Compare Critical Illness Insurance in Hong Kong 2021: A Summary of Cancer Protection & Insurance Coverage

The insured must be between 15 days- 60/65 years old. If you are planning to purchase a critical illness cover for your newborn or parents, don’t forget to check the terms and conditions of the plan.

Critical illness cover will pay out if the insured is diagnosed with one of the defined medical conditions listed in the policy. However, it is important to note that not all conditions are covered and the policy will also state how serious the condition must be. What’s covered and what’s excluded are set out in the policy details, so it is important to spend time reading them.

Most of the policy only pays out once and then the policy will end. However, some companies such as Blue WeCare Critical Illness Protection Plan 1 covers cancer recurrence.