HSBC Visa Signature Card offers 9X RewardCash (i.e. 3.6% RewardCash rebate or HK$25= 1 mile), including exclusive extra 3X RewardCash rebate in addition to the 6X RewardCash rebate in Rewards of Your Choice category
HK$240,000
Min. Annual Salary
Up to 3.6%
RewardCash Rebate
HK$2.78 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive
【Welcome Offer up to $1,000 RewardCash!】
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!

🎫⚡️From now until 31 July 2025, successfully register and apply online for an Eligible HSBC Credit Card can enjoy exclusive booking privileges upon card approval. You'll stand the chance to purchase tickets for the additional shows of HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You' and earn the welcome offer!
Valid until 31 Jul 2025 - See more details below

Are you eligible?

    • Eligible Credit Card refers to: HSBC EveryMile Credit Card, HSBC Visa Signature Card, and HSBC Pulse UnionPay Dual Diamond Credit Card.
    • 【HSBC Credit Card Welcome Offer】Up to $800 RewardCash
      During the promotion period from 1 March 2025 to 28 February 2026, New Credit Card Customers who successfully apply and get approved for an Eligible Credit Card will receive $800 RewardCash by making Eligible Transactions totalling HK$8,000 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $200 RewardCash.
    • 【Spending Instalment Plan Promtion】Extra $200 RewardCash
      New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Spending Instaalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. T&Cs apply.

What you need to know

  1. "New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.
  2. 🎫⚡️【Red Hot Show Pass】
    From now until 31 July 2025, customers who successfully register and apply online for an Eligible HSBC Credit Card¹ can enjoy exclusive booking privileges² upon card approval. You'll stand the chance to purchase tickets for the additional shows of HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You'!

    Card Application Period | 23 Jun 2025 - 31 July 2025
    Card Approval Period | On or before 20 August 2025
    Exclusive Booking Date and Time | 15 September 2025 10:00 am to 16 September 2025 11:59 pm
    Exclusive Booking Channel | Online Booking at Klook App or klook.com
    Theatre Show Dates | 28 September 2025 to 4 October 2025
    Theatre Show Time | 8:00 pm (Tuesdays to Saturdays) / 3:00 pm (Sundays)
    Theatre Show Venue | Lyric Theatre, HKAPA
    Theatre Show Ticket Prices | HK$1,080 / HK$880 / HK$680 / HK$480
T&Cs

Quick Facts

Get the maximum value by

specific spending categories

Good for

consumers focusing their purchases in specific categories.

Categories to maximise this card

specific spending categories

What people use it for

specific spending categories

Get if

you are willing to apply for more than one card and focus this one in a specific spending category to get the maximum cashback or air miles

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

HSBC Visa Signature Pros

Attractive rebate

Enjoy up to 3.6% "RewardCash" rebate (i.e 9X)

Diversifying rewards

"RewardCash" can be exchanged for miles (as low as HK$1.79=1 mile), gifts or cash

Exclusive dining and shopping discounts

Enjoy discounts on dinings and shoppings all around the world e.g. Buy 1 get 1 free regular-priced 2D movie ticket every Monday - Thursday at Emperor Cinemas

HSBC Visa Signature Cons

Registration required for additional RewardCash

To enjoy extra RewardCash, cardholders need to register and spend in the designated categories in order to earn the year-round rewards.

Relatively high application threshold

To apply, you must have an annual income of at least HK$360,000 or hold assets of HK$400,000 or more.

Annual fee

New customers can enjoy two-year annual fee waiver, but thereafter an annual fee of HK$2,000 applies.

Section Title

What are the welcome offers for HSBC Visa Signature?

Up to HK$800 RewardCash and two-year annual fees waivers.

Does the above mentioned HSBC Visa Signature welcome offer only apply to new HSBC customers?

Yes, the above HSBC Visa Signature welcome offers are only applicable to new HSBC customers. Existing customers who have successfully applied for the Card will receive RewardCash of HK$300.

How much is the annual fee for HSBC Visa Signature? Can it be waived?

New customers can enjoy two-year annual fee waivers, but will need to pay an annual fee of HK$2,000 thereafter.

What is Red Hot Rewards of Your Choice and how to apply?

HSBC Red Hot Rewards of Your Choice is a new programme bringing cardholders 6X RewardCash all year round.


With this program, cardholders can earn basic 1X RewardCash and also extra 5X RewardCash on five s pending categories including Dining, Health, Leisure, Home, Lifestyle and Overseas and Mainland China Spending. This gives you more choices and allows you to earn rewards much faster.


To join, you need to register by completing the online registration form on HSBC website or via HSBC Reward and app.

How can I apply for an HSBC Visa Signature supplementary card?

The primary cardholder can apply for an HSBC Visa Signature supplementary card on the HSBC website.