Earn 3X points for QuickPass Transactions
Citi Rewards UnionPay Card offers 3X points for QuickPass Transactions. The annual income requirement for Citi Rewards UnionPay Card is just HK$120,000.
HK$120,000
Minimum Income Requirements
3X Points
QuickPass Transactions
$5 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive
【MoneySmart Exclusive!】From now until 31 October, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Valid until 31 Oct 2024 - See more details below

Are you eligible?

    • Customers (“Eligible Cardholders”) must submit the application form through MoneySmart during the Promotional Period and successfully apply for a principal card of Citi Prestige Card, Citi PremierMiles Card, Citi Cash Back Card, Citi Rewards Mastercard, Citi Rewards UnionPay Credit Card , Citi Octopus Platinum Card, Citi HKTVmall Card or Citi The Club Credit Card (“Eligible Card”) issued by Citibank (Hong Kong) Limited (“Citibank”) and have their Eligible Card successfully approved by November 30, 2024. 
    • Unless otherwise specified, the Welcome Offers are not applicable to customers who currently hold, have cancelled or have held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card (“New Customer”). 
    • Students are not eligible for this credit card promotion. All student applicants are only eligible to enjoy the designated Citi Student Credit Card welcome offer. 

What you need to know

  1. Each Eligible Cardholder is entitled to one welcome offer only (Except for applicants of Citi Prestige Card). 
  2. Eligible Cardholders are entitled to the following welcome offer upon successful physical card activation within a month since from the date of card issuance and fulfilling the below relevant reward condition (“Welcome Offer”): 

    Welcome Offers  |  Reward Conditions/Spending Conditions
     HK$1,600 Cash Rebate  |  Accumulate spending of HK$8,000 or above within first 3 months# from the date of card issuance which include at least 1 eligible transaction each month 

    # For example, when the Eligible Card issue date of a New Customer is on June 16, 2024, then the first month is from June 16 to July 15, 2024; the second month is from July 16 to August 15, 2024; the third month is from August 16 to September 15, 2024. 


  3. Cash Rebate: will be credited to Eligible Cardholders’ card account within 5 calendar months upon the month of meeting the reward conditions/spending conditions. 

Quick Facts

Get the maximum value by

Earn 3X points for QuickPass Transactions

Good for

who is used to contactless transactions

Categories to maximise this card

welcome offers, E-wallet

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.