Compare Best Air Miles Credit Cards in Hong Kong
Compare best air miles credit cards in Hong Kong to earn frequent flyer miles, enjoy airport lounges access and all kinds of travel and flight rewards.
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We found 30 credit cards for you!
【🌟No Spend Required: MoneySmart Gift + Up to 120,000 Miles + Surprise Blind Box Lucky Draw!】
From now until 30 September 2026, new Standard Chartered cardholders who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy all three of the following upon card approval:
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1️⃣ 〖🎁MoneySmart Exclusive Gift〗 No spend required, choose one gift upon card approval:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total Value: HK$2,300) *Valid until 14 July 2027
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / PARKnSHOP e-Vouchers
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2️⃣〖SCB Welcome Miles〗Spend the designated amount within the first 2 months of card issuance and earn up to 120,000 Asia Miles!
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3️⃣〖🍀Surprise Blind Box Lucky Draw - Valid till 9.20〗No registration needed! Get one automatic lucky draw entry upon successful card approval. Win a minimum of 2,000 bonus miles, up to a maximum of 1,000,000 miles - enough to redeem 4 x Business Class Round-trip Tickets to both Europe and 4 x Business Class Round-trip Tickets to Japan*! Plus, Apple Store gift cards or 10,000+ prizes - everyone wins a reward!
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Terms & Conditions apply.
Valid till 30 Sep 2026
【🚨Apple Fans Alert: HK$200 Cash on Approval + Enjoy Up to HK$4,088 rewards + Chance to Win HK$10,000 Apple Store Gift Card!】
From now to 30 September 2026, new customers who successfully open a Mox Bank Account and get approved for a Mox Credit Card using any one of the designated MoneySmart invitation codes: "MOXFLASHMS2"/ "MOXFLASHMS3"/ "MOXPHONEMS", can enjoy:
1️⃣ [⚡️MoneySmart Exclusive Bonus!] An extra HK$200 Cash (deposited directly into your FPS account) + Trip.com 8% Hotel Discount Code + HK$100 Flight Discount Code / HK$100 Buy&Ship Cash Voucher, fulfilled by MoneySmart;
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2️⃣ Spend the designated amount within 30 days of card approval to unlock your reward!
💰 "MOXFLASHMS2" - Spend HK$2,000 within 30 days of approval: HK$1,000 Cash Rebate
🍎 "MOXFLASHMS3" - Spend HK$2,000 within 30 days of approval: HK$1,000 Apple Store Gift Card / 2x Hong Kong Plaza "Premium First with Infinity" Lounge 3-hr Access Pass (Value: HK$2,300) / Beyerdynamic Amiron 300 True Wireless ANC Earphones (Value: HK$2,299)
📱 "MOXPHONEMS" - Spend HK$9,000 within 30 days of approval: HK$1,800 Apple Store Gift Card / PHILIPS RO Water Dispenser ADD6910DG/90 (Grey) (Value: HK$3,388) / LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300); 🔥Customers ranked 101st–200th who successfully activate their cards will also have a chance to win 🔥 an extra HK$10,000 Apple Store Gift Card^!
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3️⃣ Deposit HK$50,000 within 7 days of account opening and maintain it for 30 days to enjoy an additional HK$500 Cash Rebate
*Subject to the Terms and Conditions of the"MOXFLASHMS2"/"MOXFLASHMS3"/"MOXPHONEMS"invitation code promotion.^1 quota, redemption code will be distributed by Mox randomly.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Sep 2026
⚡【September Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,488 +Trip.com Promo Codes! 🎉】
From now until 17 September 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 October 2026) can receive one of the following rewards:
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 2 x AirPods 5 with Wireless Charging Case (Value: HK$2,498) or
💳 HK$2,400 Apple Store Gift Card / HK$2,400 ParknShop e-Vouchers or⠀
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Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Citibank credit card:
🎁 Cambridge Audio Ultra Compact Active Stereo Speakers (Value: HK$3,980), redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,699), redeem at a discounted price of HK$3,000⠀
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＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
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【📱Phone First, Work Later: HK$100K+ Worth of Prizes Up for Grabs🔥 Citi Bonus: Score an Extra Flagship Phone!】
From 11 September to 11 October 2026, successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more!
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〖🏁Citi Credit Card Customer Exclusive〗Apply for designated Citi credit card(s) and achieve the highest score among Citi eligible participants to win an extra 🏆 iPhone 18 Pro Max 256 GB! If you also top the overall leaderboard, you could take home up to 2 new smartphones!
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Visit the campaign page for details. T&Cs apply.
Valid till 17 Sep 2026
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【✈️ Fly for Less: Earn Up to 26,000 Miles + HK$550 Rebate!】
From now until 20 September 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and fulfil the spending requirement within the first 3 months can earn up to 26,000 miles—enough to redeem a round-trip flight to Japan ✈️ Plus an additional HK$500 statement credit upon completing their first transaction within 3 months after card issuance and HK$50 statement credit for a single HK$600 Octopus top-up.
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🌟 Spend HK$8,000 to earn 8,000 miles — that’s just HK$1 per mile!
Spend a total of HK$30,000 to earn 468,000 Membership Rewards points, equivalent to 26,000 miles.
Terms and conditions apply.
Promotion valid until 20 September 2026
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Refer a friend and get a rewarded — For every successful referral of a New Cardmember, to earn 108,000 Membership Rewards points as referral bonus equivalent to 6,000 miles.
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🤩 Ready to Fly Further for Less? Supercharged earning rates:
Year-Round Exclusive Offer with no minimum spending requirement! Earn HK$3=1 mile on eligible local transactions! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas spend!
Valid till 31 Dec 2026
✨ Limited-Time Welcome Offer【New American Express Platinum Cardmembers Can Earn Up to 1,320,000 Membership Rewards points + HK$50 Rebate!】
From now until 30 September 2026, new Cardmembers^ who successfully apply for The Platinum Card® from American Express via MoneySmart and spend HK$60,000 in eligible purchases (local or foreign currency) within the first 6 months after card approval can earn 660,000 Membership Rewards points!
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Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
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In addition, new Cardmembers who make any eligible purchase during months 15 to 17 after card approval can earn an extra 660,000 Membership Rewards points.
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Terms and conditions apply.
Valid till 30 Sep 2026
【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $1,450 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 September 2026, new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 10 October 2026 can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
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🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $1,450 RewardCash (equivalent to 29,000 miles)!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $600 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Sep 2026
【🌟No Spend Required: MoneySmart Gift + Up to 120,000 Miles + Surprise Blind Box Lucky Draw!】
From now until 30 September 2026, new Standard Chartered cardholders who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy all three of the following upon card approval:
⠀⠀⠀⠀
1️⃣ 〖🎁MoneySmart Exclusive Gift〗 No spend required, choose one gift upon card approval:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total Value: HK$2,300) *Valid until 14 July 2027
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / PARKnSHOP e-Vouchers
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2️⃣〖SCB Welcome Miles〗Spend the designated amount within the first 2 months of card issuance and earn up to 120,000 Asia Miles!
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3️⃣〖🍀Surprise Blind Box Lucky Draw - Valid till 9.20〗No registration needed! Get one automatic lucky draw entry upon successful card approval. Win a minimum of 2,000 bonus miles, up to a maximum of 1,000,000 miles - enough to redeem 4 x Business Class Round-trip Tickets to both Europe and 4 x Business Class Round-trip Tickets to Japan*! Plus, Apple Store gift cards or 10,000+ prizes - everyone wins a reward!
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Terms & Conditions apply.
Valid till 30 Sep 2026
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【⚡Limited-Time Welcome Offer Boost: Earn Up to $850 RewardCash + Enjoy Up to 12% Rebate on Apple Spending 🚀】
From now until 30 November 2026, new credit card customers who successfully apply for the HSBC Red Credit Card via MoneySmart using promo code “HSBCRED” during the Promotion Period and accumulate eligible spending of HK$12,000 within the first 60 calendar days after card issuance can enjoy a total of up to $650 RewardCash. Successfully apply for the “Cash Instalment Plan” to earn an additional $200 RewardCash!
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【🍎Apple Exclusive】Earn Up to an Extra $1,150 RewardCash!
From 10 September to 13 November 2026, spend with your HSBC Red Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to enjoy:
・Cumulative eligible spending of HK$5,000 or above: Enjoy an extra 6% RewardCash rebate (up to $350 RewardCash during the entire Promotion Period); and
・Successfully apply for the “Spending Instalment Plan”: Enjoy an extra 2% RewardCash rebate (up to $400 RewardCash); and
・Spend at the Apple Store Online or via the Apple Store App: Earn 4% RewardCash on online spending!
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Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Nov 2026
【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $1,000 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 September 2026, new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 10 October 2026 can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
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🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $1,000 RewardCash!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Sep 2026
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【📣 Welcome Offer: Valued up to HK$1,800 upon card approval!】
Apply via MoneySmart by 30 September 2026 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
Valid till 30 Sep 2026
⚡【September Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,488 +Trip.com Promo Codes! 🎉】
From now until 17 September 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 October 2026) can receive one of the following rewards:
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 2 x AirPods 5 with Wireless Charging Case (Value: HK$2,498) or
💳 HK$2,400 Apple Store Gift Card / HK$2,400 ParknShop e-Vouchers or⠀
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Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Citibank credit card:
🎁 Cambridge Audio Ultra Compact Active Stereo Speakers (Value: HK$3,980), redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,699), redeem at a discounted price of HK$3,000⠀
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＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
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【📱Phone First, Work Later: HK$100K+ Worth of Prizes Up for Grabs🔥 Citi Bonus: Score an Extra Flagship Phone!】
From 11 September to 11 October 2026, successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more!
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〖🏁Citi Credit Card Customer Exclusive〗Apply for designated Citi credit card(s) and achieve the highest score among Citi eligible participants to win an extra 🏆 iPhone 18 Pro Max 256 GB! If you also top the overall leaderboard, you could take home up to 2 new smartphones!
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Visit the campaign page for details. T&Cs apply.
Valid till 17 Sep 2026
【🌟Enjoy Up to $1,000 RewardCash Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 November 2026, new credit card customers who successfully apply for the HSBC Pulse UnionPay Dual Currency Diamond Credit Card via MoneySmart during the Promotion Period and accumulate eligible spending of HK$8,000 within the first 60 calendar days after card issuance can earn $800 RewardCash. Successfully apply for the “Cash Instalment Plan” to earn an additional $200 RewardCash!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Nov 2026
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【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $900 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 September 2026, new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 10 October 2026 can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
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🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $900 RewardCash!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Sep 2026
【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $800 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 September 2026, new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 10 October 2026 can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
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🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $800 RewardCash!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Sep 2026
【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $800 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 September 2026, new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 10 October 2026 can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
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🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $800 RewardCash!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Sep 2026
【Get Rewards Worth Up to HK$650 Upon Card Approval + Up to $800 RewardCash Bank Welcome Offer + Up to 8% Rebate on Apple Spending 🚀】
From now until 30 September 2026, new and existing credit card customers who successfully apply for a designated HSBC Credit Card via MoneySmart and submit the Reward Redemption Form on or before 10 October 2026 can enjoy a MoneySmart-exclusive Trip.com 8% off hotel promo code + HK$100 flight promo code, with no spending required, plus 🎁 one of the following 3 exclusive rewards:
・3-Hour Plaza Premium Lounge Pass in Asia Pacific (Value: HK$650)
・Branden Korea Safe Plus Anti-Theft Wallet (Value: HK$305, random colour)
・Kodak Charmera Keychain Digital Camera Blind Box – Millennium Special Edition (Value: HK$268, random colour)
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🌟 Upon successful card approval and fulfilment of the designated requirements, enjoy a bank welcome offer of up to $800 RewardCash!
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【🍎Apple Exclusive】 From 10 September to 13 November 2026, spend with an HSBC Credit Card via Apple Pay at Apple Store retail stores, the Apple Store Online or Apple Store App to earn an extra 8% RewardCash rebate (up to $750 RewardCash)! Terms and conditions apply.
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.
Valid till 30 Sep 2026
⚡【September Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,488 +Trip.com Promo Codes! 🎉】
From now until 17 September 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 October 2026) can receive one of the following rewards:
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 2 x AirPods 5 with Wireless Charging Case (Value: HK$2,498) or
💳 HK$2,400 Apple Store Gift Card / HK$2,400 ParknShop e-Vouchers or⠀
⠀⠀
Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Citibank credit card:
🎁 Cambridge Audio Ultra Compact Active Stereo Speakers (Value: HK$3,980), redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,699), redeem at a discounted price of HK$3,000⠀
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＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
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【📱Phone First, Work Later: HK$100K+ Worth of Prizes Up for Grabs🔥 Citi Bonus: Score an Extra Flagship Phone!】
From 11 September to 11 October 2026, successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more!
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〖🏁Citi Credit Card Customer Exclusive〗Apply for designated Citi credit card(s) and achieve the highest score among Citi eligible participants to win an extra 🏆 iPhone 18 Pro Max 256 GB! If you also top the overall leaderboard, you could take home up to 2 new smartphones!
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Visit the campaign page for details. T&Cs apply.
Valid till 17 Sep 2026
【🌟No Spend Required: MoneySmart Gift + Up to 120,000 Miles + Surprise Blind Box Lucky Draw!】
From now until 30 September 2026, new Standard Chartered cardholders who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy all three of the following upon card approval:
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1️⃣ 〖🎁MoneySmart Exclusive Gift〗 No spend required, choose one gift upon card approval:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total Value: HK$2,300) *Valid until 14 July 2027
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / PARKnSHOP e-Vouchers
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2️⃣〖SCB Welcome Miles〗Spend the designated amount within the first 2 months of card issuance and earn up to 120,000 Asia Miles!
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3️⃣〖🍀Surprise Blind Box Lucky Draw - Valid till 9.20〗No registration needed! Get one automatic lucky draw entry upon successful card approval. Win a minimum of 2,000 bonus miles, up to a maximum of 1,000,000 miles - enough to redeem 4 x Business Class Round-trip Tickets to both Europe and 4 x Business Class Round-trip Tickets to Japan*! Plus, Apple Store gift cards or 10,000+ prizes - everyone wins a reward!
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Terms & Conditions apply.
Valid till 30 Sep 2026
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Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Best Air Miles Credit Cards Hong Kong 2026
| Air Miles Credit Cards | Mileage Conversion | Best for |
|---|---|---|
| Air Miles Credit CardsStandard Chartered Cathay Mastercard | Mileage ConversionAs low as HK$2/mile | Best forFrequent CX/HK Express flyers and heavy spenders on overseas and dining |
| Air Miles Credit CardsCiti PremierMiles Card | Mileage ConversionAs low as HK$3/mile | Best forFrequent overseas spenders who want free travel insurances |
| Air Miles Credit CardsDBS Black World Mastercard | Mileage ConversionAs low as HK$4/mile | Best forOverseas spending and Avios earning |
| Air Miles Credit CardsAmerican Express The Platinum Card | Mileage ConversionAs low as HK$6/mile | Best forFrequent overseas spenders who want free hotel memberships and travel insurance |
| Air Miles Credit CardsAE Explorer Credit Card | Mileage ConversionAs low as HK$1.68/mile | Best forOverseas spending |
| Air Miles Credit CardsHSBC EveryMile Credit Card | Mileage ConversionAs low as HK$2/mIle | Best forFrequent overseas spenders who want free airport lounge access |
| Air Miles Credit CardsMox Credit Card (Miles) | Mileage ConversionAs low as HK$4/mile with no rebate cap | Best forFrequent overseas spenders and Asia Miles collectors seeking a daily spending card |
What Are Air Miles?
Popular Rewards Program for Air Miles Credit Cards
Besides your spending habits, the type of air miles should be other criteria you consider while comparing air miles credit cards. Among all of the air miles programs, you need to pick one that best fits your travel and flying habits. If you take a certain airline very often, such as Cathay Pacific, you may want to pick an air miles program such as Asia Miles. Here are the most popular air miles programs in Hong Kong:
Asia Miles
Asia Miles allows you to redeem flight tickets from a diverse range of airlines, including Cathay Pacific and Qatar. You can redeem travel, entertainment, lifestyle, and other rewards with your air miles credit cards.
Avios
Avios in British Airways Executive Club is cheaper than Asia Miles when redeeming short flights. Plus, they offer a household accounts program, allowing you to earn Avios with your family members.
All Nippon Airways (ANA) Mileage Club
ANA’s mileage program lets you redeem flight tickets under Star Alliance. The strengths of All Nippon Airways (ANA) program are that they require fewer miles for flights to Japan and offer you a household account.
What is the Best Credit Card for Air Miles?
Asia Miles
- AE Explorer Credit Card: As low as HK$1.68/mile on overseas spending
- Standard Chartered Cathay Mastercard: HK$4 = 1 Asia Mile on dining, hotels and overseas spending
- Mox (Asia Miles): HK$4 = 1 Asia Miles with no rebate cap
- HSBC EveryMile Credit Card: As low as HK$2/mile at designated merchants with no rebate cap
Avios
- DBS Black World Mastercard: HK$4 = 1 Avios on overseas spending
- Citi PremierMiles Card: As low as HK$3 = 1 Mile on overseas and online foreign currency spending
ANA Mileage Club
Most Popular Miles Credit Cards Providers in Hong Kong
American Express Asia Miles
Most Popular American Express Miles Credit Cards
- American Express Explorer Credit Card: As low as HK$1.68 = 1 mile for overseas and designated merchant spending
- American Express Platinum Credit Card: HK$6 = 1 mile for local spending
- The Platinum Card: HK$4.5 = 1 mile for foreign currency spending
American Express Mileage Redemption & Perks
- An administration fee of HK$400 applies for each air mile conversion, except for the American Express Explorer card
- Conversion rate: 18,000 points = 1,000 miles
Standard Chartered Asia Miles
Most Popular Standard Chartered Miles Credit Cards
- Standard Chartered Cathay Mastercard: HK$4 = 1 Asia Mile for eligible dining, online and overseas spending
- Enjoy exclusive HK$4 = 2 Asia Miles at Cathay partner restaurants
Standard Chartered Mileage Redemption & Perks
- Miles will be automatically credited to your Asia Miles account
- 10% redemption discount for Hotel Stays, Car Rentals and Travel Experience Awards
- 10% off Mileage Renewal fee,
- Mileage Transfer fee and purchase of Asia Miles Gift Miles
Citibank Asia Miles
Most Popular Citibank Miles Credit Cards
- Citi PremierMiles Card: As low as HK$3 = 1 mile for overseas spending
- Citi Rewards Card: As low as HK$1.85 = 1 mile for shopping and entertainment spending
Citibank Mileage Redemption & Perks
- Citibank credit card points can be redeemed to miles from 11 frequent flyer programs including Asia Miles and Avios
- Conversion rate:
- Citi Rewards Card: 15 points = 1 mile
- Citi PremierMiles Card: 12 points = 1 mile
- The minimum conversion amount is 18,000 points (equivalent to 1,200 Asia Miles) each time and each transfer must be made in multiples of 18,000
Credit Card Welcome Offers - MoneySmart Exclusive
| Credit Card | Card highlights | Promotion | Valid until |
|---|---|---|---|
| Citi Cash Back Card |
| ⚡ Trip.com Promo Codes + HK$2,400 Vouchers or Rewards Worth Up to HK$6,488 | 11 Sep 2026 till 17 Sep 2026 |
| HSBC EveryMile Credit Card |
| 🚀 Trip.com Promo Codes + HK$650 Rewards + Up to $1,450 RewardCash | 11 Sep 2026 till 30 Sep 2026 |
| Standard Chartered Smart Card |
| HK$800 Vouchers or Rewards Worth Up to HK$1,499 | 11 Sep 2026 till 30 Sep 2026 |
Content on this page is generated or assisted by AI. While we strive for accuracy, AI can make mistakes. We recommend independently verifying critical information before taking action.
How to Redeem Air Miles?
Relying solely on everyday spending to accumulate Asia Miles can take a long time to reach your redemption goal. However, with the right mileage-earning strategies, you can speed up the process significantly. Here are some effective tips to help you earn Asia Miles faster:
Credit Card Air Miles Welcome Offer
Partner Merchants
Cardholders can effortlessly earn Asia Miles in daily life by dining at over 300 partner restaurants or booking stays at hotels such as Hilton, Langham, or Rakuten through sites like Agoda or Expedia. Shopping via Asia Miles iShop doubles your miles, featuring popular merchants like ASOS, Harrods, Amazon, and Microsoft, spanning categories like electronics, travel gear, and toys for versatile earning opportunities.
Paying Water, Electricity, and Gas Bills
Using credit card auto-debit to pay utility bills earns miles, though electricity and gas providers restrict this to select cards. The East Asia Flyer World Mastercard stands out with a top rate of HK$5 = 1 mile, offering great value. Unfortunately, water bills don’t qualify for auto-debit payments, limiting options for earning miles on this essential expense.
Earn Bonus Miles When You Book Flights
Using designated credit cards to purchase flight tickets can earn you additional Asia Miles. For example, when you use the Standard Chartered Cathay Mastercard to book Cathay Pacific or HK Express flights, including in-flight purchases, and spend a total of HK$8,000, you can earn up to 4,000 miles (including base miles), which is equivalent to a rate of HK$2 = 1 mile.
Things to Know Before Converting Air Miles
Air Mile Converting Fee
A handling fee of HK$100-300 is usually charged for each mileage conversion. Some airline or frequent-flyer co-branded credit cards such as BEA Flyer World Mastercard and Citi PremierMiles Card offer a handling fee waiver.
Processing Time
Please allow enough time for mileage credits to be credited to the Member’s account. It may take between 4-6 weeks for the credits to be reflected in your account balance.
Taxes
The ticket prices under miles redemption programs exclude taxes and other fees such as the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination, which will be deducted from your credit card. Please note that different amount of air miles will be charged depending upon the seasons by air miles programs (e.g. Avios and ANA).
Air miles calculator and redemption chart: Asia Miles / Avios / KrisFlyer
| Destination / Cabin Class | Asia Miles | Avios | KrisFlyer |
|---|---|---|---|
| Taipei (Economy Class, Round-trip) | 7,000 | 9,750 | Not available |
| Taipei (Business Class, Round-trip) | 16,000 | 20,800 | Not available |
| Tokyo/Osaka (Economy Class, Round-trip) | 13,000 | 14,300 | Not available |
| Tokyo/Osaka (Business Class, Round-trip) | 23,000 | 32,500 | Not available |
| Bangkok / Ho Chi Minh City (Economy, Round-trip) | 9,000 | 12,000 | Not available |
| Bangkok / Ho Chi Minh City (Business, Round-trip) | 20,000 | 30,000 | Not available |
| London (Economy Class, Round-trip) | 27,000 | 35,000 (off-peak) ;40,000 (standard) | 95,000 |
| London (Business Class, Round-trip) | 50,000 | 100,000 (off-peak) ;110,000 (standard) | 237,000 |
*The figures above are estimates and provided for reference only. Actual mileage requirements may vary and are subject to change without notice. Please check with the respective program for the latest redemption rates and route availability. KrisFlyer generally does not offer regional short-haul redemptions from Hong Kong, as these are outside Singapore Airlines’ direct network.
How to earn and redeem Asia Miles
- You need to first sign up as Asia Miles members. You can do so through their website or apps. Marco Polo Club members are automatically enrolled as Asia Miles members, with the same membership number.
- Then you can start earning your Asia Miles from your everyday spending.
- You can join programs (Join Amex Turbo Programme to earn double points for every HK$1 spending) / spend on specific category/ spend on the designated day (enjoy HK$1 = 1 Asia Mile on Mondays with Asia Miles partner restaurants) to earn miles faster.
- Finally, you can start redeeming your Asia Miles. But it’s worth finding out the minimum amount of Asia Miles cardholders are required to redeem each time and the conversion fee.
Frequently Asked Questions
What are the best asia miles credit cards?
- Standard Chartered Cathay Mastercard (HK$2 = 1 mile on Cathay and HK Express spending) and Citi PremierMiles Card (As low as HK$3 = 1 mile on overseas spending) are popular Asia Miles credit cards choices.
Are airline miles credit cards worth it?
- Yes—if you're a frequent flyer who regularly uses credit cards. You'll earn miles through your normal spending, which you can later redeem for free flights. However, if you're a lower spender, credit cards offering cash back or points might be more valuable than airline miles cards.
What is the most accessible airline credit card to get approved for?
- The Standard Chartered Asia Miles Credit Card has the lowest application requirements, with just HK$96,000 annual income needed. It features automatic mileage conversion without fees and offers an attractive rate of 1 Asia Mile for every HK$4 spent on dining, online shopping, and overseas purchases. However, keep in mind this card is exclusively for earning Asia Miles.
How do I redeem air miles for flights?
- You will need to transfer the points you earned to air miles via internet banking first, in order to do so, you must be a member of one of the participating frequent flyer programs. After that you will be able to search and redeem for rewards fights with different destinations, date or classes, for partner airlines that can't be redeemed online, you may call the service hotline or submit a request form to make a redemption.
How many miles do you need for a free flight?
- The number of miles needed for a free return ticket varies by destination and travel season. Different mileage programs have different requirements, so check the redemption charts to see how many miles you need. Using Asia Miles as an example for popular destinations: Hong Kong to Taiwan return flights need at least 14,000 miles, Tokyo return trips require 13,000 miles, and Paris return trips cost around 27,000 miles.
How long do my air miles stay valid?
Airline or air miles co-branded credit cards will automatically transfer the earned miles into your air miles account. For other credit cards, you need to transfer reward points into air miles yourself via e-banking or by calling the customer service hotline. Some credit cards may set an expiry date for reward points from 1-5 years (usually 2-3 years). But there are a few credit cards that have no expiry date on the points, such as DBS Black World Mastercard and American Express credit cards, giving you more time on earning points for flight tickets.
Air miles have their own expiry date as well. For Asia Miles, redeemed miles in the account will no longer expire from 1 January 2020, as long as you earn or use the miles at least once every 18 months. Avios has a similar rule which expires after 36 months in an account with no activity.
Is there anything I need to know while converting flight tickets with air miles?
- The prices of flight tickets under miles redemption programs don’t include taxes and other fees, including the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination. The relevant extra costs will be deducted from your credit card. Note that some air miles programs (e.g. Avios and ANA) will set flight ticket prices based on seasons and charge you different amounts of air miles.
AI Summary: Key Points When Choosing Air Miles Credit Cards
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