0% handling fee for spending at Taobao
- HK$150,000 (except full-time university/tertiary students)
- Local Resident
- 0.4%
- Rewards on local spend
- 0.4%
- Rewards on overseas spend
All Details
Applicants who are existing main cardholders of BOC Credit Card and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer.
Up to HK$400 Cash Rebate
HK$300 Cash Rebate as Welcome Gift : New customers who accumulate spending of HK$3,000 or above within the first two months of card issuance (including at least one mobile payment transaction) are entitled to HK$300 Cash Rebate.
Extra HK$100 Cash Rebate as Online Application Offer : For successfully application through the e-platform. Promotion Period: from now till 31 December 2021.
| Annual Principal Fee | Permanent annual fee waiver |
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| Interest Free Period | 56 days |
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| Late Payment Fees | HK$230/CNY230 (where applicable for HKD or CNY account respectively) |
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| Minimum Monthly Repayment | i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above). |
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| Overlimit Fee | 37.96% |
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| Local Resident | HK$150,000 (except full-time university/tertiary students) |
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