DBS Debt Consolidation Loan

Updated September 2019
$203,960Total Amount Payable
$960Total Interest Payable

Up to HK$3,300 Coupons for applying for Debt Consolidation Loan
  • Customers who successfully apply for Personal Instalment Loan via online during the Promotional Period and draw down the approved Loan on or before 15 Oct 2019, customers will be entitled to an additional HK$300 supermarket cash coupons
  • Customers successfully apply for the Loan during the Promotional Period from whatever channels and draw down the approved Loan on or before 15 October 2019, if the approved Loan amount reaches the amount set out in the below table, customers will be awarded with the corresponding amount of Coupons:
    If the loan amount is HK$50,000 至 HK$299,999 can earn HK$400 coupon
    If the loan amount is HK$300,000 至 HK$499,999 can earn HK$800 coupon
    If the loan amount is HK$500,000 至 HK$999,999 can earn HK$2,000 coupon
    If the loan amount is HK$1,000,000 or above, can earn HK$3,000 coupon
  • The promotional period commences from 1 September 2019 until 31 September 2019, both dates inclusive (the “Promotional Period”)
Key features
Key Features
  • Up to HK$3,300 Coupons for applying for Debt Consolidation Loan
  • Loan amount up to 21x monthly salary or HK$2,000,000
  • Instalment period up to 72 months
  • 1-minute approval
Repayment Summary

Principal Loan Amount


Total Interest Payable


Handling Fee


Total Amount Payable


Annual Percentage Rate


Monthly Payment


Repayment Period

12 months

Terms and Conditions
Fee & Charges

Handling Fee


Late Payment Fee

A default interest of 3% of the total monthly repayment amount overdue and a late charge of HK$300

Early Settlement Fee

1.5% per annum on the original principal amount of the loan will be charged for the number of years in the remaining loan tenor (any part of a year shall be rounded up to a year)

Age Requirement

21 years old or above

Residency Status

Hong Kong permanent resident

Employment Status

Minimum Annual Income HK$100,000

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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Monthly Payment