Best Credit Cards for Airport Lounges in Hong Kong
Which cards should be used for airport lounge visits?
Best Credit Cards For Free Airport Lounges Access
| Credit Cards | Number of Complimentary Visits | Free Headcount | Fee for Accompanying Guests | Remarks |
|---|---|---|---|---|
| Credit CardsCiti PremierMiles Card | Number of Complimentary Visits12 times per calendar year | Free Headcount1 | Fee for Accompanying GuestsHK$200 per head | RemarksRequired to spend HK$5,000 within 30 days after the date of lounge visit |
| Credit CardsCiti Prestige Card | Number of Complimentary VisitsUnlimited access | Free Headcount1 | Fee for Accompanying GuestsUS$35 for Priority Pass Lounges, HK$250 for Plaza Premium Lounges | RemarksN/A |
| Credit CardsHSBC EveryMile Credit Card | Number of Complimentary Visits6 times within promotional period | Free Headcount1 | Fee for Accompanying Guests20% off original price | RemarksRequired to spend HK$4,000 within 60 days after the date of lounge visit |
| Credit CardsAmercian Express Explorer Credit Card | Number of Complimentary Visits8 times per calendar year | Free Headcount1 | Fee for Accompanying GuestsHK$300-400 | RemarksN/A |
| Credit CardsAE Platinum Card | Number of Complimentary VisitsUnlimited access | Free Headcount3 | Fee for Accompanying GuestsUp to 2 free complimentary access | RemarksRequired to pay an annual fee of HK$9,500 |
Plaza Premium Lounges
Citi PremierMiles Card
- Minimum Income Requirements
- HK$120,000
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 0.75%
⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash Voucher! Rewards Worth Up to HK$5,200 +Trip.com Promo Codes! 🎉】
From 1 August to 6 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Additional top-up gift options with Citi Credit Card redemption:
🎁 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🎁 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🎁 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
American Express Explorer® Credit Card
- Local Spending
- HK$3 = 1 Mile
- Travel & Foreign Currency Spend
- HK$1.68 = 1 mile
- Complimentary Plaza Premium Lounge Access
- Up to 12 times per Calendar Year^
【✈️ Fly for Less: Earn Up to 26,000 Miles + HK$500 Rebate!】
From now until 10 August 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and fulfil the spending requirement within the first 3 months can earn up to 26,000 miles—enough to redeem a round-trip flight to Japan ✈️ Plus an additional HK$500 statement credit upon completing their first transaction within 3 months after card issuance and HK$50 statement credit for a single HK$600 Octopus top-up.
🌟 Spend HK$8,000 to earn 8,000 miles — that’s just HK$1 per mile!
Spend a total of HK$30,000 to earn 468,000 Membership Rewards points, equivalent to 26,000 miles.
Terms and conditions apply.
Promotion valid until 10 August 2026
🤩 Ready to Fly Further for Less? Supercharged earning rates:
Year-Round Exclusive Offer with no minimum spending requirement! Earn HK$3=1 mile on eligible local transactions! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas spend!
HSBC EveryMile Credit Card
- Local and oversea spending
- As low as HK$2 = 1 Mile
- Minimum Annual Income
- HK$240,000
- Welcome Offer
- Up to $1,450 RewardCash
Centurion Lounge
The Platinum Card
- Foreign Currencies spending during welcome offer period
- Up to 9% rebate
- 1,550+ airport lounges
- Unlimited access
- Spend on airlines, selected online travel agencies
- As low as HK$2 = 1 Mile
✨ Limited-Time Welcome Offer【New American Express Platinum Cardmembers Can Earn Up to 1,320,000 Membership Rewards points + HK$50 Rebate!】
From now until 31 August 2026, new Cardmembers^ who successfully apply for The Platinum Card® from American Express via MoneySmart and spend HK$60,000 in eligible purchases (local or foreign currency) within the first 6 months after card approval can earn 660,000 Membership Rewards points!
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Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
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In addition, new Cardmembers who make any eligible purchase during months 15 to 17 after card approval can earn an extra 660,000 Membership Rewards points.
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Terms and conditions apply.
Things you need to know about airport lounges
Companion charge
Restrictions on number of visits
Appointments
Ever considered getting travel insurance that works for you?
Frequently Asked Questions about Airport Lounges
How to book access to Plaza Premium Lounge?
Since a number of credit cards offer access to Plaza Premium Lounge, the lounge can be overcrowded sometimes. Some credit card issuers require cardholders to meet a minimum spending requirement and book access before they can use the lounge. It is better to check the latest requirements before making the visit.
Can I bring a companion to the lounge?
Some high-end credit cards allow companions to the lounge but cardholders are usually required to pay. It is recommended to check with your card issuer before traveling.
Is there any restriction on the lounges a card can access?
Yes. Some restrict the countries and the types of lounges you can visit. In general, high-end cards cover more countries and lounges while credit cards with lower income requirements have more restrictions. It is best to check with your card issuer before making the plan.
