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- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4%
- Cash back on Supermarket purchases
- 2%
3 DAYS ONLY【FLASH DEAL🔥 Earn HK$800 Voucher OR up to HK$2,398 Rewards🤩】
From 14 July to 16 July, new and existing customers who successfully apply for the HSBC Red Credit Card via MoneySmart and submit the redemption form, and you can earn one of the following gifts at ZERO COST:
🌟 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
🌟 TEA CHÂTEAU Modern Tea Machine (Value: HK$1,838)
🌟 HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher
- Miles Conversion
- HKD4 = 1 mile
- Foreign Transaction Fee
- 0%
- MoneySmart exclusive welcome offer
- Up to 16,000 miles / Up to 15,000 miles + HKD200 rewards
Apply and redeem any of these rewards
July Limited Offer: Earn up to 16,000 miles in total!
🛩 New customers can use the invitation code "MOXMSMILES"and spend HKD5,000 within 60 days can receive 5,000 miles. If you spend HKD15,000, You can receive extra 10,000 miles, in total you can earn up to 15,000 miles! Additionally, if you spend a total of HKD15,000, MoneySmart is exclusively giving you 2,000 SmartPoints! You can redeem 🆕 1,000 Asia Miles or HKD200 vouchers from the Rewards Store (with flexible combinations from over 20 brands, including Apple, HKTVmall and more)! *Subject to "MOXMSMILES"Invitation Code Promotion Terms & Conditions.
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【5 Days ONLY!⚡️｜Boosting up to HK$2,000 PARKnSHOP voucher + Hot Gadgets worth up to HK$3,700 】
From 16 July until 20 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・🆙 HK$2,000 PARKnSHOP Supermarket Voucher or
・HK$1,800 Apple Store Gift Card or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)
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- Cash back on spending at designated stores of HKTVmall
- Up to 5%
- Cash back at Designated Merchants
- Up to 5%
- MoneySmart Exclusive Offer
- HK$2,798
【🌟Double the Excitement: Apply now and get up to HK$HK$1,998 Rewards from MoneySmart!】
From now until 31 July 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998)
・OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・🆕 Momax 1-Home Vacuum+ Cordless Vacuum Cleaner (Value: HK$1,099)
・GHD Flight+ Travel Hair Dryer (Value: HK$895)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers
- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
July Exclusive【Spend HK$100, Get HK$400 – Grab 4X Cash Rebate🤑】
From now until 31 July 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$400 Apple Store Gift Card or HK$400 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 1%
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
【5 Days ONLY! 🎉｜🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From 16 July until 20 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)
- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on Overseas foreign currencies spending
- Up to 6%
- +FUN Dollars rebate on Online Retail Transaction
- Up to 5%%
Apply and redeem any of these rewards
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【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng MMPOWER World Mastercard® via MoneySmart, simply spend HK$100 within 30 days after card issuance, can enjoy an extra 7,000 SmartPoints; existing customers who spend HK$100 within 30 days after card issuance, can also enjoy extra 5,000 SmartPoints!
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New customers can use 7,000 SmartPoints to fully redeem HK$700 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. You can also top-up to redeem Apple AirTag (4 pcs) (Value: HK$799) / BRUNO Multi Grill Pot BOE065-ASGZ (Value: HK$1,098). Explore more other options availabl at our Rewards Store.
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 July 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・🆕 Momax Cymbal Wireless Charging Table with Built-In Ambience Light and Speaker (Value: HK$1,299)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher
- Cashback on Online Retail Transactions and Local Transportation Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Minimum Income Requirements
- N/A
July Exclusive【Spend HK$100, Get HK$400 – Grab 4X Cash Rebate🤑】
From now until 31 July 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$400 Apple Store Gift Card or HK$400 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
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- Min. Annual Salary
- HK$150,000
- Cash back on Online Overseas spend
- 1%
- Cash Back for Designated Online Transaction
- 5%
Apply and redeem any of these rewards
From now until 31 July 2025, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
Apply and redeem any of these rewards
🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,170 cash rewards】
MS Exclusive: From now until 31 July 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟up to HK$970 : [Limited-time!] extra HK$300 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or Toshiba Free Installation & Stand Dishwasher (DWS-22AHK) (Suggested price: HK$2,898) or Samsung Galaxy Tab A9 (LTE) (Suggested price: HK$1,688) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit).
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1％
- Miles Conversion (local spend)
- HK$10 = 1 Mile
Apply and redeem any of these rewards
From now until 31 July 2025, customers who successfully apply for DBS Compass Visa via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!
- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
Apply and redeem any of these rewards
【Make Every Grocery Trip Count】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$200 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints; existing customers who spend HK$200 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 10,000 SmartPoints to fully redeem HK$1,000 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or BRUNO Compact Hot Plate (BOE021-RD) (Value : HK$998) from our Rewards Store. You can also top-up to redeemJBL Charge 6 Wireless Speaker (Value: HK$1,399). Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
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- Min. Annual Salary
- HK$300,000
- Cash back on online spending
- 1％
- Miles Conversion (online shopping)
- HK$6 = 1 Mile
Apply via MoneySmart by 31 July 2025 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
- Min. Annual Salary
- HK$300,000
- Miles Conversion (Eligible Foreign Currency Transaction)*
- HK$1.68 = 1 Mile
- Complimentary Plaza Premium Lounge Access
- 8 times per Calendar Year
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0,875/ mile + HK$720 Statement Credit!
Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
Apply and redeem any of these rewards
🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,170 cash rewards】
MS Exclusive: From now until 31 July 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟up to HK$970 : [Limited-time!] extra HK$300 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or Toshiba Free Installation & Stand Dishwasher (DWS-22AHK) (Suggested price: HK$2,898) or Samsung Galaxy Tab A9 (LTE) (Suggested price: HK$1,688) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit).
- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
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- Min. Annual Salary
- HK$0
- Cash back on online shopping
- 6%
- Cash back on local spending (dinning)
- 1%
