Up to 8% cashback on online retail transactions*
A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
HK$150,000
Local Resident
MoneySmart Exclusive

From now until 16 Jun 2024, customers who successfully apply for a designated sim credit card (sim Credit Card/ sim World Mastercard®️) via MoneySmart can earn an extra 3,000 SmartPoints and free to redeem HK$300 vouchers (20+ brand vouchers, including Apple, HKTVmall, UBER etc). Alternatively, you can directly convert them into HK$200 cash and cash it out! Click here to explore limitless possibilities (T&C applied)!



💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, and sim will offer an additional HK$50 cash rebate!



Including the sim welcome offer up to HK$700 and HK$50 cash rebate, you can enjoy up to HK$1,050 rewards in total!

Valid until 16 Jun 2024 - See more details below

Are you eligible?

    • You need to apply through MoneySmart and your credit card is approved. There are no spending requirements.

    • Must be a new cardholder.
      * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July 2024

  2. 【MoneySmart Exclusive】
    Customers who successfully apply for a designated sim credit card can earn 3,000 SmartPoints (equivalent to HK$300). Customers can redeem any product from the Rewards Store.



    *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

  3. 【sim Welcome Offer】
    New sim World Mastercard®️ holders will be entitled to the following Welcome Offer after fulfilling the relevant spending conditions: HK$700 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher with an accumulated spending of HK$12,000 or above within the 90 calendar days after the card issuance.



    Terms and conditions apply.

T&Cs
Claim Form

All Details

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Apply directly on MoneySmart