Instant Approval Online◉
Promise Easy Loan offers flexible repayment period from 3 to 84 months with no handling fee or penalty. You will be charging interest on a daily basis. It offers more flexibility than other personal loans.
4.49%
APR*
HK$209,600
Total Amount Payable
HK$9,600
Total Interest Payable
MoneySmart Exclusive

【⚡️Earn $1K rewards on $10K Loans】From now until 31 May, new customers who successfully apply for Promise Loan via MoneySmart, and drawdown the loan amount of HK$10,000 or above, can earn an extra HK$500 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher! Including the HK$500 cash▲ welcome offer from Promise, you can get HK$1K rewards in Your Wallet on $10K Loans! No Supporting Documents Required#. Online Instant Approval⦿.

Valid until 31 May 2024 - See more details below

Are you eligible?

    • Only HK ID card and mobile phone will be required for application#

    • Eligible New Customers are entitled to the reward 

    • Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July 2024

What you need to know

  1. 【MoneySmart Exclusive】
    New customers who successfully applied for designated Promise loans on or before 31 May, and drawdown with the loan amount of HK$10,000 or above on or before 30 June, can enjoy HK$500 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

  2. 【Promise Welcome Offer】
    From 1 April to 30 June 2024, Eligible New Customers who have successfully drawn down the required loan amount, are entitled to rewards up to HK$10,000 ▲
    ・Drawdown HK$500,000 or above, earn cash Reward of HK$10,000
    ・Drawdown HK$400,000 - $499,999, earn cash Reward of HK$6,000
    ・Drawdown HK$200,000 - $399,999, earn cash Reward of HK$3,000
    ・Drawdown HK$30,000 - $199,999, earn cash Reward of HK$1,000
    ・Drawdown HK$10,000 - $29,999, earn cash Reward of HK$500 



    The promotion period is valid till 30 June 2024. For Terms and Conditions details, please visit website of Promise (Hong Kong) Co. Limited.

  3. #Only HKID card and mobile phone will be required for working people, the maximum loan amount will be HK$100,000

  4. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our financial partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

T&Cs
Claim Form

Quick Facts

Best For

Applicants who needs immediate cash

Loan Approval Time

Instant preliminary approval

Loan Disbursement

Funds credited to the bank account instantly through FPS^

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Promise Easy Loan is best for applicants who needs immediate cash. To apply, you only need to fill in your identity and mobile phone numbers# online. The entire application process from application to cash disbursement can be done online+. You will be charging interest on a daily basis with no handling fee or early settlement fee, providing you with more flexibility.

All Details

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Monthly Payment
HK$8,733