Dah Sing Credit Mastermind Instalment Loan

Updated September 2019
$216,758Total Amount Payable
$14,558Total Interest Payable

Key features
Key Features
  • Monthly flat rate as low as 0.11% (APR 4.70%)#
  • Loan amount up to HK$1,200,000
  • Save interest up to 86%
  • Cash out up to 8 times of monthly income
  • Dah Sing e-Express Application service, offers instantly approved loan amount
  • Up to HK$2,888 Cash Rebate
  • HK$100 Cash Reward for successful online application
  • # The interest rate offer of as low as 0.11% monthly flat rate is only applicable to "Selected Customers". On the assumption of a HK$1,000,000 loan amount, 60-month loan tenor and 0.11% monthly flat rate, 1.1% p.a. loan handling fee, APR including HK$2,888 Cash Rebate is 4.70% (assume the Bank credits the cash rebate at the 4th month after the loan drawdown)
Repayment Summary

Principal Loan Amount


Total Interest Payable


Handling Fee


Total Amount Payable


Annual Percentage Rate


Monthly Payment


Repayment Period

12 months

Terms and Conditions
Fee & Charges

Handling Fee

1.1% per annum flat on loan amount, which is already included in Annualized Percentage Rate

Late Payment Fee

HK$500 per month

Early Settlement Fee

3.5% of the original loan amount (minimum HK$500) and the interest payable for the month or part thereof from the last monthly repayment date to the date when the total outstanding amount is settled and return any applicable promotional offers. Interest payable is calculated on the basis of "Rule of 78"

Age Requirement

18 years old or above

Employment Status

The minimum monthly income of applicant must be HK$6,000 and the period of service of his/her current employment must be 3 months or above
Plan Materials

Terms and Conditions

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The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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Monthly Payment