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WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

Monthly PaymentHK$8,513
Apply Now
Back to all Personal Loan
Win the New Flagship Phone🍎📱
WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $300,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.88%
The lowest APR
HK$102,160
Total Amount Payable
HK$2,160
Total Interest Payable
MoneySmart Exclusive

Popular Loan Offers in September 🔥－Offer upgrade!Total rewards up to HK$20,500!
From 1 September until 30 September 2024, selected customers can receive total up to 💰HK$20,500 Rewards upon successful draw down!
⠀⠀
MoneySmart Exclusive Offer － Regardless of Approval：
From 1 September until 30 September 2024, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, can get extra 5,000 SmartPoints  (can redeem value of HK$500 vouchers or products) regardless of approval.
⠀⠀
Investment Loans: September Double Rewards! 🎉: Applying for a WeLend personal loan through MoneySmart in Sep 2024 can earn rewards of up to HK$20,500. Successfully opening a designated online brokerage account can also enjoy exclusive trading benefits!→ Visit the event page for more information.
⠀⠀
【MoneySmart Pampers You 🍎📱 3 Steps to Win the Newest Flagship Phone】
→ Visit the event page for more information.

Valid until 30 Sep 2024 - See more details below

Are you eligible?

    • The promotion is valid from September 1, 2024 to September 30, 2024, both dates inclusive.
      Terms and Conditions apply.

    • 【Boosting up rewards ! － HK$500 Rewards regardless of approval】
      From now till 30 September, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, can get extra 5,000 SmartPoints (can redeem value of HK$500 vouchers or products) regardless of approval.

    • 【WeLend Promotion】Up to $20,500 Rewards：
      The promotion is valid from 1 September to 30 September 2024, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
      1️⃣ WeLend Cash Rebate (fulfilled by WeLend) +
      2️⃣ MoneySmart Rewards regardless of approval (fulfilled by MoneySmart) (can redeem value of HK$500 vouchers or products)
      ・Loan amount between HK$120,001 to $200,000: Enjoy HK$3,300 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,500 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,500 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount between HK$500,001 to $600,000: Enjoy HK$16,500 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount betweenHK$600,001 to $800,000: Enjoy HK$18,500 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount between HK$800,001 or above: Enjoy HK$20,500 cash rebate (HK$500 fulfilled by MoneySmart)

    • To qualify for the 5,000 SmartPoints, customers must submit the redemption form after logging in to MoneySmart, along with a valid reference number/ application proof provided by the WeLend on or before 31 October 2024.

    • An eligible customer who applied for the designated product within the promotional period will receive 5,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

    • Parts of the cash rebate will be distributed by WeLab Bank, all cash rebate is subject to the terms & conditions.

What you need to know

  1. Terms and Conditions apply. Please visit WeLend.hk for more T&C.

  2. MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$300,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

Back to all Personal Loan

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Monthly Payment
HK$8,513
Apply Now