American Express Cathay Pacific Elite Credit Card

HK$100 Voucher!

$300,000
Min. Annual Salary
N.A
Cash back on local spend
$6 = 1 Mile
Miles Conversion (local spend)
American Express Cathay Pacific Elite Credit Card

American Express Cathay Pacific Elite Credit Card

HK$100 Voucher!

Promotion
Promotions
Key features
Key features
Best for: Travel lovers for earning most air miles with large spending, also Cathay Pacific frequent user and enjoy travel benefits
  • Welcome offers worth up to 76,000 Asia Miles
  • Earn 2 Asia Miles for every HK$6 spent on Cathay Pacific flight bookings via www.cathaypacific.com
  • Convert your spending into Asia Miles with no handling fee
  • Complimentary Plaza Premium Lounge access worldwide
  • Complimentary travel accident insurance with coverage up to HK$3.5 million
  • First-year annual fee waiver worth HK$1,800
  • Enjoy 10% discount at Broadway Circuit and AMC Pacific Place cinemas
  • HK$6 = 1 Asia Mile on all local spend and HK$6 = 1.5 Asia Miles on foreign currency spend
  • Enjoy Enrolment Fee Waiver for Green tier membership of The Marco Polo Club
  • Up to 3-day priority redemption for selected discount flight awards bookings online from time to time
Leisure
Best Credit Cards
Travel Benefits: Complimentary travel insurance and shopping protection, Exclusive airport lounge access worldwide
  • HK$6 = 1 Mile on local spending
  • HK$6 = 1.5 Mile on foreign currency spending
  • HK$6 = 2 Miles on Cathay Pacific flight booking
  • Covert your spend into Asia Miles automatically with no handling fee
  • Enjoy 10% discount on purchase of Asia Miles Gift Miles, Mileage Renewal and Transfer Fee
Online shopping
Online Shopping
  • Earn 1.5 Asia Miles for every HK$6 in foreign currency spend (both online and offline transactions)
  • Items purchased via American Express credit card are insured against theft or accidental damage for up to 45 days
  • Fraud Protection: you won't be held responsible for fraudulent online transactions
  • American Express will refund the difference if cardholder sees an identical item offered at a cheaper price in Hong Kong (within 14 days of purchase)
Cash back
Cash Back
  • Enjoy discount offer on designated merchants such as Pricerite.com.hk. South China Morning Post, Fotomax, Pure Yoga and Dr. Martens
  • Return Guarantee, 45 Days Cover, Extended Warranty, Price Protection, Online Fraud Protection Guarantee
Air miles
Air Miles
Travel Benefits: Complimentary travel insurance and shopping protection, Exclusive airport lounge access worldwide
  • HK$6 = 1 Asia Mile on local spending
  • HK$6 = 1.5 Asia Miles on foreign currency spending
  • HK$6 = 2 Asia Miles on Cathay Pacific flight booking
  • No cap on earning Asia Miles
  • Covert your spend into Asia Miles automatically with no handling fee
  • Enjoy 10% discount on purchase of Asia Miles Gift Miles, Mileage Renewal and Transfer Fee
Leisure
Welcome Offers
  • Welcome offers worth up to 76,000 Asia Miles (available within first three months of card issuance)
  • Earn up to 40,000 Asia Miles on local spending (HK$5 = 1 Asia Mile)
  • Earn up to 30,000 Asia Miles on foreign currency spending (HK$3 = 1 Asia Mile)
  • Earn 5,000 Asia Miles by spending HK$5,000 or more in the first three months
  • Earn 1,000 Asia Miles by applying for credit card via online application
Dining
Dining
  • Enjoy a wide range of year-round hotel dining offers
  • 30% savings on Café 8 Degrees at Harbour Plaza 8 Degrees
  • 10% off 2+2 café at Royal Park Hotel
  • 12% off Alibi - Wine Dine Be Social at Cordis, Hong Kong
  • 10% savings on Alto 88 at Regal Hong Kong Hotel
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

HK$1,800

Supplementary Annual Fee

N/A

Fee Waiver

Yes

Interest Free Period

Annual Interest Rate

37.67%

Late Payment Fees

5% of the outstanding minimum payment due (maximum charge is HK$350 and the minimum charge is HK$220)

Minimum Monthly Repayment

The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220 , plus any overdue minimum payments and any amount exceeding your credit limit

Foreign Currency Transaction Fee

2.00%

Foreign Check Fee

HK$N/A

Cash Advance Transaction Fee

3.5% of the amount withdrawn (minimum HK$100)

Overlimit Fee

HK$180
Eligibility

Local Resident Minimum Income

HK$300,000

Foreigner Minimum Income

HK$300,000
Other

Card Association

American Express

Wireless Payment

Amex Pay