Best Credit Cards for Airport Lounges in Hong Kong
Which cards should be used for airport lounge visits?
Best Credit Cards For Free Airport Lounges Access
| Credit Cards | Number of Complimentary Visits | Free Headcount | Fee for Accompanying Guests | Remarks |
|---|---|---|---|---|
| Credit CardsCiti PremierMiles Card | Number of Complimentary Visits12 times per calendar year | Free Headcount1 | Fee for Accompanying GuestsHK$200 per head | RemarksRequired to spend HK$5,000 within 30 days after the date of lounge visit |
| Credit CardsCiti Prestige Card | Number of Complimentary VisitsUnlimited access | Free Headcount1 | Fee for Accompanying GuestsUS$35 for Priority Pass Lounges, HK$250 for Plaza Premium Lounges | RemarksN/A |
| Credit CardsHSBC EveryMile Credit Card | Number of Complimentary Visits6 times within promotional period | Free Headcount1 | Fee for Accompanying Guests20% off original price | RemarksRequired to spend HK$4,000 within 60 days after the date of lounge visit |
| Credit CardsAmercian Express Explorer Credit Card | Number of Complimentary Visits8 times per calendar year | Free Headcount1 | Fee for Accompanying GuestsHK$300-400 | RemarksN/A |
| Credit CardsAE Platinum Card | Number of Complimentary VisitsUnlimited access | Free Headcount3 | Fee for Accompanying GuestsUp to 2 free complimentary access | RemarksRequired to pay an annual fee of HK$9,500 |
Plaza Premium Lounges
Citi PremierMiles Card
- Minimum Income Requirements
- HK$120,000
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 0.75%
【Updated Gifts Offer 】Grab Trip.com Hotel & Flight Promo Codes + HK$2,200 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 9 June to 22 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288)
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990)
🎁 Bowers & Wilkins Px7 S3 Over-ear noise-canceling headphones (Value: HK$3,380)
💳 HK$2,200 ParknShop e-Vouchers⠀⠀
💳 HK$2,000 Apple Store Gift Card
＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
American Express Explorer® Credit Card
- Travel & Foreign Currency Spend
- HK$1.68 =1mile
- Complimentary Plaza Premium Lounge Access
- Up to 12 times per Calendar Year^
- Travel Platform Discounts
- 7-8%
【✈️ Fly for Less: Earn Up to 72,000 miles on Your First Spend!】
From now until 2 July 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and make their first transaction within 3 months can earn up to 72,000 miles which is equivalent to redeem a round-trip flights to Japan ✈️ for TWO; and HK$50 statement credit for a single HK$600 Octopus top-up!
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0.875/ mile!
🤩 Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 72,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
HSBC EveryMile Credit Card
- Local and oversea spending
- As low as HK$2 = 1 Mile
- Minimum Annual Income
- HK$240,000
- Welcome Offer
- Up to $1,450 RewardCash
【Earn Trip.com promo codes & Up to HK$398 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 30 Jun 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 Jul 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・ Doshisha Gorilla Calf Massager (Value: HK$398, random color)
・ Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
・ Branden Safe Plus Wallet Bag (Value: HK$305, random color)
Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $1,450 RewardCash (or 29,000 Miles)
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; orGrand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
Centurion Lounge
The Platinum Card
- Foreign Currencies spending during welcome offer period
- Up to 9% rebate
- 1,550+ airport lounges
- Unlimited access
- Spend on airlines, selected online travel agencies
- As low as HK$2 = 1 Mile
【June Limited Flash Offer: The Platinum Card limited time offer and choose 1 of the rewards！】
⚡Upgraded Welcome Offer A : Earn a new notebook🍎
From now until 30 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can enjoy HK$6,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 30 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on mobile devices in the first 3 months.
Terms & Conditions Apply.
Things you need to know about airport lounges
Companion charge
Restrictions on number of visits
Appointments
Ever considered getting travel insurance that works for you?
Frequently Asked Questions about Airport Lounges
How to book access to Plaza Premium Lounge?
Since a number of credit cards offer access to Plaza Premium Lounge, the lounge can be overcrowded sometimes. Some credit card issuers require cardholders to meet a minimum spending requirement and book access before they can use the lounge. It is better to check the latest requirements before making the visit.
Can I bring a companion to the lounge?
Some high-end credit cards allow companions to the lounge but cardholders are usually required to pay. It is recommended to check with your card issuer before traveling.
Is there any restriction on the lounges a card can access?
Yes. Some restrict the countries and the types of lounges you can visit. In general, high-end cards cover more countries and lounges while credit cards with lower income requirements have more restrictions. It is best to check with your card issuer before making the plan.
