5s A.I. Approval , 24/7 FPS Fund Transfer
8.0%
APR*
HK$108,040
Total Amount Payable
HK$8,040
Total Interest Payable
MoneySmart Exclusive

【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 31 May, apply for Zero Finance X Cash.AI via MoneySmart, and enter the promo code "SMT1600", you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.



"Eligible" new customers who successfully drawdown HK$20,000 or above and meet the following conditions can enjoy HK$800 Cash Reward from Zero Finance and an extra HK$300 PARKnSHOP Supermarket Voucher from MoneySmartEnjoy the welcome offer of HK$1,600 in total!

Valid until 31 May 2024 - See more details below

Are you eligible?

    • From now until 31 May 2024, new customers who enter the promo code "SMT1600" to apply for X Cash.AI for the first time and meet the specified conditions with an approved HK$20,000 or above loan will receive a total of HK$1,600 Reward:

    • New customers who enter the promo code "SMT1600"to apply for X Cash.AI for the first time, are entitled to $500 Deliveroo Gift Card (fulfilled by MoneySmart).

    • Meet the specified conditions with an approved HK$20,000 or above loan will receive HK$800 Cash Reward from Zero Finance and an extra $300 PARKnSHOP Supermarket Voucher (fulfilled by MoneySmart).

    • Within 90 days when the loan contract is confirmed, the account must remain in a normal and active state and the daily loan balance needs to maintain 50% or above to be considered eligible for the HK$800 Cash Reward from Zero FinanceTerms and conditions applied.

    • 【⚽ ️Score & Savour】To qualify for the HK$500 Deliveroo Gift Card, customers must submit the redemption form after logging in to MoneySmart, along with a valid reference number/ application proof provided by the Zero Finance on or before 31 July 2024.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

  2. To be eligible for the rewards, desktop users should scan the QR code provided and download the X Wallet: A.I. Loan & BNPL APP application to complete the application process with the promo code "SMT1400".



    Zero Finance QR Code_200px.jpeg

  3. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July, 2024

  4. HK$800 cash reward will be calculated automatically by the system, customers do not need to operate manually

  5. The customers will be notified to get the reward within 4-6 weeks after the confirmation of the loan contract 

  6. May Limited-time Loan Reward offer is subject to terms and conditions. For details, please click here.

T&Cs
Claim Form

All Details

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Monthly Payment
HK$9,003