WeLend Card Debt Consolidation Loan

WeLend Card Debt Consolidation Loan

WeLend Card Debt Consolidation Loan helps applicants consolidate all debts and you can reduce your interest, time, or monthly instalment amount according to your situation.
1.88%
The lowest APR
HK$102,160
Total Amount Payable
HK$2,160
Total Interest Payable
MoneySmart Exclusive

【Limited Offer !】From now until May 31,Consolidate debt in 1 second^ to save interest. Boost your credit score in just one step! Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down! 



【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for WelendCard Debt Consolidation Loanvia MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.
Upgrade Offer 🔝💥!】Enjoy extra 5,000 SmartPoints by Applying only!
Apart from the above offers, you can earn extra application bonus of HK$500 vouchers (given out as 5,000 SmartPoints) regardless of approval! if the final status of application is cancelled, the customer would not be eligible to the rewards of this promotion. But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.

Valid until 30 Jun 2024 - See more details below

Are you eligible?

    • The promotion is valid from October 1, 2023 to June 30, 2024, both dates inclusive.
      Terms and Conditions apply.

    • 【Money Smart Exclusive Offer】Up to $4,000 Cash Rebate:
      Selected customers who have successfully applied for during 1 October 2023 to 30 June 2024 and have drawn down for the designated Personal Loan through MoneySmart with a net applied loan amount of
      ・HK$200,001 to HK$400,000 and a minimum loan tenor of twenty-four instalments shall be eligible to receive a cash rebate of up to a total amount of $3,800
      ・ HK$400,001 or above and a minimum loan tenor of twenty-four instalments shall be eligible to receive a cash rebate of up to a total amount of HK$4,000.

    • 【WeLend Promotion】Up to $12,000 Cash Rebate:
      The promotion is valid from November 1, 2023 to May 31, 2024, both dates inclusive.
      Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the following cash rebate amounts:
      Loan amount between HK$100,001 to $200,000: Enjoy $2,800 cash rebate,
      Loan amount between HK$200,001 to $300,000: Enjoy $3,800 cash rebate,
      Loan amount between HK$300,001 to $400,000: Enjoy $4,800 cash rebate,
      Loan amount between HK$400,001 to $500,000: Enjoy $5,800 cash rebate,
      Loan amount between HK$500,001 to $600,000: Enjoy $8,800 cash rebate,
      Loan amount between HK$600,001 to $800,000: Enjoy $10,800 cash rebate,
      Loan amount between HK$800,001 or above: Enjoy $12,000 cash rebate.

    • 【⚽ ️Score & Savour】To qualify for the HK$500 Deliveroo Gift Card, customers must submit the redemption form after logging in to MoneySmart, along with a valid reference number/ application proof provided by the Welend on or before 31 August 2024.

    • An eligible customer who applied for the designated product within the promotional period will receive 5女,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

What you need to know

  1. Terms and Conditions apply. Please visit Welend.hk for more T&C.

  2. June Limited-time Loan Reward offer is subject to terms and conditions. For details, please clickhere.

  3. An eligible customer who applied for the designated product within the promotional period will receive HK$500 Deliveroo Gift Card. 

  4. MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

different replacement plans available

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

WeLend Card Debt Consolidation Loan analyses your debts and provides 3 different repayment plans for you to choose from to help you revitalise your credit score.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$8,513