PrimeCredit Personal Instalment Loan offers online instant approval and 24x7 loan disbursement. No income proof is required. Up to HK$12,000 Cash Bonus for successful application via MoneySmart!
1.18%
The Lowest APR
HK$206,000
Total Amount Payable
HK$6,000
Total Interest Payable
MoneySmart Exclusive

Up to $12,000 cash bonus will be rewarded, and eligible to participate in the PrimeCredit Lucky Draw Campaign (with a daily prize valued at HK$8,800 travel vouchers, and a grand prize valued at HK$88,000 free spending credit) automatically.

【June Pop-up Offer!】From now on until 30 June, apply for designated PrimeCredit Loan via MoneySmart, you can earn the application bonus valued at HK$500 cash vouchers (given out as 5,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.

Valid until 30 Jun 2024 - See more details below

Are you eligible?

    • PrimeCredit Lucky Draw Campaign (with a daily prize valued at HK$8,800 travel vouchers, and a grand prize valued at HK$88,000 free spending credit)!



      From 17 June 2024 to 15 July 2024 (both dates inclusive), customers who successfully apply for and drawdown designated personal loans (not applicable for debt restructuring) or revolving loan, will be eligible to participate in the PrimeCredit Lucky Draw Campaign.
      Daily PrizeValued at HK$8,800 Travel Vouchers
      Grand Prize:Valued at HK$88,000 Free Spending Credit

    • PrimeCredit Offer】Up to HK$12,000 Cash Bonus
      From 1 May 2024 to 31 July 2024 (both dates inclusive), up to HK$12,000 Cash Bonus upon successful application and drawdown of the designated personal loan

    • 【June Pop-up Offer】Apply for designated PrimeCredit Loan via MoneySmart from 13 June to 30 June, 2024, and submit the redemption form along with a valid reference number/ application proof provided by the PrimeCredit on or before 31 July 2024, you can earn the extra Loan Application Bonus Valued at HK$500 cash voucher (Given out as 5,000 SmartPoints).
      *If the final status of application is cancelled, the customer would not be eligible to the rewards of this promotion.

What you need to know

  1. An eligible customer who applied for the designated product within the promotional period will receive 5,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

  2. MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
Claim Form

Quick Facts

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Up to HK$12,000 Cash Bonus will be rewarded for successful application

All Details

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Monthly Payment
HK$3,433