- The lowest APR*
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
May Exclusive - Earn HK$500 once submitted all required documents
From now until 31 May, customers who successfully applied for a designated loan via MoneySmart and submitted all the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
⠀⠀
Boosting Reward 🍎
Successfully apply and drawdown with loan amount of HK$300,001 or above, can get Apple 11-inch iPad Air Wi-Fi 128GB (Valued at HK$4,599).

- The lowest APR*
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
May Exclusive - Earn HK$500 once submitted all required documents
From now until 31 May, customers who successfully applied for a designated loan via MoneySmart and submitted all the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
⠀⠀
Boosting Reward 🍎
Successfully apply and drawdown with loan amount of HK$300,001 or above, can get Apple 11-inch iPad Air Wi-Fi 128GB (Valued at HK$4,599).

- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
🪄 Debtium Expellium – Cashus Fulfillium✨
From 12 May until 26 May 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account - regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!
T&C applies.

- The Lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
- The lowest APR*
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
- APR
- 8.23%
- Total Amount Payable
- HK$216,944
- Total Interest Payable
- HK$17,282.88
- Monthly Payment
- HK$9,220