Citibank Card Debt Consolidation Loans

Citibank Card Debt Consolidation Loans

9.75%
APR*
HK$220,160
Total Amount Payable
HK$20,160
Total Interest Payable
MoneySmart Exclusive

【Citi Loan rewards you with rewards as high as $16,499!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 30 June 2024 and successfully draw down on or before 31 July 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include APPLE iPad Pro 11"256 GB (retail value HK$7,999) /APPLE iPad Air 13"128 GB(retail value HK$6,299)/ B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400)/ PHILIPS RO Water Dispenser ADD6910/90  ($2,788)

【Top-up Rewards!🔝】From now until 5 July 2024, apply for the Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan through MoneySmart, regardless of approval, you can exclusively enjoy extra 5,000 SmartPoints and free to redeem HK$500 vouchers (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc). Alternatively, you can convert them into HK$333 cash and cash out directly! 

Valid until 30 Jun 2024 - See more details below

Are you eligible?

    • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

    • You need to apply on or before 30 June 2024 and draw down the loan on or before 31 July 2024

    • Customers must submit the redemption form in MoneySmart Dashboard on or before 31 July 2024

    • Please note: Before the application through the MoneySmart, please first Turn off ad block;Clear the cookies;Don't use "incognito mode";Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

What you need to know

  1. Repayment period of 24 months above:
    Loan amount between HK$100,000-$399,999, enjoy up to HK$700 cash voucher
    Loan amount between HK$400,000-$799,999, enjoy up to HK$2,000 cash voucher
    Loan amount between HK$800,000-$1,499,999, enjoy up to HK$4,000 cash voucher
    Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 cash voucher

  2. Repayment period of 24 months or below:
    Loan amount between HK$100,000-$399,999, enjoy up to HK$400 cash voucher
    Loan amount between HK$400,000-$799,999, enjoy up to HK$800 cash voucher
    Loan amount between HK$800,000-$1,499,999, enjoy up to HK$1,500 cash voucher
    Loan amount HK$1,500,000 or above, enjoy up to HK$2,500 cash voucher

  3. The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
    - Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.

  4. MoneySmart Exclusive: Loan amount of HK$2M or above, get an extra HK$7,500 PARKnSHOP Supermarket Voucher / HK$7,500 Apple Gift Card/ APPLE iPad Pro 11"256 GB (retail value HK$7,999)

  5. MoneySmart Exclusive: Loan amount HK$800K - HK$1.99M, get an extra HK$6,000 PARKnSHOP Supermarket Voucher/HK$6,000 Apple Store Gift Card/APPLE iPad Air 13"128 GB (retail value HK$6,299)

  6. MoneySmart Exclusive: Loan amount HK$300K - HK$799K, get an extra HK$5,000 PARKnSHOP Supermarket Voucher / HK$5,000 Apple Gift Card / B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980)

  7. MoneySmart Exclusive: Loan amount HK$200K - HK$299K below get an extra HK$4,000 PARKnSHOP Supermarket Voucher/ HK$4,000 Apple Store Gift Card/ GoPro HERO 11 Black Creator Edition (retail value: HK$4,400)

  8. MoneySmart Exclusive: Loan amount HK$100K - HK$199K, get an extra HK$1,500 PARKnSHOP Supermarket Voucher/ HK$1,500Apple Store Gift Card/PHILIPS RO Water Dispenser ADD6910/90  ($2,788)!

  9. Eligible Customers will receive SmartPoints or the selected gift within 4 months after the Promotion Period. Customers can use SmartPoints to redeem any product or convert to cash in the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year.

T&Cs
FAQ
Claim Form

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$9,173