^HK$200

Clinical Expenses

^HK$10,000

Hospitalisation & Surgical Expenses

^HK$10,000

Fidelity Protection

All Details

• Key Features

  • Protect your liability as an employer under the Employees’ Compensation Ordinance up to HK$100 million per event

  • Cover hospitalisation expenses up to HK$30,000, including expenses incurred by COVID-19 treatment

  • Provide clinical, dental, Chinese medical practitioner and physiotherapist treatments benefits

  • Cover repatriation and helper replacement expenses

  • Enjoy premium discount for enrolling 2-year policy

  • Enjoy 25% off on first year premium (30% off if enrolling with MoneySmart exclusive promo code “MSMART”)

Medical Expenses

Hospitalization & Surgical Expenses	HK$30,000
Clinical Expenses	HK$200
HK$200 per visit per day
Dental Expenses	HK$1,500
Critical Illness

Legal Liabilities

Employees’ Compensation Insurance	HK$100,000,000

Other Protection

Personal Accident	HK$100,000
Fidelity Protection	HK$10,000
Family Members Medical Expenses	HK$10,000

Other Expenses

Repatriation Expenses	HK$20,000
Replacement Expenses	HK$10,000
Service Interruption / Temporary Worker Allowance	HK$6,000

Eligibility

Foreign Helper
Local Helper