FWD Travel Insurance in Hong Kong 2023:Reviews and Discount

Compare FWD travel insurance plans in Hong Kong on MoneySmart, from its coverage to premiums, at one glance. Read More
Traveling to Japan 01 Apr 2023 - 08 Apr 2023
We found 2 FWD Travel Insurances for you!
FWD 富衛保險 logo

Total Premium


10% OffTotal PremiumHK$242
Medical Coverage (Overseas)
Trip Cancellation
Loss/Damage of Baggage
Total Premium
Total PremiumHK$24210% Off
FWD 富衛保險 logo

Total Premium


10% OffTotal PremiumHK$400
Medical Coverage (Overseas)
Trip Cancellation
Loss/Damage of Baggage
Total Premium
Total PremiumHK$40010% Off

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FWD TravelCare Insurance FeaturesSection Title

  • Cover both leisure and amateur sports activities such as winter sports, bungee jumping, scuba diving and other water sports with limit on altitude and depth
  • Cover for accident and medical related claims as a result of terrorism
  • Cover unlimited number of children for Family Plan
  • Free automatic extension (10 days max) in case of unavoidable delay of the trip
  • No excess for all benefits
  • Cover for loss of mobile phones
  • Premium is calculated on daily basis, based on the length of your trip
  • 24-hour Worldwide Emergency Assistance Services provided

FWD TravelCare Insurance Coverage

CoverFWD TravelCare Plan AFWD TravelCare Plan B
Medical ExpensesHK$1,000,000HK$500,000
Hospitalization/Quarantine Cash AllowanceHK$10,000HK$5,000
Personal AccidentHK$1,000,000HK$500,000
Baggage (e.g. Loss, Physical Damage)HK$20,000HK$3,000
Baggage DelayHK$1,500HK$500
Personal MoneyHK$3,000HK$2,000
Loss of Travel DocumentHK$20,000HK$5,000
Travel DelayHK$2,500HK$600
Cancellation ChargeHK$30,000HK$5,000

FWD TravelCare Insurance Single Trip Premium Table (For Individuals)

No. of daysPlan APlan B

FWD TravelCare Insurance Annual Cover Premium Table (For Individuals)

FWD TravelCare Annual CoverPlan APlan B

FWD Travel Insurance Claim Procedure

Before you claim, you can call FWD at 3123 3123 to check if your policy covers your claims or you can check it via the FWD app. It is also important to submit your claim within 31 days of the event you are claiming for. Please see claim procedure below:

Step 1

Gather all relevant documents and get ready to send these documents to FWD. Please be aware that FWD requires some of these documents e.g. police reports to be true copies.

Step 2

Fill out a claim form which can be downloaded from the FWD website.

Step 3

Submit the completed claim form and the relevant documents to FWD by mail, email or in person.

FWD usually makes a claims decision within 14 working days.

FWD Travel Insurance Age Limit

  • Individual: aged between 18 and 85
  • Children: 6 weeks to 17 years old


What am I covered if I buy FWD travel insurance?

It provides extensive coverage including leisure activities, medical expenses, personal accidents, hospital cash allowance, baggage, etc in your leisure and business trip.

Yes, you can enjoy discounts when you purchase FWD travel insurance and enter the relevant promotion codes via MoneySmart. See below the promotion code:
  • Promotion code : MSSTC00 (Single Trip)
  • Promotion code: MSATA00 (Annual coverage)

Can I apply for a claim when I am overseas?

Yes, you can do so via FWD's mobile app - FWD Moments.

Where can I find the claim form of FWD travel insurance?

It can be found on the FWD website and you can send it back by email, mail or in person.

When will the insurance payment be reimbursed to my account?

Once your claim is approved, you will receive a cheque for the payment.

What’s the difference between FWD TravelCare Insurance Plan A and Plan B?

FWD TravelCare Insurance Plan A is more expensive than Plan B but it offers more coverage than Plan B. Please refer to the product brochure for more details.

Can I get an annual plan for FWD TravelCare Insurance?

Yes, you can. The premium is as follows:
  • FWD TravelCare Insurance Annual Cover Plan A premium: HK$1,800
  • FWD TravelCare Insurance Annual Cover Plan B premium: HK$1,300

How can I file claims for FWD travel insurance?

You are required to file claims with relevant supporting documents and a completed claim form to FWD within 31 days of the event you are claiming for.

Does the FWD TravelCare insurance cover for sports activities like skiing and scuba diving?

Yes, it covers sports activities like skiing and scuba diving with limits on altitude and depth.