Are you eligible?

• • From 22 July (noon) to July 31, 2025, new customers who successfully open an account and apply for a Mox credit card using the invitation code '1200MOXMS', with spending of designated amount within the first 60 calendar days after the card approval, can enjoy up to HKD3,900 rewards:
    ・Successfully open an account and apply for a Mox credit card: HKD200 cash rebate (delivered by Mox)
    ・Spend HKD2,000 within 60 days can further enjoy exclusive offer from MoneySmart (delivered by MoneySmart):
    【⚡️Choice 1】Nintendo Switch 2 (Value: HKD3,450, with 20 limited quotas^)
    ^ Nintendo Switch 2 is an "Upgraded Gift" with a limited quota of 20 units. Eligible New Customers who selected Switch 2 as their preferred gift, and are the 7th, 14th, 21st, 28th, 35th, 42nd, 49th, 56th, 63rd, 70th, 77th, 84th, 91st, 98th, 105th, 112th, 119th, 126th, 133rd, and 140th to successfully submit the redemption form will be eligible to receive the selected gift. All other eligible customers who chose Switch 2 will automatically receive HKD900 Cash (automatically converted by 9,000 SmartPoints and will directly deposit to your FPS account). The redemption results will be notified via email on or before 30 November, 2025. Campaign T&Cs applied.
    ⠀⠀
    【🎁 Choice 2】
    Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HKD3,700) or PHILIPS ADD6901HWH01/90 RO Water Dispenser (Value: HKD1,998) or HKD1,500 Apple Store Gift Card or HKD1,500 PARKnSHOP Supermarket Voucher or HKD1,300 Cash (automatically converted by 13,000 SmartPoints and will directly deposit to your FPS account)
    ⠀⠀
    *Subject to "1200MOXMS" Invitation Code Promotion Terms and Conditions.

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

What you need to know

1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 October, 2025

2. During the Promotion Period, you must use the Invitation Code to open a Mox Account, completing the Mox Account opening process the following 15 days and Mox Credit application in the following 30 days.

3. Earn While You Travel During the holiday 🛩: Hotel and Flight Discounts, Up to 9% Exclusive Discount + 5% CashBack, as well as 3% CashBack for your shopping at any supermarkets.

4. From 4 November 2024, if you have an Eligible Balance for Card Rewards of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 30 September 2025 (both dates inclusive), if you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 1 October 2025, if you have an Eligible Balance for Card Rewards of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction.

5. *Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of as low as HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison. From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 30 June 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 1 July 2025, if you choose Asia Miles as your credit spending rewards, and have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.  FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.

6. Good news – the offer has been extended, so you can earn even more! From 1 June to 31 July 2025, spend with your Mox Credit Card to earn extra 3% Cash Rewards at Selected Daily Merchants⁶, including foodpanda, Trip.com, 7-11, Mannings, Watsons, Circle K and more! Whether you’re shopping for daily essentials or booking for your next trip, you can earn more on every purchase!

7. Limited quota for the Promotion, first come first serve.

8. To borrow or not to borrow? Borrow only if you can repay!