Up to 8% cashback on online retail transactions*
A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
HK$150,000
Local Resident
MoneySmart Exclusive

From now until 31 May 2024, customers apply for a designated sim credit card through MoneySmart (sim Credit Card/ sim World Mastercard®️) successfully to get a HK$200 Apple Store Gift Card/ PARKnSHOP Voucher/ HKTVmall E-vouchers! 



💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, and sim will offer an additional HK$50 cash rebate!



Including the sim welcome offer up to HK$700 and HK$50 cash rebate, you can enjoy up to HK$1,050 rewards in total!

Valid until 30 Jun 2024 - See more details below

Are you eligible?

    • You need to apply through MoneySmart and your credit card is approved. There are no spending requirements.

    • Must be a new cardholder.

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 July 2024

  2. 【sim Welcome Offer】
    New sim Credit Card holders will be entitled to the following Welcome Offer after fulfilling the relevant spending conditions: HK$200 CashBack or Apple Store Gift Card or HKTV mall e-coupon or matsukiyo HK Gift Voucher with an accumulated spending of HK$5,000 or above within the 90 calendar days after the card issuance.
    Terms and conditions apply.

T&Cs
Claim Form

All Details

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Apply directly on MoneySmart