Dah Sing Express Money

Updated March 2019
$51,350Total Amount Payable
$1,350Total Interest Payable

Up to HK$3,000 Cash Rebate and Reward for successful online application
  • Customers who successfully apply for an Express Money with loan tenor of 12 months or above within the Promotion Period and maintain or successfully apply for Dah Sing ONE+ Credit Card, are entitled to up HK$2,500 Cash Rebate
  • Customers who successfully apply Express Money through online during Promotion Period, are entitled to up HK$400 Cash rebate Reward
  • Customers who successfully apply for an Express Money and use the Dah Sing Bank's account for loan repayment and disbursement, are entitled to additional HK$100 Cash Reward
  • The promotion period is valid from now until 31 March 2019 (the "Promotion Period")
Key features
Key Features
  • Annualized Percentage Rate as low as 1.98%#
  • Loan amount up to HK$1,000,000 or 10X monthly income (whichever is lower)
  • Repayment tenor up to 60 months
  • Welcome for new job starters
  • Anytime re-borrow without re-application of loan account
  • Dah Sing e-Express Application service, offers instantly approved loan amount
  • Up to HK$2,500 Cash Rebate
  • Up to HK$400 Cash Reward for successful online application
  • # The interest rate offer of as low as 1.98% APR is only applicable to "Selected Customers". On the assumption of a HK$1,000,000 loan amount, 12-month loan tenor and 0.11% monthly flat rate, APR including HK$2,500 Cash Rebate is 1.98% (assume the Bank credits the cash rebate at the 4th month after the loan drawdown)
Repayment Summary

Principal Loan Amount


Total Interest Payable


Total Amount Payable


Annual Percentage Rate


Monthly Payment


Repayment Period

12 months

Terms and Conditions
Fee & Charges

Late Payment Fee

HK$500 per month

Early Settlement Fee

2.5% of the original loan amount (minimum HK$500) and the interest payable for the month or part thereof from the last monthly repayment date to the date when the total outstanding amount is settled and returned any applicable promotional offers. Interest payable is calculated on the basis of "Rule of 78"

Age Requirement

18 years old or above

Employment Status

If Customer is a new job starter ("New Job Starter" indicates employment period within 6 months), must be aged from 18 to 30 and are required to submit the employment letter or contract when apply for the loan. The maximum loan amount for New Job Starter is HK$50,000
Plan Materials

Terms and Conditions

Read More

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. To borrow or not to borrow? Borrow only if you can repay!

Monthly Payment