HSBC Visa Signature Card offers 9X RewardCash (i.e. 3.6% RewardCash rebate or HK$25= 1 mile), including exclusive extra 3X RewardCash rebate in addition to the 6X RewardCash rebate in Rewards of Your Choice category
HK$360,000
Min. Annual Salary
Up to3.6%
RewardCash Rebate
HK$2.78 = 1 Mile
Miles Conversion (local spend)
Bank Promo
Limited offer for HSBC Visa Credit Cards: New credit card customers may enjoy a limited time welcome offer of up to $1,300 RewardCash upon successful application of an HSBC Visa Gold Card for Students by 30 April 2024 and using the card to take an MTR ride!
Valid until 30 Apr 2024 - See more details below

Are you eligible?

    • (a) Successfully apply for an Eligible Credit Card via HSBC Phone Banking, HSBC branches, HSBC website, HSBC Internet Banking or HSBC HK Mobile Banking app
    • (b) make Eligible Transactions of HKD10,000 or above with the Eligible Credit Card within the first 60 calendar days after card issuance.
    • (c) tap and use the Eligible Credit Card to enter and exit gates for at least one MTR ride within the first 60 calendar days after card issuance

What you need to know

  1. After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

Quick Facts

Get the maximum value by

specific spending categories

Good for

consumers focusing their purchases in specific categories.

Categories to maximise this card

specific spending categories

What people use it for

specific spending categories

Get if

you are willing to apply for more than one card and focus this one in a specific spending category to get the maximum cashback or air miles

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

HSBC Visa Signature Pros

Attractive rebate

Enjoy up to 3.6% "RewardCash" rebate (i.e 9X)

Diversifying rewards

"RewardCash" can be exchanged for miles (as low as HK$1.79=1 mile), gifts or cash

Exclusive dining and shopping discounts

Enjoy discounts on dinings and shoppings all around the world e.g. Buy 1 get 1 free regular-priced 2D movie ticket every Monday - Thursday at Emperor Cinemas

HSBC Visa Signature Cons

Registration required for additional RewardCash

To enjoy extra RewardCash, cardholders need to register and spend in the designated categories in order to earn the year-round rewards.

Relatively high application threshold

To apply, you must have an annual income of at least HK$360,000 or hold assets of HK$400,000 or more.

Annual fee

New customers can enjoy two-year annual fee waiver, but thereafter an annual fee of HK$2,000 applies.

Section Title

What are the welcome offers for HSBC Visa Signature?

Up to HK$800 RewardCash and two-year annual fees waivers.

Does the above mentioned HSBC Visa Signature welcome offer only apply to new HSBC customers?

Yes, the above HSBC Visa Signature welcome offers are only applicable to new HSBC customers. Existing customers who have successfully applied for the Card will receive RewardCash of HK$300.

How much is the annual fee for HSBC Visa Signature? Can it be waived?

New customers can enjoy two-year annual fee waivers, but will need to pay an annual fee of HK$2,000 thereafter.

What is Red Hot Rewards of Your Choice and how to apply?

HSBC Red Hot Rewards of Your Choice is a new programme bringing cardholders 6X RewardCash all year round.


With this program, cardholders can earn basic 1X RewardCash and also extra 5X RewardCash on five s pending categories including Dining, Health, Leisure, Home, Lifestyle and Overseas and Mainland China Spending. This gives you more choices and allows you to earn rewards much faster.


To join, you need to register by completing the online registration form on HSBC website or via HSBC Reward and app.

How can I apply for an HSBC Visa Signature supplementary card?

The primary cardholder can apply for an HSBC Visa Signature supplementary card on the HSBC website.