WeLend Card Debt Consolidation Loan

WeLend Card Debt Consolidation Loan

🪄Get extra HK$800 cash regardless of approval !
WeLend Card Debt Consolidation Loan helps applicants consolidate all debts and you can reduce your interest, time, or monthly instalment amount according to your situation.
1.88%
The lowest APR
HK$308,640
Total Amount Payable
HK$8,640
Total Interest Payable
MoneySmart Exclusive

🪄 Debtium Expellium – Cashus Fulfillium✨
From 12 May until 26 May 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!

T&C applies.

Valid until 26 May 2025 - See more details below

Are you eligible?

    • The promotion is valid from May 12, 2025 to May 26, 2025, both dates inclusive. Terms and Conditions apply.

    • 【Debtium Expellium – Cashus Fulfillium】
      From 12 May until 26 May, 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account, regardless of approval. Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints)
      ⠀⠀
      Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 June 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions, please click here for details.

    • 【WeLend Promotion】Up to HK$20,000 Rewards:
      The promotion is valid from 1 April 2025 to 31 May 2025, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
      ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 cash rebate
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,000 cash rebate
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,000 cash rebate
      ・Loan amount between HK$500,001 to $599,999: Enjoy HK$14,000 cash rebate
      ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$16,000 cash rebate
      ・Loan amount between HK$800,000 or above: Enjoy HK$20,000 cash rebate

What you need to know

  1. For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  2. Subject to Terms and Conditions. Please visit WeLend.hk for more details.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

different replacement plans available

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

WeLend Card Debt Consolidation Loan analyses your debts and provides 3 different repayment plans for you to choose from to help you revitalise your credit score.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$12,860