^HK$0

Min. Annual Salary

5%

Cash back on selected merchants

0.4%

Rebate on other spend

All Details

• Key Features

  • Welcome offers up to HK$600 Cash Rebate in total

  • Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month), enjoy more savings all year-round with the "AEON Member Price“

  • Earn 2X Bonus Point for credit purchase or Interest-free Card Instalment Plan at AEON

  • “Local / Overseas Spending ．Rewards Everywhere”: Earn up to HK$1,200 Cash Rebate with local, online and overseas spending (Registration & Promotion Period until 29 Feb 2024)

  • Earn 4% Cash Rebate on Mainland China, Macau & Japan spending (Registration & Promotion Period until 31 Dec 2023)

  • Earn up to HK$1,200 Cash Rebate by spending at Chung Yuen Electrical outlet or eShop and get up to 70% off on selected offers (Registration & Promotion Period until 31 Dec 2023)

  • Earn 2% Cash Rebate on local dining spending (Registration & Promotion Period until 29 Feb 2024)

  • Participate in the mini game “AEON FantasCake Birthday Party” during birth month to battle for a total of HK$100,000 Spending Credit

  • 30-minutes Express Card Issuance (Only applicable to those successful card applications through AEON branches or "AEON HK" Mobile App, with card pick up at an AEON branch)

  • No transaction fee is imposed by AEON on foreign currency transactions

  • Permanent Annual Fee Waiver

UnionPay

• Exemption of foreign transaction fees

• Support UnionPay QR Pay service via "AEON HK" Mobile App

• Support UnionPay QR code payment service

Cash Back

• Members can enjoy 5% credit purchase discount* at AEON on "Thanksgiving Days" (2nd & 20th of every month)

• Enjoy more savings all year-round with the "AEON Member Price"

Overseas Spending

• Earn 4% Cash Rebate on Mainland China, Macau & Japan spending (Registration & Promotion Period until 31 Dec 2023)

• Exemption of foreign transaction fees

Best Credit Cards

• Welcome offers up to HK$600 in total

• Enjoy 5% credit purchase discount at AEON on "Thanksgiving Days" (2nd & 20th of every month), enjoy more savings all year-round with the "AEON Member Price“

• Earn 2X Bonus Point for credit purchase or Interest-free Card Instalment Plan at AEON

• “Local / Overseas Spending ．Rewards Everywhere”: Earn up to HK$1,200 Cash Rebate with local, online and overseas spending (Registration & Promotion Period until 29 Feb 2024)

• Earn 4% Cash Rebate on Mainland China, Macau & Japan spending (Registration & Promotion Period until 31 Dec 2023)

• Earn up to HK$1,200 Cash Rebate by spending at Chung Yuen Electrical outlet or eShop and get up to 70% off on selected offers (Registration & Promotion Period until 31 Dec 2023)

• Earn 2% Cash Rebate on local dining spending (Registration & Promotion Period until 29 Feb 2024)

• Participate in the mini game “AEON FantasCake Birthday Party” during birth month to battle for a total of HK$100,000 Spending Credit

• No transaction fee is imposed by AEON on foreign currency transactions

• Permanent Annual Fee Waiver

Dining

• Earn 2% Cash Rebate on local dining spending (Registration & Promotion Period until 29 Feb 2024)

Annual Fee Waiver

• Permanent Annual Fee Waiver

Welcome Offers

• New customer is entitled to HK$400 Cash Rebate upon making accumulated of HK$6,000 from credit spending or Interest-Free Card Instalment Plan within the first 60 days after the card approval and issuance. Successful Application through AEON website or “AEON HK” Mobile App can enjoy extra HK$200 Cash Rebate.

Annual Interest Rate and Fees

Annual Principal Fee	Permanent Annual Fee Waiver
Supplementary Annual Fee	N/A
Fee Waiver
Annual Interest Rate	Credit Purchase: 35.02% ; Cash Advance: 35.86%
Late Payment Fees	The amount of minimum payment due or HK$300, whichever is the lower
Minimum Monthly Repayment	A.Total fees and charges (include but not limited to financial charge, past due amount & over-limit amount) currently billed to the card statement; andB.1% of the statement balance (excluding item A where applicable);(Minimum HK$100, whichever is higher)
Foreign Currency Transaction Fee	N/A
Foreign Check Fee	N/A
Cash Advance Transaction Fee	3% on Cash Advance amount per transaction, or HK$100 per transaction(Whichever is higher)
Overlimit Fee	HK$120

Minimum Income Requirements

Local Resident	HK$0
Foreigner	HK$0

Card Association

UnionPay