Best Travel and Overseas Spending Credit Cards in HK | MoneySmart

【July Limited-Time Offer】Earn HK$1,200 Cash Vouchers / Up to HK$3,700 Rewards with No Spending Required!
From now until 30 July 2026, customers who download the DBS Card+ app via MoneySmart's exclusive link and successfully apply for the designated DBS Credit Cards: DBS Black World Mastercard/ DBS Eminent Visa Signature Card/ DBS Eminent Visa Platinum Card via MoneySmart, can enjoy one of the following exclusive rewards🎁  (fulfilled by MoneySmart):
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700, random color)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100, random color)
・Rasonic Hot & Ambient Water Dispenser (RWD-HC3400/W) （Value: HK$1,980, random color)
・Bowers & Wilkins Pi6 In-Ear True Wireless Earbuds (Value: HK$1,980, random color)
・HK$1,200 ParknShop e-Vouchers/ Trip.com e-Gift Card
・HK$1,100 Apple Store Gift Card

＋ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.⠀⠀

【☀️ Summer Travel Ready】Spend HK$100 to Unlock HK$1,000 Vouchers or Travel Rewards Worth Up to HK$2,600!
Summer holiday is the perfect time to plan your next trip! From now until 31 July 2026, new and existing credit card customers who successfully apply for Hang Seng MMPOWER World Mastercard via MoneySmart and accumulate eligible retail spending of HK$100 within 30 days after card issuance can choose 1 exclusive reward — perfect for online travel bookings, shopping for travel gear, or upgrading your airport experience.

🎁 New Customers can enjoy one of the rewards below:
・HK$1,000 Apple Store Gift Card / HKTVmall e-Vouchers or
・4 x Plaza Premium Lounge APAC 3-Hour Access Passes* (Total Value: HK$2,600) or
・2 x Hong Kong Plaza Premium First with Infinity Room 3-Hour Access Passes (Total Value: HK$2,300) or
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100) or
*Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD and more. HKG bonus: choose lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

✨ Existing Customers can also enjoy one of the rewards below:
・HK$500 Apple Store Gift Card / HKTVmall e-Vouchers or
・2 x Plaza Premium Lounge 3-Hour Passes* (Total Value: HK$1,300)

⚡5-Day Flash Deal【🔥Earn HK$1,200  HK$1,000 Cash/ Up to HK$3,700 Rewards】
From now until 31 July 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 7)🎁 :
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
・Apple AirPods 4 (Value: HK$1,099)
・[🔥Limited-time Upgrade] HK$1,200 ParknShop e-Vouchers / Apple Store Gift Card / HK$1,200 Cash via FPS (automatically converted by 12,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
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💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 July 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
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⚡️By 23 July, successfully apply for Standard Chartered Cathay Mastercard, and have the card issued by 13 August can automatically get a chance to win 2,000 miles to 364,000 miles, which is enough to redeem two Business Class round-trip tickets from Hong Kong to Europe*!

【😍 July Special: Spend HK$100, Get HK$600+ Rewards or Travel Essentials! 🏝️】
From now until 31 July 2026, customers who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can 🌟choose 1 from the following gifts :

🎁 New Customers can enjoy one of the rewards below:
・2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
・BRUNO Worldwide Portable Clothes Dryer BAK817 + BRUNO Multi Travel Pot (110V/220V) BAK810 (Value: HK$796) or
・BRUNO Worldwide High-speed Hair Dryer BAK811 (Value: HK$698) or
・HK$600 Apple Store Gift Card / HKTVmall e-Vouchers⠀⠀

🎁 Existing Customers can also enjoy one of the rewards below:
・HK$300 Apple Store Gift Card / HKTVmall e-Vouchers or
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)

【🌟July Exclusive: Apply to Earn HK$800 Cash Vouchers】
From now until 31 July 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・[🔥Fresh Drop!] Dyson HushJet™ Mini Cool Fan (Value: HK$890)
・Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

【🚨 Limited-Time Flash Offer: Earn Up to HK$2,925 RewardCash — Fly for Less! ✈️】
From 13 to 31 July 2026, New Credit Card Customers who apply for the HSBC EveryMile Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of a designated amount within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer and rebate, totalling up to $2,925 RewardCash (or 58,500 miles). That's HK$0.43 = 1 mile, enough to redeem ✈️ a return ticket to Europe!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $1,250 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash

🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)! 

💡 Tip: Earn as low as HK$2 = 1 mile on eligible everyday & travel spending and overseas transactions.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $700 RewardCash (or 14,000 miles). Apply now and unlock the flash offer!

🌟Limited-Time Offer【Spend HK$4,000 to Redeem Rewards Worth Up to HK$3,890 + HK$200 Cashback Upon Card Approval!】
New customers who successfully open a Mox account and apply for a Mox Credit Card via MoneySmart invitation code “2000MOXMS” can first enjoy:
1️⃣ 🏖️Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code (fulfilled by MoneySmart), plus [⚡️limited-time until 7.31!] HKD200 cash rebate upon card approval (fulfilled by Mox);

2️⃣  Spend HK$4,000 within 60 days of card approval and choose ONE of the following rewards:
・DELSEY SHADOW 5.0 75 CM 4 Double Wheels Expandable Trolley — Suggested Retail Price: HK$3,890
・[🔥NEW!] Marshall Emberton II Portable Bluetooth Speaker — Black & Brass — Suggested Retail Price: HK$1,499
・[🔥NEW!] Apple AirPods 4 — Suggested Retail Price: HK$1,099
・Wellcome HK$1,000 E-Shopping Vouchers
(Fulfilled by Mox; rewards are limited and available on a first-come, first-served basis while stock lasts)

3️⃣ Deposit HKD100,000 or above into your current account within 7 days of account opening, maintain the balance for 60 days or more and have your Mox credit card approved to enjoy 💰 an additional HKD1,000 cash rebate!

*Subject to “2000MOXMS” Invitation Code Promotion Terms and Conditions.

【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 July 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
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⚡️By 23 July, successfully apply for Standard Chartered Cathay Mastercard, and have the card issued by 13 August can automatically get a chance to win 2,000 miles to 364,000 miles, which is enough to redeem two Business Class round-trip tickets from Hong Kong to Europe*!

✨Exclusive Deal Alert【PrimeCredit x MoneySmart －Welcome Offer up to HK$800 cash rebate】✨
From now until 31 July 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・3,000 SmartPoints - without any spending and redeem HK$300 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!
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New customers of PrimeCredit Credit Card can also earn extra HK$300 cash rebate, plus select one of the following welcome offers:
．LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
．HK$800 Apple Store Gift Card
．HK$1,000 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
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See more reward details below

【🚨 Limited-Time Flash Offer: Earn Up to HK$2,000 RewardCash — Your #1 Card for Mainland China & Macau! 🇨🇳】
From 13 July to 31 July 2026, New Credit Card Customers who apply for the HSBC Pulse UnionPay Diamond Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$8,000 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $2,000 RewardCash!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $800 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash

🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)! 

💡 Tip: Earn up to 4.4% RewardCash on QR and mobile payments in Mainland China and Macau — plus save 1.95% on RMB and MOP transactions. Apply now and unlock the flash offer!

【✈️ Fly for Less: Earn Up to 26,000 Miles + HK$250 Rebate!】

From now until 31 July 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and fulfil the spending requirement within the first 3 months can earn up to 26,000 miles—enough to redeem a round-trip flight to Japan ✈️ Plus an additional HK$200 statement credit upon completing their first transaction within 3 months after card issuance and HK$50 statement credit for a single HK$600 Octopus top-up.

🌟 Spend HK$8,000 to earn 8,000 miles — that’s just HK$1 per mile!

Spend a total of HK$30,000 to earn 468,000 Membership Rewards points, equivalent to 26,000 miles.

Terms and conditions apply.

Promotion valid until 31 July 2026

🤩 Ready to Fly Further for Less? Supercharged earning rates:
Year-Round Exclusive Offer with no minimum spending requirement! Earn HK$3=1 mile on eligible local transactions! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas spend!  

🌟Exclusive Deal Alert【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,540 cash rewards】
MS Exclusive: From now until 31 July 2026, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 3,000 SmartPoints without any spending and redeem HK$300 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New PrimeCredit Credit Card Customers can also enjoy PrimeCredit Welcome Offer Extra HK$300 cash rebate AND one of the following Welcome offers:
・HK$1,240 cash rebate (included the extra up to 2% cash rebate)
・LG PuriCare™ AeroHit Air Purifier (Pet Version) (Suggested price: HK$3,090)
・Dreame F20 Robot Vacuum (Suggested price: HK$2,999)
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)
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See more reward details below

[⚡️Within 60 days after card approval: unlimited HKD5 / mile + spend HKD10,000 and get 17,000 miles]
New customers can use the invitation code "MOXTRAVEL"and spend within 60 days after card approval can earn miles at rates as low as HKD5 per mile or earn unlimited 2% CashBack on all spending! Spend HKD10,000 and receive an additional 17,000 miles (inclusive of basic spending reward in the first 60 days)! If, within 7 days of account opening, you place HKD100,000 in a demand deposit and keep that balance for 60 days or more, you can get an extra 11,000 miles! Earn up to a total of 28,000 miles!
*Subject to the Mox Card welcome reward promotion terms and conditions. 

📣“Best-in-town” Credit Card with instant miles reward – 0% FX Fees*
Introducing Mox Credit's Miles Rewards Scheme — No caps. No restrictions. Earn as Asia Miles as you spend 

From now until 31 July 2026, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

【🚨 Limited-Time Flash Offer: Earn Up to HK$2,000 RewardCash — Dine More, Earn More! 🍽️】
From 13 July to 31 July 2026, New Credit Card Customers who apply for the HSBC Visa Signature Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$8,000 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $2,000 RewardCash!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $800 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash

🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)! 

💡 Tip: Allocate extra RewardCash to "Dine" under RedRewards — enjoy up to 3.6% back on dining year-round.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $700 RewardCash. Apply now and unlock the flash offer!

【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 July 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
⠀⠀
⚡️By 23 July, successfully apply for Standard Chartered Cathay Mastercard, and have the card issued by 13 August can automatically get a chance to win 2,000 miles to 364,000 miles, which is enough to redeem two Business Class round-trip tickets from Hong Kong to Europe*!