- You will need to transfer the points you earned to air miles via internet banking first, in order to do so, you must be a member of one of the participating frequent flyer programs. After that you will be able to search and redeem for rewards fights with different destinations, date or classes, for partner airlines that can't be redeemed online, you may call the service hotline or submit a request form to make a redemption.
How many miles do you need for a free flight?
- The number of miles needed for a free return ticket varies by destination and travel season. Different mileage programs have different requirements, so check the redemption charts to see how many miles you need. Using Asia Miles as an example for popular destinations: Hong Kong to Taiwan return flights need at least 14,000 miles, Tokyo return trips require 13,000 miles, and Paris return trips cost around 27,000 miles.
How long do my air miles stay valid?
Airline or air miles co-branded credit cards will automatically transfer the earned miles into your air miles account. For other credit cards, you need to transfer reward points into air miles yourself via e-banking or by calling the customer service hotline. Some credit cards may set an expiry date for reward points from 1-5 years (usually 2-3 years). But there are a few credit cards that have no expiry date on the points, such as DBS Black World Mastercard and American Express credit cards, giving you more time on earning points for flight tickets.
Air miles have their own expiry date as well. For Asia Miles, redeemed miles in the account will no longer expire from 1 January 2020, as long as you earn or use the miles at least once every 18 months. Avios has a similar rule which expires after 36 months in an account with no activity.
Is there anything I need to know while converting flight tickets with air miles?
- The prices of flight tickets under miles redemption programs don’t include taxes and other fees, including the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination. The relevant extra costs will be deducted from your credit card. Note that some air miles programs (e.g. Avios and ANA) will set flight ticket prices based on seasons and charge you different amounts of air miles.
AI Summary: Key Points When Choosing Air Miles Credit Cards
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.















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