^HK$0

Min. Annual Salary

HK$6 = 1 Mile

Miles Conversion (Local Dining & Japan Spending)

5%

Selected merchants discount

All Details

• Key Features

  • New customer is entitled to 2% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan of first HK$25,000 with the card within the first 60 days after the card approval and issuance.

  • Enjoy HK$6 = 1 JMB mile for spending on local dining and overseas spending in Japan category; HK$7 = 1 JMB mile for spending at AEON Stores; HK$8 = 1 JMB mile for spending on other categories.

  • Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month), enjoy more savings all year-round with the "AEON Member Price“

  • Accumulate credit purchase spending HK$150,000 or above in 12 months upon card issuance and annually thereafter to enjoy the designated lounge service at Hong Kong International Airport once in the coming year (cardmember need to travel with JAL operating flights and depart from Hong Kong)

  • Enjoy 5% discount offer for shopping at designated Duty Free shops at the Narita International Airport and Haneda Airport (Tokyo International Airport).

  • Enjoy World Mastercard® Exclusive Offer

  • No transaction fee is imposed by AEON on foreign currency transactions

  • First Year Annual Fee Waiver

Air Miles

• Japan Overseas Spending HK$6/JMB mile

• Local Dining Spending HK$6/JMB mile

• AEON Stores Spending HK$7/JMB mile

• Spending on other categories HK$8/JMB mile

Dining

Best Credit Cards

• New customer is entitled to 2% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan of first HK$25,000 with the card within the first 60 days after the card approval and issuance

• 5% off at AEON on "Thanksgiving Days" on 2nd & 20th of every month

• HK$6 = 1 JMB mile for local dining and overseas spending in Japan category

• HK$7 = 1 JMB mile for spending at AEON Stores(applicable from 11 Sep 2018)

• HK$8 = 1 JMB mile for spending in other categories

Annual Fee Waiver

• First Year Annual Fee Waiver

• Accumulate credit purchase spending HK$30,000 or above in 12 months upon card issuance and annually thereafter, the annual fee $480 of the coming year will be waived.

Welcome Offers

• Accumulate credit purchase spending HK$30,000 or above on any credit purchase and card instalment in 12 months upon card issuance and annually thereafter, cardmember can enjoy the annual fee waiver of the coming year. Terms and conditions apply.

Overseas Spending

• Complimentary lounge service: Accumulate credit purchase spending HK$150,000 or above in 12 months upon card issuance and annually thereafter, cardmember can enjoy the designated lounge service at Hong Kong International Airport once in the coming year (cardmember need to travel with JAL operating flights and depart from Hong Kong)

• Inflight Sales Discount Offer: Enjoy 10% discount and inflight purchase mileages* for all inflight purchases with the Card. This offer is applicable on all JAL operating international and domestic flight routes, as well as all inflight sales items (Passenger needs to show JMB card in order to enjoy the inflight purchase mileages, and the mileage accumulation will depend on the discounted purchase price. Every JPY100 can accumulate 1 mile).

• Overseas Shopping Discount Offers:Enjoy 5% discount offer for shopping at designated Duty Free shops at the Narita International Airport and Haneda Airport (Tokyo International Airport).

Annual Interest Rate and Fees

Annual Principal Fee	HK$480
Supplementary Annual Fee	N/A
Fee Waiver
Interest Free Period	Lasting for 53 days. Cash advances are not eligible for interest-free repayment period.
Annual Interest Rate	Credit Purchase: 35.02% ; Cash Advance: 35.86%
Late Payment Fees	The amount of minimum payment due or HK$300, whichever is the lower
Minimum Monthly Repayment	A.Total fees and charges (include but not limited to financial charge, past due amount & over-limit amount) currently billed to the card statement; andB.1% of the statement balance (excluding item A where applicable);(Minimum HK$100, whichever is higher)
Foreign Currency Transaction Fee	N/A
Foreign Check Fee	N/A
Cash Advance Transaction Fee	3% on Cash Advance amount per transaction, or HK$100 per transaction(Whichever is higher)
Overlimit Fee	HK$120

Minimum Income Requirements

Local Resident	HK$0
Foreigner	HK$0

Card Association

Mastercard

Wireless Payment

Mastercard contactless