Best Thailand Travel Insurance with COVID-19 Coverage

Thailand is one of the most popular tourist destinations among Hong Kong people. Effective on Jan 9, 2023, Hong Kong tourists aged 18 or above are required to show proof of at least 2 doses of COVID-19 vaccination and mandatory travel insurance with COVID-19 coverage. If you are planning to travel to Thailand, look no further to find out the best Thailand Travel Insurance with COVID Coverage.

Masthead Image

Thailand Travel Insurance with Covid Coverage 2023

MoneySmart Exclusive
Medical Expenses
HK$500,000
Travel Cancellation
HK$20,000
Loss/Damage of Baggage
HK$15,000
Premium
PremiumHK$22530% Off
HK$157.50

【MoneySmart Exclusive Offer】
Enjoy 30% discount on Dah Sing Travel Insurance via MoneySmart using promo code "MS202307"! And for a limited time only, with a single purchase of Dah Sing Travel Insurance product of premium HK$200 or above (after discount) through MoneySmart, you will receive a gift of one HK$50 YATA Department Store e-Coupon!

Valid until 31 Dec 2023
Medical Expenses
HK$1,000,000
Travel Cancellation
HK$40,000
Loss/Damage of Baggage
HK$20,000
Premium
HK$281
Medical Expenses
HK$500,000
Trip Cancellation
HK$25,000
Loss/Damage of Baggage
HK$10,000
Premium
PremiumHK$26915% Off
HK$228.65
Medical Expenses
HK$1,500,000
Trip Cancellation
HK$50,000
Loss/Damage of Baggage
HK$25,000
Premium
HK$514
Medical Coverage (Overseas)
HK$1,000,000
Trip Cancellation
HK$25,000
Loss/Damage of Baggage
HK$10,000
Premium
PremiumHK$19020% Off
HK$152
Medical Expenses
HK$1,500,000
Travel Cancellation
HK$20,000
Loss/Damage of Baggage
HK$15,000
Premium
PremiumHK$245.340% Off
HK$147.18

Compare More Travel Insurance Now!

Things to Look Out for when getting Thailand Travel Insurance

High risk sports coverage

Make sure your Travel Insurance to Thailand covers you for the amateur high risk sports you will be doing such as skydiving. Some policies only cover climbing up to a certain height or diving up to a specific depth so don’t forget to check the details of sports coverage first.

Making a Travel Claim

Most insurers will require the insurer to make the claim within 30 days of the occurrence. Whatever you are choosing to make a claim for, you are required to submit proofs such as receipts for lost or stolen items, boarding pass for delayed flights, police reports for theft, etc.

Travel Alert

The Outbound Travel Alert (OTA) System aims to help prospective travelers better understand the risk or threat to your personal safety in traveling. If you purchased the travel insurance prior to the issuance of travel alert, your travel will be covered for trip cancellation or forced termination of your trip.

COVID-19 Coverage

Effective on Jan 9, all Hong Kong tourists aged 18 or above have to present printed version of the below documents:

1. Vaccination record

  • showing at least 2 doses of COVID-19 received OR
  • 1 dose of COVID-19 received with recovery record within the past 6 months OR
  • COVID-19 vaccination medical exemption certificate and

  • 2. Travel insurance with COVID-19 health coverage
    (its COVID-19 related medical expenses have to be covered since the day of arrival to 7 days after departure).

    Those who fail to present the above documents may be denied boarding. If you are planning to travel to Thailand, you should prepare both printed and electronic version just in case. Find out the best COVID-19 travel insurance for your trip now!

background image

Frequently Asked Questions

When should you buy travel insurance when planning a trip to Thailand?

To ensure you enjoy the maximum protection, you should buy your travel insurance ideally at the same time when you book your air tickets and accommodation.

Does travel insurance cover licensed diving?

Yes. Most Travel insurance covers general amateur sports and activities. Some set a limit on the depth of dive but some don’t.

Will travel insurance cover my loss for unauthorised use of my credit card while I’m away?

Yes. Most insurance products cover loss of money or unauthorised use of credit cards.

I felt sick while I was abroad but I did not consult a doctor. I only did so when I came back to Hong Kong from Thailand. Am I covered?

In most cases, no. The medical expenses incurred after your return to Hong Kong are not covered.

What is the outbound travel alert?

Outbound Travel Alert or “OTA” refers the 3 colour-coded alerts i.e. the “Amber Alert”(Signs of threat), “Red Alert” (Significant threat) and “Black Alert” (Severe threat) issued by the Hong Kong government under the Outbound Travel Alert System.

What is not covered in travel insurance?

If you got the travel insurance prior to the issuance of a travel alert, your travel will be covered for trip cancellation or forced termination of your trip.

What extra protection can I receive if a travel alert is issued for the planned destination?

You should buy travel insurance as soon as you book your holiday. This is to make sure you get your trip insured in case of accidents.