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WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

Monthly PaymentHK$1
Apply Now
Back to all Personal Loan
WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $300,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.38%
The lowest APR
HK$31.87
Total Amount Payable
HK$1.87
Total Interest Payable
MoneySmart Exclusive

Limited Time Offer🔥: Free iPhone 16 Pro!
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128G  (Retail value HK$8,599).
⠀⠀
MoneySmart Exclusive Offer － Regardless of Approval：
From 1 October until 31 October 2024, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan / Tax Loan, completed the entire application process (including checking of credit report) and have submitted all required documents and information, can get extra 5,000 SmartPoints *(can redeem value of HK$500 vouchers or products)*regardless of approval.
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Investment + Loans: Ultimate 5 Rewards 🎉 : Successfully opening a designated online brokerage account via MoneySmart, get up to HK$38,300 Rewards in 3 simple steps, including up to HK$3,500 vouchers!→ Visit the event page for more information.

Valid until 31 Oct 2024 - See more details below

Are you eligible?

    • The promotion is valid from October 1, 2024 to October 31, 2024, both dates inclusive.
      Terms and Conditions apply.

    • 【Boosting up rewards ! － HK$500 Rewards regardless of approval】
      From now till 31 October, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, can get extra 5,000 SmartPoints (can redeem value of HK$500 vouchers or products) regardless of approval.

    • 【WeLend Promotion】Up to $20,500 Rewards：
      The promotion is valid from 1 October to 31 October 2024, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
      1️⃣ WeLend Cash Rebate (fulfilled by WeLend) +
      2️⃣ MoneySmart Rewards regardless of approval (fulfilled by MoneySmart) (can redeem value of HK$500 vouchers or products)
      ・Loan amount between HK$120,001 to $200,000: Enjoy HK$3,300 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,500 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,500 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount between HK$500,001 to $600,000: Enjoy HK$16,500 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount betweenHK$600,001 to $800,000: Enjoy HK$18,500 cash rebate, (HK$500 fulfilled by MoneySmart)
      ・Loan amount between HK$800,001 or above: Enjoy HK$20,500 cash rebate (HK$500 fulfilled by MoneySmart)

    • 🔥Selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128G  (Retail value HK$8,599).

    • To qualify for the 5,000 SmartPoints, customers must submit the redemption form after logging in to MoneySmart, along with a valid reference number/ application proof provided by the WeLend on or before 30 November 2024.

    • An eligible customer who applied for the designated product within the promotional period will receive 5,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

    • Parts of the cash rebate will be distributed by WeLab Bank, all cash rebate is subject to the terms & conditions.

What you need to know

  1. Terms and Conditions apply. Please visit WeLend.hk for more T&C.

  2. MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$300,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

Back to all Personal Loan

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Monthly Payment
HK$1
Apply Now